December 2008
Am I Entitled to a Yearly Free Credit Report?
Tip! The Credit reporting agency will forward the request to the information provider at which time they will review and investigate the request. If the information cannot be verified, then they must remove it.
If you are like many people all over the...
Loans and Bankruptcy: Jing and Jang?
Tip! You won’t lose everything that you have. While bankruptcy laws vary from state to state, every state has exemptions that protect certain kinds of assets, such as your clothes, household goods, your home and your car (up to a certain value) ...
Don't Be Afraid To Question Your Credit Score
Increase Your Credit Score -Fast! Save Thousands by correcting your credit yourself. Easy step-by-step instructions.
Your credit plays a much bigger role in your life than most people realize and you should not be afraid to question your credit score....
Why Get a Free Instant Copy of Your Credit Report Online
Tip! It is possible that a very old credit records cannot be verified because records may no longer exist after 1 or 2 years on credit report.
If you’ve ever applied for a loan, such as a mortgage or auto loan, you probably know that you have a c...
November 2008
The Truth About Bankruptcy
Tip! The third step you need to undertake when it comes to seeking bankruptcy relief is to contact all three major credit bureaus. When all is said and done, the three major credit bureaus may have the best record of all of your outstanding debt.
The ...
Car Loans After Bankruptcy - 3 Tips On Financing Your Car With Bad Credit
Tip! bankruptcy is a repayment plan that will restructure your arrearage. More than 95% of all Ch.
If you have recently filed bankruptcy, you may wonder if its possible to get auto financing again. There are more and more loan companies all the time...
Is Citibank Credit Report Information Reliable?
Tip! Don’t attempt to create a separate credit identity to get around your flawed credit report.
Citibank is not offering customers the ability to get their credit reports. However, they are giving them a good deal of information with regard to h...
Car Loans After Bankruptcy - How Long Do You Need to Wait to Get Approved?
Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F.
The key to improving credit history after a bankruptcy is rebuilding cr...
October 2008
Car Loans after Bankruptcy - How to Negotiate the Best Deal
Tip! You are not a deadbeat if you file for bankruptcy. Most people file for relief after a life-changing experience, such as a death of a spouse, divorce or job loss or after a serious illness that left them with thousands, if not tens of thousands, ...
Low Credit Score Mortgage Refinance - Lock in a Low Rate with Bad Credit
Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information.
Even with a low credit score, you can refinance your mortgage for a lock...
September 2008
How To Start Do It Your Self Credit Repair
The Attorney’s Guide To Credit Repair.
Good credit score is necessary if we want to live normal lives. Lots of people make mistake of not paying enough attention to their credit rating even though without good credit many of the everyday things ...
How to Repair a Bad Credit Report Legally
Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers.
Analyzing every detail of information on your credit report is an essential step to repair your bad credit. Always remember that your credit report cont...
How to Read an Equifax Credit Report
Tip! Check Your Credit Report. Make sure you know what your credit is like.
The Fair Credit Reporting Act (FCRA) requires each of the Nationwide Consumer Reporting organizations (Equifax, TransUnion and Experian) to provide you with one free credit re...
How to Read an Experian Credit Report
Tip! The credit bureau must prove each credit record on your credit report. If this is not possible, it must be stricken from the credit report.
The Fair Credit Reporting Act (FCRA) requires each of the Nationwide Consumer Reporting organizations (Equi...
August 2008
Credit Score, Insurance Score and the Cost of Auto Insurance
Tip! Pay the minimum monthly payments. This will repair your credit score remarkably.
While shopping for auto insurance, an individual always aims for lower cost of insurance. In that case a good credit score may help to lower the cost. Credit score i...
Senate Passes New Bankruptcy Law
Tip! It is also a requirement, for those wishing to obtain a bankruptcy home loan, to have a debt-to-income ratio of between forty-five to fifty percentile range.
The United States Senate passed a law on March 10, 2005 that changes the bankruptcy laws ...
Would You Like To Find Out How To Repair Your Credit Today Starting From Scratch?
The Attorney’s Guide To Credit Repair.
If you’re searching online to find ways to repair your credit, whatever your current financial situation is right now, you need to take the first step and clear your mind, and start using a common sen...
Credit Counseling or Bankruptcy: Which is Best for You?
Tip! The possibility of getting loans approved will be lowered, because all creditors will first check your credit report where the bankruptcy shows.
People often get to a place where they simply can’t pay their bills, especially in today’s...
July 2008
Repair Your Credit with Non Homeowner Debt Consolidation
The Attorney’s Guide To Credit Repair.
Usually, a person gets into the trap of debts when he fails to maintain a balance between his income and expenditure. Such situation generally arises when the person has shortfall of money. And, once the de...
How to Dispute Credit Report Errors
Tip! You will see the addresses for each creditor on the credit report. If it is not there, then you can call customer service to ask them to provide you with the missing information.
Your credit report–a type of consumer report–contains i...
Clean Credit Report: Easily Raise Your Credit Score 100 Points
Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score).
Your credit report contains information about where you work, live and how you pay your bills (On time or not). It also m...
June 2008
New Law Provides Free Annual Credit Report
Tip! Tell the CRA what information you believe is inaccurate on your credit report. Include copies, never originals of documents that support your position.
As of Thursday, December 1, 2004, one-third of Americans will be able to access their credit re...
Can Rent to Own Homes be Used as a Credit Repair Tool?
The Attorney’s Guide To Credit Repair.
Chances are you already know how important credit can be when purchasing a new home. Is it really true though, that a rent-to-own program can actually help repair your credit?
While nothing is true all the ...
