05 January 2009 08:15
At what point in my mortgage refinancing am I still able to withdraw my loan request in favor of a better rate?
Eugena asked: I locked in when my lender offered 5.5% but now rates are in the 4%s. I’ve turned in some signed documents and the closing is next week. What are my options? Can I reneg?gbrain.net
I have an ARM and lost my job 1-year ago. What is the best way to approach refinancing?
Steve P asked: Should I try to get a streamline refi with my current lender and avoid disclosure of my income loss? Or should I approach the lender as as a hardship case looking to avoid foreclosure. I have not missed any payments.gbrain.net
I have a commercial loan on an apartment building. What is a better deal for refinancing?
exfootballgraduate asked: current terms are 10 year Amortization with a 5 yr balloon with an interest rate at 8.125% (approx 500,000)
can refi with another lender with same terms with 8.00% (approx 480,000)
or can refi with original bank at 7.6...
What to expect when refinancing my car?
AP asked: Will my monthly note go up? what if ive made all the payments on time but have past due payments etcera on other things.. except my car.. ?gbrain.net
How can I get out of a balloon payment on an auto loan without refinancing, trade in or repos?
Andrea B asked: I want to keep my car because I have 3 payments left except I have that balloon paymentgbrain.net
Can anyone explain the points system in refinancing a mortgage?
Manny asked: I understand loan officers charge certain amount of points to do the loan, and i know a buyer can purchase discount points. But why do they have those points and why do they sometimes charge points out the back? and how does their ...
Refinancing for a better interst rate and cheaper note?
result now asked: Refinancing for a better interst rate and cheaper note?
I recently purchased a vehicle in december 06. Does anyone know where I can get it financed with a better interest rate? Or, is it too early in the loan to do this?gbrain...
05 January 2009 08:00
I need information about refinancing my home?
jmb35_1999 asked: I have been in my home for about 6 mos and I have bad credit plus a bankruptcy that was discharged. The bankruptcy was done dischaged before I bought my home which made my interest rate very high. I am trying to see if anyon...
How does anyone know of a good refinancing company to help with my mortgage ?
DC ed asked: I just got a notice that my house is being listed for public auctin because I’m behind on my payments. I dont want to go into short sale and Chapter 13 and 7 Protection and I’d like to maitain my credit score.
How do I ...
How to go about refinancing my mortgage?
mattysmom22 asked: I have bad credit, my mom financed a home for me. at the time, 3mos ago, her credit score was like 620 but she had bad debt that was paid off right before getting this loan leaving her with no outstanding debt, save for the n...
Refinancing a mortgage with an already low interest rate?
Leo G asked: I have a 30yr fixed 4.93% interest on my 140k home, I currently owe 130k. My monthly mortgage is $1.116. If I refinance, according to several sources, I can lower my monthly bill to the 700-800 range. How is this possible if I wou...
how much should refinancing a convectional mortage cost?
grannygremlin7 asked: How much profit should the lender typically make to close the mortage agreement?gbrain.net
If you have lower credit scores, where can you turn for help with refinancing?
curious in alabama asked: Let’s say you are approved to borrow 70% of your home’s value for debt consolidation. The problem here is that your debt load requires you to borrow more than the value of your home. Where do you turn when...
refinancing?
Patty S asked: my brother has beenmarried only a couple of years, and is in the process of preparing to file for divorce. he and his wife own a home,–both their names are on the title, but his is on the loan. she does not have good credit...
Refinancing?
jesslynair asked: Since the interest rate is low now, i’m thinking of refinancing my house. But I have no idea what to do or where to start, e.g. should I look for a bank (fiancial institute) that offers lower rate and contact them; what ...
what are the standard GFE for refinancing?
yahoooo! asked: I need to refinance in different state although I live in california - is there a big difference in the estimate? What should I look for in terms of legality and good rates. I have good credit though. Thanks for your answer and ...
What are the beneficials of refinancing a house?
vany3 asked: I have a year with my house but my payment went up from 640 to 1000 because they add me this years house taxes, I want to lower my payment is a good idea to refinance the house to lower my payment?gbrain.net
Can you make very much money calling people regarding refinancing their home?
rosesbloom7 asked: A realtor/broker has asked if I would be interested calling people on the phone regarding refiancing…………I would get 8% of his commission for each loan processed.gbrain.net
How do HELOCs and refinancing work? Is there any way to get a personal loan and use a house as collateral?
idgaf asked: Or do you just have to mortgage the house??
If the house is paid off completely, what are the chances I’d be able to get a loan on it if my credit score is in the mid-600 range??
Can anyone refer me to some good websites or...
how does refinancing your home work exactly?
waddle02 asked: say i have a 15 year mortgage with about 50k left on it, if i want to refinance to 30 years…can someone tell me how it works?
do we get any money back? such as the difference of how much i have on the mortgage and the valu...
What are the drawbacks to refinancing my car?
walton30052 asked: I’d like to lower my monthly payments basically.gbrain.net
How can I get a $3000 loan to make a late mortgage payment current, right before the refinancing?
Mortgage Specialist Veronica asked: I have a client that needs to make his late mortgage payment; up to date before we can process his loan and close it. He only needs $3000. What options do we have?gbrain.net
Instead of refinancing my house, should I just not make payments?
Sambo asked: I have a high interest rate mortgage, but I am current on it. I owe about 90% of the value. Since the gov’t is offering a mortgage refinance plan to lower the rates, maybe I should not make payments for 90 days?gbrain.net
What to do if I am refinancing and my mortgage company goes out of business in process of my loan?
appenzellar asked: They took my application/appraisal fee on my credit card and then 2 days later said they are closing up. They didn’t do the appraisal yet.gbrain.net
How long should you wait before refinancing on your home?
fallguy2004 asked: We have only been living in the house from a couple of months. I understand about waiting to see if the rates are lower than our original but do we need more equity in the home? Or do you just need the rates to be lower? And ...
