06 January 2009 02:00
Car Insurance for the newly retired. Do insurance companies take account of drivers of company cars ?
Sophia B asked: I have been driving for about 44 years and have had a company car for the last 20 or so. When I retire, will an insurance company take account of this with no-claims discount for a car of my own?gbrain.net
Will my car insurance rates go up in a single car accident?
david H asked: Have had a perfect driving record for 20 years, last week on my way to work, hit black ice, and car overturned in the ditch - car was a total loss. Do you think my rates will rise? No injuries or property damage, just a totalle...
Can an car insurance company deny coverage if the driver doesn't wear seat belts?
Arianna B asked: Say if you let your friend drive your car and he get’s in an accident. Can you car insurance company say that the insurance coverage didn’t count because your friend didn’t have seat belts on? Thx.gbrain.net
How do I rent a car if I'm under 21 and don't have full coverage insurance?
PAL P asked: I am planning a trip and need to rent a car at my destination. I have several car companies that are willing to rent a car to me, though I’m 19, but they require full coverage car insurance, which makes sense, but the problem...
How will my car insurance claim work out?
Lauren B asked: My boyfriend and I got into an accident, where he was at fault. Although he was the driver, the car’s mine and I’m insured under it. I have already filed an insurance claim and I’m getting an appraisal right no...
Am I required to get rental car insurance if I don't have my own auto insurance?
kiki asked: I am planning to sell my car and cancel my auto insurance. If I want to rent a car, am I required to buy their rental car insurance, since I wouldn’t have any other auto insurance otherwise?
If I use my Discover card to rent ...
Waht to ask car insurance company when discussing repairs to my car after accident?
Allan N asked: I was involved i car accident with the other driver taking the blame. My car is damaged and the other drivers insurance company will be contacting me regarding my car. What should I ask them? I am planning to ask about a hire c...
Where do car insurance companies get your driving record in CA?
True2it asked: I hit a guys bumper while driving a company car a couple of years ago and I thought he filed a claim but the company took care of it and I never heard about it again. I’m getting car insurance and I pulled my driving record...
car insurance?
kelly asked: I am an international student in US and I am going to buy a car. However, I don’t know which insurance company has car insurance for international student. Can anyone tell me some infomation about it, scuh as the name of the ...
What is the least amount of car insurance I need to have on a car that doesn't have a loan on it?
Amanda asked: I live in Wisconsin and havent had insurance in about four years. I am getting married in six months and my fiance’s insurance agent said that I should get insurance now, six months before the wedding, so that once we get m...
06 January 2009 01:45
What happens if I foreclose on my mortgage? Will they audit the file if I went stated income?
lifeagent asked: Also I have a first mortgage and also an equity line. I still have money on the equity line. If i spend that before I foreclose will I become liable for that money?gbrain.net
How hard is it to get a mortgage now? What kind of credit score do you need?
susan s asked: I’ve heard that due to all of the foreclosures mortgage companies are getting tougher.gbrain.net
Are mortgage points deductible in the yr of pmt or do I spread them over life of loan?
Surjit T asked: I am a 1st time home buyer and am in a high tax bracket (33%). I am considering whether I should accept points and buy down the rate and claim all the points (approx $11,000) in the current year when I file my returns next year?...
My mortgage provider is telling me he legally has to advise me on insurance is this true?
Claire W asked: I am currently going through the re-mortgage process, my advisor told me he legally has to meet up with me and advise me on buildings and contents and life insurance as per FSA guidelines. I work for an insurance company and get...
How does a 2nd mortgage work from the lender's perspective?
Angela A asked: I’m specifically looking for what happens in the case of default on the 2nd mortgage when the 1st mortgage is not in default.gbrain.net
What is the difference between a second mortgage and a refinance?
gwizzle2002 asked: I am financing a pool and was told by the lender that a refinance and a second mortgage are the same thing. Is that correct?gbrain.net
The value of my home is considerably less than my mortgage. Is it possible to renegotiate a mortgage?
webpinger asked: My lemder is Indymac who has faultered. The house (3200 SqFt) is nice, more the wife’s pick, but is now a financial titanic. Is it possible to renegotiate my mortgage to a lower amount?gbrain.net
How can you get out of a mortgage before getting divorced?
onlyinurdreams85 asked: My friend is separated. He moved out of the house and told his wife she could have it. His wife is two payments behind on their mortgage. She told him that she is looking into filling bankruptcy. How can he get out of...
What is the role of commercial property mortgage bankers, and do they get paid by salary or commission?
ABC asked: What exactly do commercial property mortgage bankers do?
Do they need a license?
Do they get paid by commission or salary?
Average pay for someone starting in the biz?
Pros and cons and your overall impressions of the industry?gbrain...
How nessesary is it to get a mortgage pre-approval if it is not your first home buying?
kissy73179 asked: Our house is for sale and we want to start looking for a new one. I know 1st time buyers should get a mortgage pre-approval before looking at houses, But if this isn’t our 1st house, how necessary is it for us to get on...
Can Mortgage companies pull bank statements and verify income?
james w asked: Just want to know what information mortgage companies can and can not verify. Do they just use the information you send to them.gbrain.net
How long does it take for a mortgage company to foreclose on a house?
mzladyj01 asked: I have moved out of the house (relocated to another state) and it is hard to keep it rented. I need to know how long does it take for the mortgage company to foreclose. It is only 2 months behind right now. Or what is the fa...
What is the best way to market a new mortgage company?
spafilterorders asked: I was thinking about working under a broker in the mortgage business but, it is all commission. Since you need new customers everyday how do you find people who need a mortgage if you are not tied in with a Realtor?gbrain...
What is the best type of mortgage loan for the lowest monthly payment?
cantholdmd asked: 30 year fixed? 2/1 ARM? I need a loan with no PMI and low points and the lowest possible mortgage payment a month. What Im working with:
Credit score 600
Annual assets (Salary) 34500
Monthly Debt: 70
House loan amount: 10600...
Is it possible to obtain a mortgage loan for a USA home from a foreign country?
DogJD asked: I am wondering if it is possible to obtain a LOWER interest mortgage loan by obtaining if from a foreign country? Could you give me any web site references? Thanks!
Also have you ever heard of Sydney Financial Group?
I found this...
