05 January 2009 08:00
Refinancing a mortgage with an already low interest rate?
Leo G asked: I have a 30yr fixed 4.93% interest on my 140k home, I currently owe 130k. My monthly mortgage is $1.116. If I refinance, according to several sources, I can lower my monthly bill to the 700-800 range. How is this possible if I wou...
how much should refinancing a convectional mortage cost?
grannygremlin7 asked: How much profit should the lender typically make to close the mortage agreement?gbrain.net
How often is refinancing an auto loan acceptable?
rmcgeelsu asked: I just refinanced my auto loan 2 months ago from 22% to 18%, I think i can get a better rate now. Should I do it or would this hurt my credit? thanks for the help… score went from 590 to 655 now in two months!! (after 1 y...
refinancing?
smiles_amile asked: me & boyfriend on mortgage, I ‘ve ran into some problems (health issues etc) and I need get off mortgage, do you foresee it being a problem being taken off mortgage?? boyfriend has good credit.gbrain.net
refinancing?
Patty S asked: my brother has beenmarried only a couple of years, and is in the process of preparing to file for divorce. he and his wife own a home,–both their names are on the title, but his is on the loan. she does not have good credit...
Refinancing?
jesslynair asked: Since the interest rate is low now, i’m thinking of refinancing my house. But I have no idea what to do or where to start, e.g. should I look for a bank (fiancial institute) that offers lower rate and contact them; what ...
what are the standard GFE for refinancing?
yahoooo! asked: I need to refinance in different state although I live in california - is there a big difference in the estimate? What should I look for in terms of legality and good rates. I have good credit though. Thanks for your answer and ...
Can you make very much money calling people regarding refinancing their home?
rosesbloom7 asked: A realtor/broker has asked if I would be interested calling people on the phone regarding refiancing…………I would get 8% of his commission for each loan processed.gbrain.net
What company has a good reputation for mortgage refinancing in this market?
Renata asked: I’m in Wisconsin.gbrain.net
How do HELOCs and refinancing work? Is there any way to get a personal loan and use a house as collateral?
idgaf asked: Or do you just have to mortgage the house??
If the house is paid off completely, what are the chances I’d be able to get a loan on it if my credit score is in the mid-600 range??
Can anyone refer me to some good websites or...
How do I remove the secondary person on my auto loan without refinancing?
Jeremy M asked: What are my other options with bad credit?gbrain.net
What are some pros and cons to refinancing a house?
llmyket asked: I’m thinking about it but don’t know if i should.gbrain.net
how does refinancing your home work exactly?
waddle02 asked: say i have a 15 year mortgage with about 50k left on it, if i want to refinance to 30 years…can someone tell me how it works?
do we get any money back? such as the difference of how much i have on the mortgage and the valu...
What other alternatives does the IRS offer to losing your home through a lien sale, such as refinancing, etc?
redlight410 asked: What other relief alternatives does the IRS offer outside of seizure of an individual’s home?gbrain.net
how do i takeover a house owned by my brother without refinancing?
malafram asked: I live in a house with a deed in my brother’s name. He moved out 2 yrs ago and bought another house. My mother and I have been making the payments for the loan since he left. We wanted to see what is the least expensive wa...
What are the drawbacks to refinancing my car?
walton30052 asked: I’d like to lower my monthly payments basically.gbrain.net
How do I get my ex-wifes name off my mortgage without refinancing?
BlueFlameSix asked: I live in PA. My divorce is almost final. I am keeping the property that I live in. It has an extremely low interest rate. I don’t want to refinance if I don’t have to. How can I get her name off the mortgag...
how does home refinancing work? what are its benefits?
nascent26 asked: i also need to know what’s in it for me when i refinance my home mortgage.gbrain.net
What short term effect would the refinancing of a defaulted student loan have on my credit rating?
mrman617 asked: I recently consolidated a defaulted student loan and need to purchase a new vehicle. Approximately how much of an impact on my credit score will the consolidation have the day after it hits my credit report? I’m just cur...
What to do if I am refinancing and my mortgage company goes out of business in process of my loan?
appenzellar asked: They took my application/appraisal fee on my credit card and then 2 days later said they are closing up. They didn’t do the appraisal yet.gbrain.net
How long should you wait before refinancing on your home?
fallguy2004 asked: We have only been living in the house from a couple of months. I understand about waiting to see if the rates are lower than our original but do we need more equity in the home? Or do you just need the rates to be lower? And ...
How long do i have to wait before refinancing my auto loan?
luvbug7982 asked: 6 months? a year? im working on my credit, its getting better and better but i just bought a car, interest is a little high but i got it hoping that making my monthly payments on time will also boost my credit rating. Of cours...
Is it worth while to do an Interest only loan when refinancing your home?
Angel M asked: There’s a company that’s offering 1.5% APR interest only loan for anyone that has a credit score of 620 or above. They advised that if I take the $800 in savings and invest it, I can use the savings to pay off all of...
Refinancing?
mary h asked: 2 Part Question.
1-Is refinancing a good option when you want to decrease your interest rate? Is it beneficial for the house to be worth more than when you bought it, and why?
2-If there is only one persons name on it, and you ref...
How do I go about refinancing a secured loan?
moneyless asked: I have a secured loan totalling $16,000 through a finance company. The interest rate is at 18%. That is after I asked that it be lowered. I’ve been paying this for years and it never ends. I’ve been through a de...
