September 2007
The Lowdown on the JetBlue Credit Card
Tip! Cashback credit cards give you a percentage of your cash back each time you use them. Some cashback credit cards offer a higher percentage when you use them at the shops of ‘member merchants’, but the card can still be used at any shop...
The Lowdown on the Orchard Bank Secured Credit Card
Tip! Pre-approved — A credit card offer with ‘pre-approved’ only means that a potential customer has passed a preliminary credit-information screening. A credit card company can spurn the customers it invited with ‘pre-approved&...
What is the National Average Credit Score?
Tip! Try to keep your credit balances as low as possible. You can also ask the lender to increase your credit limit which can increase your credit score.
When it comes to credit scores there is a wide range of placement for American consumers. Low cred...
Avoid False Promises of Credit Repair Companies
Credit Repair - Erase Bad Credit Now! Delete All Bad Credit Within 1-3 Months. Guaranteed. - I Will Show You Proof.
If it sounds unlikely to be true, it probably is. This rule holds true even when it comes to credit repair. More often than not, the p...
How To Avoid Bankruptcy - Helpful Tips To Consider For Debt Relief
Tip! All of your debts are not wiped out in a Chapter 7 bankruptcy. There are certain types of debts that can not be discharged under Chapter 7.
Without a doubt, the best way to save you from a self-ruining situation such as bankruptcy is by actually ...
How to Get a Secured Credit Card
Tip! Has Much Experience - Established credit card agents have a better chance of helping you with your particular needs. They have had extensive experience in dealing with their clients and are in a better position to help you out.
If you need to esta...
August 2007
Filing Chapter 7 Bankruptcy
Tip! The forth factor that needs to be considered on the road to filing for bankruptcy, is to determine whether you will seek professional assistance in the pursuit of a bankruptcy case. Some people do elect to file for bankruptcy on their own without...
How To Get Your Best Cash Back Credit Card
Tip! Your credit rating affects the APR that you are offered. The ‘typical APR’ that’s listed by most credit card UK companies is the rate that they must offer to at least 2 of every three customers that they approve for that credit ...
Chapter 7 Bankruptcy Software
Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F.
This is the age of computers and the computer has given its Midas touch...
Credit Repair
The Attorney’s Guide To Credit Repair.
More than 30 million have financial problems of one sort or another, from late payments to bankruptcy. The American Bankruptcy Institute reports that, “The number of bankruptcy cases filed in the 12-m...
Chapter 7 Bankruptcy Discharge
Tip! The final step in considering bankruptcy is to actually engage the services of an attorney. At this juncture, you attorney will prepare a bankruptcy petition on your behalf that will be filed in the bankruptcy court.
The primary purpose of bankru...
5 Things to Know Before You Apply for a Platinum Credit Card
Tip! Don’t just cut up your credit cards: cancel them.
In our current society where high regard is placed on prestige, image and personal profile, Platinum Credit Cards are often used as status symbols. This stems from that fact that these cards ...
Credit Repair! You May Have A Bad Credit Rating And Not Even Know It
Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers.
When we talk about credit repair, most of us believe that repairing our credit rating is directly related to our mismanagement of our finances, and in m...
Top 10 Credit Card Tips
Tip! Interest free period. Also, it’s a good idea to compare the interest free periods offered by various credit cards.
The credit card has been one of the most popular inventions of this time, helping consumers acquire convenience and boosting c...
How Long Do Credit Inquiries Stay on a Credit Report?
Tip! Many times the creditor does not re-verify in time or the credit bureau is busy and does not handle your dispute properly. This credit record must then be deleted from your credit report.
Credit reports can be a bit of a balancing act. On one han...
July 2007
Debt Consolidation Loans the Way to Debt Freedom
Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees.
Debt consolidation loan helps in managing...
Debt Consolidation Loan Online: A Good Option Or Not?
Tip! A Debt Consolidation Repayment Representatives will contact you and will work out a debt management plan.
Are you tired of debts and want to get rid of it?
Irksome and untimely calls of lenders irritate you every time?
Don’t have time to sea...
How to Read a Credit Report In Order to Avoid Any Credit Errors
Tip! Many times the creditor does not re-verify in time or the credit bureau is busy and does not handle your dispute properly. This credit record must then be deleted from your credit report.
If you have taken the time and obtained your credit report ...
2005's Bankruptcy Laws Make Filing More Difficult
Tip! Your creditors can not change their minds at a later date From the date of approval of your Arrangement all interest and charges are frozen. Unlike bankruptcy there is no advertisement of the IVA in a local paper.
It used to be that you could sim...
Second Mortgage Loans Are Cool for Debt Consolidation and Cash Out
Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...
How Do I Get a Credit Card? Bad Credit? No Credit?
Tip! Here are some things that will help you to find the bad credit help that you need.
How do I get a Credit Card?
Getting a Credit Card is not as difficult as it seems. If you have recently graduated, or you are still in college, Credit Card companie...
Details of the Citi Student Credit Card Application
Tip! Utilities. Because it’s so easy to pay utilities with an automatic credit card charge, many people end up paying for their air conditioning when they’re heating their homes.
This Citi Student credit card is a platinum card, therefore i...
June 2007
Why Should We Go For Personal Debt Consolidation
Tip! Sort the debts. You should physically put them into two piles: one for monthly bills you can’t do anything about and one for other (these will end up being bills eligible for debt consolidation).
The likelihood of people getting trapped in ...
3 Ways To Get Credit After Bankruptcy
Tip! You will also have to prove how well you make payments. Again, lenders will not focus on your credit payment history ending in bankruptcy but rather on the payments that you have made since your filing.
Declaring bankruptcy may seem like a financi...
Gas Prices Got You Down? Apply For A Gas Credit Card
Tip! Insurance Most credit card companies provide you free travel and accident insurance on your credit cards. Though this is limited and you could prefer to go for personal insurance, this can become handy at some odd times.
It seems as if summer is e...
