June 2007
Debt Consolidation Loans: Freedom from Multiple Debts
Tip! Go with a company that has a good reputation. Don’t assume that every non-profit company is necessarily going to look out for your interests more than a for profit debt consolidation company.
Debt consolidation loans are specially designed f...
Bankruptcy Risk Score - Determining Bankruptcy Risk and Delinquency
Tip! Pay all of your bills on time. Bankruptcy is a means to financial recovery.
Most of us are aware of the credit score - a numerical quantity widely used to assess your credit worthiness. But there’s another scoring tool that can debar you ...
Credit Repair Schemes and Scams vs Credit Repair Attorneys
Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers.
Unlike the services offered by credit repair attorneys, many companies suggest options that are questionable and some which are downright illegal. Ther...
Debt Consolidation: Second Mortgage Loan Advantages and Disadvantages
Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...
How to Repair Credit Scores
Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...
Hawaii Bankruptcy Law $10.00 Astonishing Alternative
Tip! If I file for bankruptcy it may cause more family troubles than I already have, maybe even divorce.
If you can set aside $10.00 and invest it into a proven program that can create financial freedom for you in 60 days would you consider it as an al...
May 2007
Disputing Unwanted Entries on Your Credit Report.
Do It Yourself Credit Report Repair. Downloadable eBook with step by step instructions for credit report repair.
Before I tell you how to dispute, you should be aware that the deck is stacked against you.
Here is how it works. You send in a dispute to ...
How A Debt Consolidation Company Can Help You
Tip! Sort the debts. You should physically put them into two piles: one for monthly bills you can’t do anything about and one for other (these will end up being bills eligible for debt consolidation).
If you’re tired of juggling lots of de...
Bankruptcy Law: Some Important Facts
Tip! You must list all of your debts. Each creditor that you owe money to must be disclosed in your bankruptcy petition.
As applying for loans, credit cards and other forms of credit are easier to come by, so are the bankruptcy rates in the United Sta...
Debt Consolidation Options: What Form is Right for You?
Tip! A Debt Consolidation Repayment Representatives will contact you and will work out a debt management plan.
When you decide to consolidate your debt, the obvious first question is “how?” - and that’s a question that isn’t eas...
The Menace Of Credit Card Debt
Tip! Cash-advance fee — A charge by the bank for using credit cards to obtain cash. This fee can be stated in terms of a flat per-transaction fee or a percentage of the amount of the cash advance.
Credit card debt can often be crippling and lead ...
A Word About Credit Repair Law
Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers.
Most credit repair law relates to the Fair Credit Reporting Act, sometimes referred to as the FCRA. The Fair Credit Reporting Act has been amended seve...
Credit Score Advice - Home Equity Loan Tips for Better Refinancing
Tip! When reviewing your credit report, use the above listed areas of evaluation to help raise your credit score.
2099
Refinancing your house can save you money. Even with the interest rates climbing, they are still at the lowest levels in de...
How Can I Get a Free Copy of My Credit Report?
Tip! The Credit reporting agency will forward the request to the information provider at which time they will review and investigate the request. If the information cannot be verified, then they must remove it.
You can obtain a FREE Credit Report from...
Credit Card Use and Your Credit Report
Tip! An interesting new twist on reward credit cards are those that allow you to redeem your accrued reward points for gift cards that can be spent at any merchant that accepts their credit card. It’s another step away from the limitations impose...
April 2007
Do You Qualify For A Low Interest Rate Credit Card?
Tip! You can affect your credit rating before you apply for a credit card in order to qualify for a lower APR. If you suspect that your credit rating is in the middle ranges because you’ve missed a few payments here and there, or been late once ...
A Brief Credit Repair Guide
The Best Selling Credit Repair Package. Great seller quick turn around. High payout.
Credit repair is a pretty popular topic right now. Credit repair advice is everywhere. Credit repair clinics, law firms and counselors offer services to those who i...
Repair Credit Report Online?
Tip! Send your letter by certified mail, return receipt requested so you can document what the credit reporting agency received. Make sure your letter is dated, and don’t forget to keep copies of everything you send.
You may have seen advertiseme...
Paying your Debts off with a College Student Credit Card
Tip! Online resources: There is stiff competition online among various credit card companies to encourage people to apply for credit cards. Many a times you will find some companies even risking their necks to offer you a credit card, even though your...
Instant Credit Repair
Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation.
If you type that phrase into any search engine, thousands of results will pop up, but none of th...
Avoiding Credit Card Wipe-outs: How To Succeed With Rate Surfing
Tip! Online resources: There is stiff competition online among various credit card companies to encourage people to apply for credit cards. Many a times you will find some companies even risking their necks to offer you a credit card, even though your...
March 2007
Credit Cards
Today’s News
The following information is today’s news:
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WWMT - TJX told federal regulators computer hackers stole customer information from more than 45 million credit and debit cards. The report says computer systems were breached in 2...
