August 2009
Chapter 13 Bankruptcy Basics
Tip! The possibility of getting loans approved will be lowered, because all creditors will first check your credit report where the bankruptcy shows.
The purpose behind Chapter 13 Bankruptcy filing is rehabilitation of the debtor. Meaning you are given...
July 2009
What You Need to Know About Bankruptcy Records
Tip! For car loans or mortgage loans after bankruptcy, another important consideration is the down payment. If you have enough funds to put down on a car or a house, then finding a lender will not be a problem at all.
Filing for bankruptcy is a serious...
May 2009
Used Car Bankruptcy Loans
Tip! Your credit history will be damaged by bankruptcy; it will appear on your credit report for as long as 10 years.
Used car bankruptcy loans are available to persons who have recently filed for bankruptcy. There are many business enterprises extendi...
Debt Consolidation As An Alternative to Bankruptcy
Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy.
...
April 2009
Finding The Right Bankruptcy Attorney To Get Fast Debt Relief
Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F.
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Bankruptcy filing is at an all time high. This has caused a new ...
I'm In Deep But I Still Know Nothing About Bankruptcy
Tip! bankruptcy is a repayment plan that will restructure your arrearage. More than 95% of all Ch.
Fortunately you aren’t stuck with just one kind of bankruptcy but you have a choice. This most often depends on the debt owed and your financial ...
March 2009
Is Do it Yourself Debt Settlement a Good Bankruptcy Alternative?
Tip! It’s not difficult to file for bankruptcy. It really isn’t.
There are two ways to deal with your debt: on your own, or with help.
Getting help from a bankruptcy attorney to file for bankruptcy, or getting help from a credit counselor ...
February 2009
If I Go Bankrupt, Will My Bankruptcy Prevent Me From Ever Being Able To Borrowing Again?
Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...
Is a Zero Percent Credit Card a Bankruptcy Alternative, or a Trap that will Lead to Bankruptcy?
Tip! bankruptcy is a repayment plan that will restructure your arrearage. More than 95% of all Ch.
We all get them - those “pre-approved” offers in the mail offering us a credit card at zero or very low interest. Often they arrive at jus...
January 2009
Bankruptcy Chapter 7-11 And Chapter 13 Explained
Tip! If I file for bankruptcy the trustee will seize all of my assets and sell them to settle my debts with creditors.
With the proper information in regards to the new bankruptcy laws you can avoid the hassles many people have to deal with because the...
Florida Bankruptcy Laws
Tip! The first step in learning how to file for bankruptcy is to make a comprehensive list of all of your creditors and outstanding debts. When you are working to determine how to file for bankruptcy, you need to appreciate that if you to proceed with...
November 2008
Navigation After Financial Closure - Bankruptcy Personal Loans
Tip! bankruptcy is when you request complete debt relief.
Bankruptcy has a stigma attached to it that is hard to eradicate. Is that what you really think, then you need to rethink. Just because you have filed for bankruptcy does not mean you do not hav...
Car Loans After Bankruptcy - How Poor Credit or a Recent Bankruptcy Can Affect Your Loan Approval
Tip! After filing for bankruptcy, all of your possessions will be in charge of the trustee.
If you have poor credit or a recent bankruptcy, you can still get approved for an auto loan through sub prime lenders. Sub prime lenders specialize in financing...
Auto Loan After Bankruptcy - Beware of Shady Lenders
Tip! Have derogatory credit items removed from your credit report. For the items charged off in your bankruptcy, you will need to send a copy (not the original) of your bankruptcy discharge papers to all 3 of the credit bureaus asking them to remove t...
October 2008
Bankruptcy? Repossession? How to Get a Car Loan with Poor Credit
Tip! If I file for bankruptcy it may cause more family troubles than I already have, maybe even divorce.
While having bad credit does not make it impossible to obtain a loan, you can expect to pay higher rates on home loans, vehicles loans, credit card...
Auto Loans after Bankruptcy - Should You Finance a New or Used Car?
Tip! bankruptcy is a repayment plan that will restructure your arrearage. More than 95% of all Ch.
Deciding whether to purchase a new or used car is a big decision,
especially if you have just filed a recent bankruptcy. Of course, the
decision is l...
August 2008
Bankruptcy As An Option
Tip! After filing for bankruptcy, all of your possessions will be in charge of the trustee.
If your financial worries are preventing you from sleeping at night, then you may have considered bankruptcy in hope of a little relief. Usually, consumers onl...
July 2008
Filing Bankruptcy And 3 Helpful Alternatives To Eliminate Your Debt
Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...
June 2008
Reduce Debt - How to Prevent Bankruptcy By Reducing and Consolidating Your Debt
Tip! Prior to filing for Bankruptcy, know and explore all of your options. When all is said and done, bankruptcy should be looked at as your very last option to get you out of debt.
You can prevent bankruptcy by consolidating your debt with the help ...
3 Ways To Consolidate Debt and Avoid Bankruptcy
Tip! The final step in considering bankruptcy is to actually engage the services of an attorney. At this juncture, you attorney will prepare a bankruptcy petition on your behalf that will be filed in the bankruptcy court.
If you’ve racked up a l...
Buying a Home After Bankruptcy
Tip! Your credit history will be damaged by bankruptcy; it will appear on your credit report for as long as 10 years.
If you’re planning on buying a home after bankruptcy you’ll want to read this article carefully.
Buying a home is probably...
May 2008
3 Simple Ways Of Getting A Credit Card After Bankruptcy
Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F.
Bankruptcy administers a devastating blow to your credit card. A bankru...
April 2008
UK Debt Consolidation - Helps You Forget Debts Like Last Night's Dream
Tip! The Debt Consolidation Representative will then contact your creditors, negotiating the lowest interest rates and reduced fees possible.
Debt consolidation is the name given to a very popular process of debt settlement in the UK. Debtors didn̵...
Do You Need a Debt Consolidation Loan?
Tip! You must consider whether debt consolidation is cost effective in the long term. Paying off an existing debt may incur charges for early settlement, and there may also be a fee for arranging your consolidation loan.
If you are in financial difficu...
