05 January 2009 08:00
Refinancing?
reburthofslick asked: I bought a home last year for 282k. I did a 7 year arm, interest only. I did this not because I bought too much house, but because by then other bills will be paid. Right now I owe around 259K. Houses are still going for ...
Which would be better for us, taking out a home equity loan or refinancing?
Trina O asked: My husband and I want to take about $15,000 to pay off debt and renovate our home, which we just purchased last July. Our current interest rate is 7.25% and we owe about 65k on our home that appraised at 100k. The problem is that...
What's a good reason for refinancing your home?
kayeslee asked: I’m about to finish repaying my housing loan. And about to retire. I’ve been told that I could refinance it to get funds to use for important things like children’s education or renovation.. Is that a good idea...
How good of a company is Countrywide for refinancing and home equity loan?
INDER asked: I AM LOOKING TO REFINACE MY HOUSE AND TRYING TO TAKE SOME CASH OUT BUT DONT KNOW WHICH COMPANY TO GO WITH.gbrain.net
What company has a good reputation for mortgage refinancing in this market?
Renata asked: I’m in Wisconsin.gbrain.net
How do I remove the secondary person on my auto loan without refinancing?
Jeremy M asked: What are my other options with bad credit?gbrain.net
What are some pros and cons to refinancing a house?
llmyket asked: I’m thinking about it but don’t know if i should.gbrain.net
how much should closing costs be for refinancing a mortgage?
ab asked: I owe about 142,000 on my house. I got a quote to refinance and the closing costs are nearly 6,000! This is comparable to what the closing costs were when I initially purchased my home. Should it be this much to refinance the mortgage...
What other alternatives does the IRS offer to losing your home through a lien sale, such as refinancing, etc?
redlight410 asked: What other relief alternatives does the IRS offer outside of seizure of an individual’s home?gbrain.net
how do i takeover a house owned by my brother without refinancing?
malafram asked: I live in a house with a deed in my brother’s name. He moved out 2 yrs ago and bought another house. My mother and I have been making the payments for the loan since he left. We wanted to see what is the least expensive wa...
What are the drawbacks to refinancing my car?
walton30052 asked: I’d like to lower my monthly payments basically.gbrain.net
how does home refinancing work? what are its benefits?
nascent26 asked: i also need to know what’s in it for me when i refinance my home mortgage.gbrain.net
How can I assume full financial responsibility for an car loan I co-signed for without refinancing the loan?
Morgan B asked: I co-signed for a vehicle for my son but now he wants to reduce his monthly expenses. I want to take over the payments and get him off the loan so he can go buy a cheaper car and be able to qualify for the financing. Is it possi...
What to do if I am refinancing and my mortgage company goes out of business in process of my loan?
appenzellar asked: They took my application/appraisal fee on my credit card and then 2 days later said they are closing up. They didn’t do the appraisal yet.gbrain.net
How long do i have to wait before refinancing my auto loan?
luvbug7982 asked: 6 months? a year? im working on my credit, its getting better and better but i just bought a car, interest is a little high but i got it hoping that making my monthly payments on time will also boost my credit rating. Of cours...
How do I go about refinancing a secured loan?
moneyless asked: I have a secured loan totalling $16,000 through a finance company. The interest rate is at 18%. That is after I asked that it be lowered. I’ve been paying this for years and it never ends. I’ve been through a de...
is today a good time for refinancing a home loan?
☆☆☆☆☆ asked: I live in Texas and bought a home 19 months ago with a 6.0 interest for 30 years and almost none downpayment. I have an oustanding credit score 730 or so.
When is a good time to refinance?gbrain.net
How do you go about finding the best deal for refinancing a car loan without multiple hits on credit report?
Adrian C asked: I have a good payment history on my car loan for 18 mos. I want to refi, but do not want to keep getting hits on my credit report while shopping.gbrain.net
How does an 80/20 loan work, in terms of refinancing?
Jenga! asked: In May of 2003, my husband and I bought a house. We got an 80/20 loan to cover the cost. 80% of the loan is a fixed 5.25% rate. 20% of the loan started at 6.25% and currently sits at 9.25&. The loan is going to readjust next ...
Why does refinancing become difficult when house prices fall?
BPA85 asked: From what I gather, if your current home value is lower than your outstanding loan, you’re in trouble.
And why do people default and foreclose on their homes when house prices fall? Could someone elaborate on this? I canR...
Whats the catch to refinancing a auto loan?
Ben G asked: I’ve been thinking a bout refinancing my auto loan. But whats the catch. I’ve got a 16.59% auto loan . I’ve made my payments on time for the last 2 year on time. When i got the loan i had really bad credit now i&#...
Will I have trouble refinancing my used auto loan if the loan is above the bluebook value?
Rich G asked: I paid a bit over bluebook value for my used truck because it was in exceptionally good shape and I don’t have the credit to be picky. I would like to refinance in a year, but I’m concerned that the banks won’t ...
Do I need a lawyer when refinancing or remortgaging a home?
Overnight asked: I am trying to refinance during this volatile time in the mortgage industry. Would it be prudent to have a lawyer involved even if my only intent would be to roll over into a new mortgage?gbrain.net
How do you go about refinancing a 2007 VW?
la_la_blue asked: What do I need to refinance my 2007 VW Rabbit? I had a 550 credit score when I first got the car, and now my score is in the 700’s. I am looking to get a better interest rate and maybe a shorter loan length, currently 7 ...
Solve an argument - refinancing car loan AFTER making really large payment?
hbds asked: If you’re planning to refinance your car loan in a few months (at a MUCH lower interest rate) what is the logic in paying a large chunk of money NOW to the company that holds the high-interest loan at the moment?
Seriously, I&...
