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PUBLIC MARKS from creditdebit with tags "credit cards" & "personal finance"

July 2009

Bad Credit Score: Go for Bad Credit Secured Loan

Tip! Do not close old or paid off accounts. These show the credit history length and contribute to higher credit scores. Being categorized under bad credit due to inevitable circumstances lands you in serious trouble .It further perforates that you ar...

How To Use Cash Advance With No Credit Checks To Build Up Your Credit Score

Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all. For many people utilizing the services of a cash advance company is their only available ...

June 2009

8 Consequences of Having A Poor Credit Score

Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score. Most people don’t realize exactly how important a good...

April 2009

Poor Credit Car Loan: Drive Your Car - Deflect Your Credit Score

Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score). 1f78 Time is the most precious thing in today’s life. Each and every moment is valuable to us. Saving time can be...

March 2009

Bad Credit Loans are Suitable Options if Your Score is Not Impressive

Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information. 1fee An unimpressive credit record is considered a stigma by the prime...

Repair Credit Score through Bad Credit Car Loans

Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information. Credit problem is common these days. If you are one of the victims of ba...

Getting an Equifax Free Credit Report

Tip! You should contact the credit reporting agency and request that the inaccurate information be taken off. To do this you will need to send a letter of request and enclose a copy of the report with the incorrect information highlighted. Every singl...

February 2009

There are Tons of Ways to Boost Your Credit Score, Here's 10

Tip! Make every payment on time. This is the most important factor in your credit score rating. 1. Getting Rid of Errors in 2 Days Deleting errors is the fastest way to correct errors on your credit report and raise your credit score. On top of that, ...

You, Your Debt, And Your Credit Report

Tip! Education loans are also sanctioned by colleges, universities, and other institutions based on your credit report. So, if your kids are planning to go to college and qualify in professional courses then their whole future will depend on your havin...

January 2009

How Does My Credit Score Affect Me?

Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score. When you apply for a loan, in order to buy real estate, a car, a boat, or any other major purchase, also when you apply for a new c...

November 2008

Maintaining an Accurate Credit Report

Tip! When you call the bureau you can ask them to provide you with the phone numbers for each of the companies showing on the credit report. Its no secret that you must maintain an immaculate credit score in order to qualify for low rates on credit car...

October 2008

Bad Credit Credit Card - How To Increase Your Credit Score With Credit Cards

Tip! Do not apply for every car, credit card, and home that you are looking at as an eager consumer. Because every time you try to purchase a home, car, or get a new credit card your credit score is checked and the crediting agencies lower your score i...

August 2008

Adverse Credit Secured Loans - Setting Aside the Credit Report

Tip! It is possible that a very old credit records cannot be verified because records may no longer exist after 1 or 2 years on credit report. The debt defaults that you made in the past are not ready to let go of you so easily. It continues to show it...

Jump Start Your Credit Repair Business

Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one. If you own, or work for a credit repair business and you are looking to add some clients to your book of business, buying credit repair leads may not be a...

July 2008

Tip! If you are sincerely interested in improving your FICO credit score, bankruptcy MUST be avoided! Bankruptcy is more negative than late payments or collection accounts. Debt consolidation is considered as one of the most effective tool for recoveri...

Repair Credit Score: The First Two Steps To Increasing Your Credit Score By 100 Points

Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation. Need to repair your credit score? Would you like to increase your credit score by 50 to 100 poi...

10 Ways To Boost Your Credit Score

Tip! Manage your credit card balances. It’s best for your credit score if the balance on a given card is less than 50% of the limit on that card. 1. Deleting Errors in 48 Hours This is the absolute fastest way to correct errors on your credit re...

Credit Repair Services - 3 Things to Avoid With Credit Repair Companies

The Best Selling Credit Repair Package. Great seller quick turn around. High payout. If you’re thinking about applying for a loan or a credit card in the future, you may want to check your credit report and credit score. And if you have a few bl...

May 2008

Common Credit Score Myths

Tip! Check your credit score online with one of the official companies to see what or why your credit score is the level it is. This will help you determine what you can really do to increase your credit score. A lot of credit score myths about fico sc...

Credit Repair - Understanding The Basics

Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers. What is Credit? Credit means that you are using someone else’s money to pay for things. It also means that you are making a promise to repay the...

Credit Repair? It's All Up to You

Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them. Log onto to a search engine such as google.com and type in the term credit repair. It&...

April 2008

Things to Remember When you Apply for a Credit Card

Tip! Floor — The minimum rate possible on a variable-rate loan or line of credit, after any initial introductory rate period. For example, on a credit card with the Prime rate as its index, no matter how low the Prime rate drops, the rate on the ...

Guide for a Successful Credit Card Balance Transfer

Tip! Refinance: If you are making mortgage payments on your home, you can get a credit card account opened through your bank. The bank will refinance the loan amount and you will be able to use as much money as you have refinanced. Credit card balance ...

A Road Map To Avoiding Credit Card Hazards

Tip! A high credit rating will qualify you for more credit card offers than a low credit rating. The higher your credit rating, the more likely it is that you’ll be approved when you apply for a credit card. Accident Ahead: 10 Credit Card Traps ...

Identifying Student Credit Card Basics

Tip! Variable APR: A variable annual percentage rate allows credit card issuers to change your APR based on fluctuations in indexes such as the prime rate. Often, when people are browsing through the different types of credit cards available, they co...