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PUBLIC MARKS from creditdebit with tags money & "credit repair tips"

August 2009

How To Improve Credit Score The Easy Way

Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score. With the plethora of consumers in debt these days, many are ...

July 2009

Credit Score Includes All of This

Tip! If you are sincerely interested in improving your FICO credit score, bankruptcy MUST be avoided! Bankruptcy is more negative than late payments or collection accounts. Your credit report includes a lot of information about your credit behavior and...

Keep Aside Your Credit Score, Avail Adverse Credit Secured Loans

Tip! Pay off debts to improve credit scores. Can’t get a loan because of bad credit? Avail adverse credit secured loans and forget about your credit score. Your dreams and wishes will now take a shape and you will no more be suppressed by bad cre...

June 2009

How Is Your Credit Score Calculated

Tip! Make every payment on time. This is the most important factor in your credit score rating. The truth is that we actually do not know exactly how your credit score is calculated because it is one of the most guarded algorithmic equations in the wo...

What Does Credit Score Account For?

Tip! When reviewing your credit report, use the above listed areas of evaluation to help raise your credit score. Any credit you have will be part of your credit report. This includes credit cards, car loans, mortgages and student loans, etc. T...

March 2009

Getting an Equifax Free Credit Report

Tip! You should contact the credit reporting agency and request that the inaccurate information be taken off. To do this you will need to send a letter of request and enclose a copy of the report with the incorrect information highlighted. Every singl...

Credit Card Debt Consolidation Can Improve Your FICO Score

Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all. Debt consolidation can be an excellent way to enhance your FICO and credit score. In fact...

January 2009

Think You Were Qualified for the Job? Your Credit Report May be the Reason You Were Not Hired

Tip! You will see the addresses for each creditor on the credit report. If it is not there, then you can call customer service to ask them to provide you with the missing information. It is already hard enough to find a position you feel you deserve. ...

Tenants Improve Your Credit Score with Bad Credit Tenant Loan

Tip! Do not apply for every car, credit card, and home that you are looking at as an eager consumer. Because every time you try to purchase a home, car, or get a new credit card your credit score is checked and the crediting agencies lower your score i...

Ways to Raise Your Credit Score Fast

Tip! Obtain a copy of your credit score report from one of the three major credit bureau agencies: Equifax, TransUnion or Experian. Many people have credit scores that are less than perfect. To date, there are ...

Your Credit Score - Improve It In 5 Easy Steps

Tip! If you have paid off all your debt, and your credit score seems to be at a stand still, you might want to make small purchases each month with your credit card and pay them off immediately. Often times the credit bureaus like to see at least some...

December 2008

Is Your Credit Score Costing You A Fortune?

Tip! Check your credit score online with one of the official companies to see what or why your credit score is the level it is. This will help you determine what you can really do to increase your credit score. While some surveys show that 9 out of 10 ...

Free Credit Report Online - Disadvantages

Tip! Many credit card companies will decide whether or not to issue you a credit card with a high limit based on your credit report. If in doubt they may not issue a card at all or issue a card with a very low limit or risk. There are just as many disa...

October 2008

The Fastest Route to a Great Credit Score

Tip! Make every payment on time. This is the most important factor in your credit score rating. Building credit is an essential part of any financial portfolio. It allows you the freedom of using other peoples money and getting it at a low rate of ret...

The Truth You Should Know Before Getting a Free Credit Report Online

Tip! Write to the credit reporting company about the incorrect and inaccurate information. Don’t be scammed into getting by Free Credit Report on the internet. The companies that promote these free credit reports are in it for the money and ma...

6 Uses of a Credit Report

Tip! Residents of Colorado, Maryland, Massachusetts, New Jersey, and Vermont are entitled by state law to one free credit report from a credit-reporting agency per year. Residents of Georgia are entitled to two free credit reports. A credit report is a...

Instant Car Loans - Using Credit Score to Get a Lower Rate

Tip! Pay the minimum monthly payments. This will repair your credit score remarkably. Smart car buyers know the advantages of getting pre-approved for a car loan before entering a dealership. Because dealerships have shady practices that involve chargi...

September 2008

How To Start Do It Your Self Credit Repair

The Attorney’s Guide To Credit Repair. Good credit score is necessary if we want to live normal lives. Lots of people make mistake of not paying enough attention to their credit rating even though without good credit many of the everyday things ...

Debt Consolidation Can Be Essential To Your Credit Repair

The Attorney’s Guide To Credit Repair. Each on us has a particular financial position, and most of us have some kind of debt to return. It can mean both, the big home loan or a small credit card bills. It actually means that all of us depend on ...

The Truth About Credit Repair Services

Credit Repair - Erase Bad Credit Now! Delete All Bad Credit Within 1-3 Months. Guaranteed. - I Will Show You Proof. Advertisements from credit repair companies can be found on local newspapers, TV, radio, internet, and fliers on the mail and on the s...

Bad Credit Personal Loan to Fulfill Your Personal Needs Despite Poor Credit Score

Tip! Keep old paid off accounts in an open status. If you close an account, it won’t help your FICO score but it could lower your credit score. 2049 Bad credit personal loan is taken when you need a loan to fulfill your personal needs but you c...

August 2008

Free Online Credit Score

Tip! Any new credit: How much credit have you recently applied for and been granted. They will also look at how many enquiries have been made concerning your credit score. Whether you want to see existing debts, want to know the number assigned to you,...

Credit Score, Insurance Score and the Cost of Auto Insurance

Tip! Pay the minimum monthly payments. This will repair your credit score remarkably. While shopping for auto insurance, an individual always aims for lower cost of insurance. In that case a good credit score may help to lower the cost. Credit score i...

Credit Report: Myth or Reality

Do It Yourself Credit Report Repair. Downloadable eBook with step by step instructions for credit report repair. 1. Is it a myth or reality that you have more than one credit score? A. Reality. There are 3 credit companies (Equifax, TransUnion, and Exp...

July 2008

Do you Know the Benefits of Checking your Credit Report?

Tip! Check Your Credit Report. Make sure you know what your credit is like. Do you know why you should check your credit report? Of course you do, because you have undoubtedly experienced one working in your life! No matter where you roam, your credit...