05 January 2009 08:00
Who is the best creditor to contact for refinancing a car?
djprall asked: I have a car thats halfway done with it’s payments, 2/12 years left on it. i’m about at a balance of 16K. Does anyone know a decent lender with good rates for medium-good credit?gbrain.net
Where can I find the best mortgage rate for refinancing?
jbatschool asked: I am not sure whether to refinance with debt consolidation, cash out or a home equity loan or line of credit.gbrain.net
If you have lower credit scores, where can you turn for help with refinancing?
curious in alabama asked: Let’s say you are approved to borrow 70% of your home’s value for debt consolidation. The problem here is that your debt load requires you to borrow more than the value of your home. Where do you turn when...
How long do i have to wait before refinancing my auto loan?
Allison B asked: 6 months? a year? im working on my credit, its getting better and better but i just bought a car, interest is a little high but i got it hoping that making my monthly payments on time will also boost my credit rating. Of course...
Which would be better for us, taking out a home equity loan or refinancing?
Trina O asked: My husband and I want to take about $15,000 to pay off debt and renovate our home, which we just purchased last July. Our current interest rate is 7.25% and we owe about 65k on our home that appraised at 100k. The problem is that...
How good of a company is Countrywide for refinancing and home equity loan?
INDER asked: I AM LOOKING TO REFINACE MY HOUSE AND TRYING TO TAKE SOME CASH OUT BUT DONT KNOW WHICH COMPANY TO GO WITH.gbrain.net
What are the beneficials of refinancing a house?
vany3 asked: I have a year with my house but my payment went up from 640 to 1000 because they add me this years house taxes, I want to lower my payment is a good idea to refinance the house to lower my payment?gbrain.net
how much should closing costs be for refinancing a mortgage?
ab asked: I owe about 142,000 on my house. I got a quote to refinance and the closing costs are nearly 6,000! This is comparable to what the closing costs were when I initially purchased my home. Should it be this much to refinance the mortgage...
Will refinancing my auto loan to a lower monthly payment and less interest paid out, hurt my credit score?
BleadGreen asked: I’m preparing to buy a house next year and doing everything in my power to increase my credit score when the mortgage process starts. I have an auto loan @ 6.24% interest rate, and my truck will be paid off in 3 years. ...
What are the drawbacks to refinancing my car?
walton30052 asked: I’d like to lower my monthly payments basically.gbrain.net
How can I get a $3000 loan to make a late mortgage payment current, right before the refinancing?
Mortgage Specialist Veronica asked: I have a client that needs to make his late mortgage payment; up to date before we can process his loan and close it. He only needs $3000. What options do we have?gbrain.net
what is the purpose of refinancing you home?
5656 asked: I am trying to help my parents refinance thier home and i am as clueless as they are.gbrain.net
How can I assume full financial responsibility for an car loan I co-signed for without refinancing the loan?
Morgan B asked: I co-signed for a vehicle for my son but now he wants to reduce his monthly expenses. I want to take over the payments and get him off the loan so he can go buy a cheaper car and be able to qualify for the financing. Is it possi...
What to do if I am refinancing and my mortgage company goes out of business in process of my loan?
appenzellar asked: They took my application/appraisal fee on my credit card and then 2 days later said they are closing up. They didn’t do the appraisal yet.gbrain.net
What is the different between loan,refinancing,home equity?
rma2ks asked: I want to know which loan is really the best. I want to borrow about $120 gran but after looking at all the charges that loan in 30yrs will cost me $350gran, that doesn’t sound right to me.gbrain.net
How long do i have to wait before refinancing my auto loan?
luvbug7982 asked: 6 months? a year? im working on my credit, its getting better and better but i just bought a car, interest is a little high but i got it hoping that making my monthly payments on time will also boost my credit rating. Of cours...
How do I go about refinancing a secured loan?
moneyless asked: I have a secured loan totalling $16,000 through a finance company. The interest rate is at 18%. That is after I asked that it be lowered. I’ve been paying this for years and it never ends. I’ve been through a de...
is today a good time for refinancing a home loan?
☆☆☆☆☆ asked: I live in Texas and bought a home 19 months ago with a 6.0 interest for 30 years and almost none downpayment. I have an oustanding credit score 730 or so.
When is a good time to refinance?gbrain.net
Whats the difference between refinancing for extra $ to pay off bills and debt consolidation?
bowiefam1 asked: … as far as my credit score goes?gbrain.net
How do you go about finding the best deal for refinancing a car loan without multiple hits on credit report?
Adrian C asked: I have a good payment history on my car loan for 18 mos. I want to refi, but do not want to keep getting hits on my credit report while shopping.gbrain.net
How does an 80/20 loan work, in terms of refinancing?
Jenga! asked: In May of 2003, my husband and I bought a house. We got an 80/20 loan to cover the cost. 80% of the loan is a fixed 5.25% rate. 20% of the loan started at 6.25% and currently sits at 9.25&. The loan is going to readjust next ...
Why does refinancing become difficult when house prices fall?
BPA85 asked: From what I gather, if your current home value is lower than your outstanding loan, you’re in trouble.
And why do people default and foreclose on their homes when house prices fall? Could someone elaborate on this? I canR...
What is the best way to go about refinancing your home mortgage?
GranolaGurl asked: I generally know that I would try to find a bank or lending place that will offer me a lower rate than I currently have, but was wondering how to make sure the new terms are to my advantage. For example, my realtor helped me ...
What is a decent interest rate for refinancing my college loans?
inventor4026 asked: I have $30,000 in college loans. I want to consolidate them into one payment with a decent interest rate.gbrain.net
How long do i have to wait before refinancing my auto loan?
luvbug7982 asked: 6 months? a year? im working on my credit, its getting better and better but i just bought a car, interest is a little high but i got it hoping that making my monthly payments on time will also boost my credit rating. Of cours...
