05 January 2009 08:00
How long do i have to wait before refinancing my auto loan?
luvbug7982 asked: 6 months? a year? im working on my credit, its getting better and better but i just bought a car, interest is a little high but i got it hoping that making my monthly payments on time will also boost my credit rating. Of cours...
Refinancing?
mary h asked: 2 Part Question.
1-Is refinancing a good option when you want to decrease your interest rate? Is it beneficial for the house to be worth more than when you bought it, and why?
2-If there is only one persons name on it, and you ref...
How do I go about refinancing a secured loan?
moneyless asked: I have a secured loan totalling $16,000 through a finance company. The interest rate is at 18%. That is after I asked that it be lowered. I’ve been paying this for years and it never ends. I’ve been through a de...
Whats the difference between refinancing for extra $ to pay off bills and debt consolidation?
bowiefam1 asked: … as far as my credit score goes?gbrain.net
How do you go about finding the best deal for refinancing a car loan without multiple hits on credit report?
Adrian C asked: I have a good payment history on my car loan for 18 mos. I want to refi, but do not want to keep getting hits on my credit report while shopping.gbrain.net
How does an 80/20 loan work, in terms of refinancing?
Jenga! asked: In May of 2003, my husband and I bought a house. We got an 80/20 loan to cover the cost. 80% of the loan is a fixed 5.25% rate. 20% of the loan started at 6.25% and currently sits at 9.25&. The loan is going to readjust next ...
what is the best way to go about refinancing my car loan?
incOgnegro asked: i understand that lowering my monthly payments will mean having to pay on it longer, but all i really want to do is pay less per month.
i apologize in advance if not enough info is included for you to give me a sufficient answ...
What is the best way to go about refinancing your home mortgage?
GranolaGurl asked: I generally know that I would try to find a bank or lending place that will offer me a lower rate than I currently have, but was wondering how to make sure the new terms are to my advantage. For example, my realtor helped me ...
What is a decent interest rate for refinancing my college loans?
inventor4026 asked: I have $30,000 in college loans. I want to consolidate them into one payment with a decent interest rate.gbrain.net
How will refinancing my car effect my credit score?
Natalie W asked: I have 12 more payments and my car is paid off, but I’m a college student, and making the payment is really hard. I dont want to mess up my credit, by ending a long history account (my current auto loan) and opening a new...
Refinancing my home with a lower value than when purchased?
Soccerkid asked: I bought my house around 3 years ago and it was at 380k but now it is valued 280k. Is there a way or a method to refinance in this situation?gbrain.net
I am heavily in debt will refinancing my house be a good thing to do?
Anan M asked: I have credit card debts as well as friendly loans from friends which i took for a business venture since business failed i do not know how to repay will it help by refinancing may house. Pls help.gbrain.net
What would the income tax be on 50,000 made from refinancing my home?
iboughtanightmare asked: I am exploring my options to keep from going bankrupt. If I refinanced my home, took my 50,000 equity then foreclosed what would the income tax from the 50k come to?gbrain.net
How can I get the lowest rate when refinancing?
silver wings asked: The advertisement says they can offer as low as 4.75% but they always end up offering me 5.5 and higher. One of my cowoerkers say the secret is to never tell them the current interest rate I have, do you think this works? Ar...
How does refinancing the current mortgage help?
Nils asked: When one should refinance home mortgage? Does it help to bring the number of period of payments down? If so how?gbrain.net
What are the benefits of refinancing a reverse mortgage?
J.O- go Devils GO!!! asked: If someone has a reverse and wants to “re-modify” it at today’s rates how can this help in today’s crazy market?gbrain.net
How much of a drop in interest rates is needed to make refinancing worth all the closing costs and fees?
matrixtinter asked: We are currently at a 6.5% fixed 30year mortgage on 290,000. We are wondering if it is worth it to refinance to a 5.5% fixed 30 year mortgage. We’ve done the calculator on the mortgage websites and it shows a $200 a mo...
What does anyone think about refinancing my home as aposed to a forclosure?
sporsterhippy59 asked: I am 62,already own other property, & on a fixed income. I have been here 14yrs. & it has sentimental issues. I don’t know what to do. It needs fixed up to sell, & I don’t have the money to do t...
what's the difference between refinancing and debt consolidation?
Phyllis S asked: I want to refinance and include my home equity loan and get extra money for a new car. What is the right option?gbrain.net
Question about refinancing a mortgage and the tax implications?
mixerop asked: My future son-in-law is trying to refinance his home mortgage. The man handling the refinance suggested that he might get a lower interest rate if he included my daughter’s income and assets. They are unmarried, living to...
What are some FYI's to think about when refinancing a car?
K.C. asked: I am considering refinancing my car and needed some tips/ advice on what to look for and what no to look for- what to expect etc. Do’s and don’ts that sorta thinggbrain.net
How can I pay off my credit card with out refinancing?
jav120302 asked: I want to pay off my credit cards but i dont want to refinance my house to do so. Is their any way that i can work with the credit card company to work something out?gbrain.net
Refinancing my private student loan during the current economy?
desmy asked: I’m trying to find someone to refinance my student loan for a little more than $13,000. But so far nobody is accepting new consolidations because of the economy. Any ideas?gbrain.net
What is the best way to remove someone's name from a mortgage loan if they are the co borrower w/o refinancing
Fredrica T asked: My mother is the borrower and I am the co borrower. She has always made payments on the loan. It was better for the both of us to qualify. I am ready to move out and want to remove my name so that I can get something. I really...
Can I get a car loan after refinancing my house?
Puzzled asked: We are working on refinancing our house and so far all is well. We plan to purchase a vehicle in a month or so. I am wondering if there will be a problem getting a car loan with minimal interest rate after refinancing our house. ...
