August 2009
How To Improve Credit Score The Easy Way
Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score.
With the plethora of consumers in debt these days, many are ...
Filing a Simple Bankruptcy
Tip! Look into the total cost of fees for your bankruptcy case. It’s best to know the amount of money it is going to cost you.
We all know times are tough and, for some of us, bills are getting harder to pay each month. If the debts you owe are m...
Bankruptcy Means Testing Under the New Bankruptcy Law
Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want.
The rush to file bankruptcy ahead of the new bankruptcy law over. Now what? Did you miss the boat if...
July 2009
Credit Score Includes All of This
Tip! If you are sincerely interested in improving your FICO credit score, bankruptcy MUST be avoided! Bankruptcy is more negative than late payments or collection accounts.
Your credit report includes a lot of information about your credit behavior and...
June 2009
Repair Your Credit Card Score With Credit Card Debt Consolidation
Tip! Make every payment on time. This is the most important factor in your credit score rating.
Do you feel stressed out while paying your debts? Are you unable to handle the prevailing expenditure? Several people are there like you, so you don’...
Consolidated Freight Bankruptcy; What does it mean?
Tip! The forth factor that needs to be considered on the road to filing for bankruptcy, is to determine whether you will seek professional assistance in the pursuit of a bankruptcy case. Some people do elect to file for bankruptcy on their own without...
April 2009
Bad Credit Score! Still Finance Your Car With Bad Credit Car Loan
Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score).
Bad credit happens when the person is lenient in making payment of debts. Earlier, the people with bad credit found it al...
File Bankruptcy (Chapter 13)
Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...
March 2009
Bankruptcy Attorneys - 7 Tips For Choosing The Right One
Tip! The third step you need to undertake when it comes to seeking bankruptcy relief is to contact all three major credit bureaus. When all is said and done, the three major credit bureaus may have the best record of all of your outstanding debt.
Bank...
Does Debt Settlement Affect Your Credit Score?
Tip! Make every payment on time. This is the most important factor in your credit score rating.
If you’re buried deep in credit card debt, you probably shouldn’t be asking if debt settlement affects your credit score. Instead, you may want...
Get a Free Instant Credit Report Without a Credit Card
Tip! The Credit reporting agency will forward the request to the information provider at which time they will review and investigate the request. If the information cannot be verified, then they must remove it.
Not too long ago, we had to guess at how...
Is Do it Yourself Debt Settlement a Good Bankruptcy Alternative?
Tip! It’s not difficult to file for bankruptcy. It really isn’t.
There are two ways to deal with your debt: on your own, or with help.
Getting help from a bankruptcy attorney to file for bankruptcy, or getting help from a credit counselor ...
Getting an Equifax Free Credit Report
Tip! You should contact the credit reporting agency and request that the inaccurate information be taken off. To do this you will need to send a letter of request and enclose a copy of the report with the incorrect information highlighted.
Every singl...
February 2009
Debt Consolidation Loan: An Effective Tool to Build Your Credit Score
Credit Score: A Definitive Guide. Credit Scoring Techniques Based Directly From The Industry’s Standard Of Credit Scoring. The Score That Lenders Use.
Debt consolidation does indeed give you much financial support. However, if it crosses a limit...
The Free Credit Report Scam
Tip! It is possible that a very old credit records cannot be verified because records may no longer exist after 1 or 2 years on credit report.
Every consumer in America has the right to a free credit report once every year by law as of September 2005. ...
January 2009
Think You Were Qualified for the Job? Your Credit Report May be the Reason You Were Not Hired
Tip! You will see the addresses for each creditor on the credit report. If it is not there, then you can call customer service to ask them to provide you with the missing information.
It is already hard enough to find a position you feel you deserve. ...
Tenants Improve Your Credit Score with Bad Credit Tenant Loan
Tip! Do not apply for every car, credit card, and home that you are looking at as an eager consumer. Because every time you try to purchase a home, car, or get a new credit card your credit score is checked and the crediting agencies lower your score i...
California Bankruptcy Laws
Tip! The next step in filing for bankruptcy is to determine exactly what assets you have available to you. Your assets include your recurring income from your job, your home and major items of personal property that you might own (including such items...
Bankruptcy Laws - Help Protecting Distressed People In Debt
Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...
Chapter 7 Bankruptcy Law - Important Aspects To Consider
Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy.
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How do I Improve My Credit score?
Tip! Obtain a copy of your credit score report from one of the three major credit bureau agencies: Equifax, TransUnion or Experian.
How do I improve my credit score? This is a popular question that many individ...
December 2008
Bankruptcy Lawyers - 4 Important Things To Remember Before You Retain One
Tip! Pay all of your bills on time. Bankruptcy is a means to financial recovery.
Most debtors do not consider hiring a lawyer for the obvious reason that they cannot afford to have one. While a debtor is not required to hire a lawyer, it is recommende...
