August 2009
The Credit Score Rating Scale
Tip! Obtain a copy of your credit score report from one of the three major credit bureau agencies: Equifax, TransUnion or Experian.
It’s a beautiful sunny Saturday, and you and your loved one are out driv...
Louisiana Bankruptcy Lawyers
Tip! The final step in considering bankruptcy is to actually engage the services of an attorney. At this juncture, you attorney will prepare a bankruptcy petition on your behalf that will be filed in the bankruptcy court.
Although the laws of the stat...
Finding a Bankruptcy Attorney in New Hampshire
Tip! The next step in filing for bankruptcy is to determine exactly what assets you have available to you. Your assets include your recurring income from your job, your home and major items of personal property that you might own (including such items...
July 2009
New York Bankruptcy Lawyers
Tip! Your credit history will be damaged by bankruptcy; it will appear on your credit report for as long as 10 years.
Bankruptcy is person’s legal declaration of being insolvent. Bankruptcy can be a very difficult, complex and complicated legal p...
June 2009
Bankruptcy Records - A Means to Find Out Who Has Financial Problems
Tip! The final step in considering bankruptcy is to actually engage the services of an attorney. At this juncture, you attorney will prepare a bankruptcy petition on your behalf that will be filed in the bankruptcy court.
Bankruptcy records are a resu...
Bankruptcy Explained
Tip! You will also have to prove how well you make payments. Again, lenders will not focus on your credit payment history ending in bankruptcy but rather on the payments that you have made since your filing.
Whether or not we want it to or mean it to, ...
May 2009
How to Establish a Good Credit Score, and why a Good Credit Score is Important
Tip! Pay the minimum monthly payments. This will repair your credit score remarkably.
Your credit score is a mathematical calculation done by the credit bureaus to determine your credit worthiness. A high credit score means you are a good credit risk;...
April 2009
Bad Credit Auto Loans: How Credit Score affects your Interest Rate
Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score).
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If you are unfamiliar with the concept of credit score or rank and you don’t know how it is determined, you ...
March 2009
Bankruptcy Attorneys - 7 Tips For Choosing The Right One
Tip! The third step you need to undertake when it comes to seeking bankruptcy relief is to contact all three major credit bureaus. When all is said and done, the three major credit bureaus may have the best record of all of your outstanding debt.
Bank...
Consolidate your Credit Card Debt and Increase your Credit Score
Tip! Any new credit: How much credit have you recently applied for and been granted. They will also look at how many enquiries have been made concerning your credit score.
Are you struggling to pay your bills? Can’t seem to manage the surmounting...
Bankruptcy Instead of Debtor's Prison
Tip! The third step you need to undertake when it comes to seeking bankruptcy relief is to contact all three major credit bureaus. When all is said and done, the three major credit bureaus may have the best record of all of your outstanding debt.
Bank...
February 2009
Debt Consolidation Loan: An Effective Tool to Build Your Credit Score
Credit Score: A Definitive Guide. Credit Scoring Techniques Based Directly From The Industry’s Standard Of Credit Scoring. The Score That Lenders Use.
Debt consolidation does indeed give you much financial support. However, if it crosses a limit...
The New Bankruptcy Law: Information You Need To Know Before You File
Tip! Get a copy of your credit report. Many times (most times) the credit accounts that are absolved with your bankruptcy are not removed from your credit report immediately.
The new bankruptcy law is in effect, and the climate has drastically changed...
Free Online Credit Report and Score
Tip! Every negative credit record on your credit report can be negated by you at any time. The credit bureau must reinvestigate and if that item cannot be verified within a reasonable amount of time, that credit record must be removed from the credit f...
There are Tons of Ways to Boost Your Credit Score, Here's 10
Tip! Make every payment on time. This is the most important factor in your credit score rating.
1. Getting Rid of Errors in 2 Days
Deleting errors is the fastest way to correct errors on your credit report and raise your credit score. On top of that, ...
The Ins And Outs Of Bankruptcy
Tip! Once you narrow down the list of attorneys you are considering, the next phase in considering bankruptcy is to obtain references in regard to each of these attorneys’ prior performance. References will provide you with specific information ...
Bad Credit Personal Loan Offers Scope to Improve your Credit Score
Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all.
There are few things which you would like to pass up altogether but may not succeed all t...
January 2009
Getting A Credit Report With Your Credit Card, Be Careful!
Tip! Don’t attempt to create a separate credit identity to get around your flawed credit report.
We have all seen the advertisements on the Internet telling us that we are entitled to free credit reports. But many people want to know if they can ...
California Bankruptcy Laws
Tip! The next step in filing for bankruptcy is to determine exactly what assets you have available to you. Your assets include your recurring income from your job, your home and major items of personal property that you might own (including such items...
Bankruptcy Laws - Help Protecting Distressed People In Debt
Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...
How To Get A Free Credit Report With The Best Companies
Tip! Education loans are also sanctioned by colleges, universities, and other institutions based on your credit report. So, if your kids are planning to go to college and qualify in professional courses then their whole future will depend on your havin...
Ways to Raise Your Credit Score Fast
Tip! Obtain a copy of your credit score report from one of the three major credit bureau agencies: Equifax, TransUnion or Experian.
Many people have credit scores that are less than perfect. To date, there are ...
Before And After Bankruptcy Filing Advice Tips
Tip! Obtain a copy of your bankruptcy and discharge papers from your attorney or the courthouse. This may include a copy fee.
Before Bankruptcy Help Advice Tips
The best bankruptcy advice tip that you should follow before anything else is to consider b...
December 2008
Rebuilding Credit After Bankruptcy
Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy.
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