05 January 2009 08:00
How do you go about finding the best deal for refinancing a car loan without multiple hits on credit report?
Adrian C asked: I have a good payment history on my car loan for 18 mos. I want to refi, but do not want to keep getting hits on my credit report while shopping.gbrain.net
How does an 80/20 loan work, in terms of refinancing?
Jenga! asked: In May of 2003, my husband and I bought a house. We got an 80/20 loan to cover the cost. 80% of the loan is a fixed 5.25% rate. 20% of the loan started at 6.25% and currently sits at 9.25&. The loan is going to readjust next ...
what is the best way to go about refinancing my car loan?
incOgnegro asked: i understand that lowering my monthly payments will mean having to pay on it longer, but all i really want to do is pay less per month.
i apologize in advance if not enough info is included for you to give me a sufficient answ...
Whats the catch to refinancing a auto loan?
Ben G asked: I’ve been thinking a bout refinancing my auto loan. But whats the catch. I’ve got a 16.59% auto loan . I’ve made my payments on time for the last 2 year on time. When i got the loan i had really bad credit now i&#...
How will refinancing my car effect my credit score?
Natalie W asked: I have 12 more payments and my car is paid off, but I’m a college student, and making the payment is really hard. I dont want to mess up my credit, by ending a long history account (my current auto loan) and opening a new...
Do I need a lawyer when refinancing or remortgaging a home?
Overnight asked: I am trying to refinance during this volatile time in the mortgage industry. Would it be prudent to have a lawyer involved even if my only intent would be to roll over into a new mortgage?gbrain.net
What would the income tax be on 50,000 made from refinancing my home?
iboughtanightmare asked: I am exploring my options to keep from going bankrupt. If I refinanced my home, took my 50,000 equity then foreclosed what would the income tax from the 50k come to?gbrain.net
How to get auto refinancing with not so good credit and while collecting unemployment?
Italian Princess asked: My friend needs to reduce their monthly out go, one of the loans on the plate is the auto loan, unfortunately some of the challenges my friend is facing are;
* recently lost their job –BUT is collecting unemployme...
How does refinancing a car work?
peaches7160 asked: I want to refinance my car but i am unsure of how it works. I owe 16,000 on my current car. I want to trade it in for a newer car. Does the 16,000 go towards the new car, or does the trade off vaule go towards the new car. Ho...
How does refinancing the current mortgage help?
Nils asked: When one should refinance home mortgage? Does it help to bring the number of period of payments down? If so how?gbrain.net
What is the best short term loan for refinancing our condo?
hipchickheather asked: Our condo in FL has been for sale for 2 years! Not planning for this…We need to pay off some bills to lower monthly payments. What is the best way to go to refinance? We want low closing and of course no pre-payment...
How much of a drop in interest rates is needed to make refinancing worth all the closing costs and fees?
matrixtinter asked: We are currently at a 6.5% fixed 30year mortgage on 290,000. We are wondering if it is worth it to refinance to a 5.5% fixed 30 year mortgage. We’ve done the calculator on the mortgage websites and it shows a $200 a mo...
What does anyone think about refinancing my home as aposed to a forclosure?
sporsterhippy59 asked: I am 62,already own other property, & on a fixed income. I have been here 14yrs. & it has sentimental issues. I don’t know what to do. It needs fixed up to sell, & I don’t have the money to do t...
What important points should I consider when refinancing my home mortgage?
Peter_33 asked: I’m looking for important tips as I’m about to refinance. I would like to know what should I pay attention to when choosing a financial institution.gbrain.net
what's the difference between refinancing and debt consolidation?
Phyllis S asked: I want to refinance and include my home equity loan and get extra money for a new car. What is the right option?gbrain.net
What are some FYI's to think about when refinancing a car?
K.C. asked: I am considering refinancing my car and needed some tips/ advice on what to look for and what no to look for- what to expect etc. Do’s and don’ts that sorta thinggbrain.net
How can I pay off my credit card with out refinancing?
jav120302 asked: I want to pay off my credit cards but i dont want to refinance my house to do so. Is their any way that i can work with the credit card company to work something out?gbrain.net
Is it worth refinancing your home to include your car loan to claim the interest on the car loan?
Phyllis B asked: I have a mortgage at 6% and I have been told for tax reasons it is good to refinance the house, just not sure if it is worth the expense to refinance; will it help that much with the interest I claim.gbrain.net
Refinancing my private student loan during the current economy?
desmy asked: I’m trying to find someone to refinance my student loan for a little more than $13,000. But so far nobody is accepting new consolidations because of the economy. Any ideas?gbrain.net
What is the outcome to refinancing your home? Are they good or bad?
[email protected] asked: I was looking into refinancing my home to get my mortgage rate lower than what it already is. i think I’m paying too much for the area I live in.gbrain.net
What's the best way to go about refinancing your home if you've refinance before two years ago. I am on a adju
dlachel392005 asked: I am on a adjustable rate mortgage and would like to go to a fixed mortgage with lower rate? I don’t know who to go to for the refinancing, My Bank or credit union?gbrain.net
Refinancing >> Car Payments >> Could it cause my interest rate to go UP?
ihatechunli asked: I’ve been paying on my car for over 2 yrs now. I know that it is possible to “refinance”. My credit score is probably in slightly sadder shape than it was at the time when I purchased the vehicle. Is it p...
How do I go about refinancing my student loan?
op_op_meister asked: A few years ago, I received a Sallie Mae student loan for about $8000 with the understanding that the interest rate would be about 4%. To my dismay, I recently found out that this rate was not fixed, and my current rate is ...
Who and where i can find the lowest closing costs on refinancing a mortgage?
REEMPIRE888 asked: Where can I obtain the lowest fees on closing cost when refinancing a mortgage? Also, why does conventional bank around the corner usually has one of the highest closing costs than a smaller mortgage company? Which mortgage c...
how do I start refinancing my monthly car payment?
A asked: Here’s the deal: I have a used car that I am paying $320 a month (for a used car this is a bit much). I can afford this however but I’d just like to cut my monthly bills. Although all 24 months have been paid for (so 24 mon...
