March 2008
Bankruptcy - In New York, Can I Bring a Lawsuit for my Injuries and Keep all the Proceeds?
Tip! Even if I file for bankruptcy creditors will still harass me and my family.
Q: If I recently declared bankruptcy, can I bring a lawsuit for my injuries and then keep all the proceeds? My injuries have nothing to do with my bankrupcty, right?
A: Wr...
Debt Consolidation UK- For Zero Debts and Zero Stress
Tip! Sort the debts. You should physically put them into two piles: one for monthly bills you can’t do anything about and one for other (these will end up being bills eligible for debt consolidation).
I had taken a number of loans on different o...
Student Loan Consolidation Programs - How To Take Advantage of Debt Consolidation
Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...
Online Debt Consolidation Applications
Tip! The Debt Consolidation Representative will then contact your creditors, negotiating the lowest interest rates and reduced fees possible.
People who intend to reduce their financial burdens by consolidating their multiple loans into one, find onli...
February 2008
Chapter 13 Bankruptcy - What Does that Entail?
Tip! Once you narrow down the list of attorneys you are considering, the next phase in considering bankruptcy is to obtain references in regard to each of these attorneys’ prior performance. References will provide you with specific information ...
Bankruptcy - All About Chapter 7 Bankruptcy
Tip! You must list all of your debts. Each creditor that you owe money to must be disclosed in your bankruptcy petition.
The most common type of Bankruptcy that is filed for is Chapter 7 Bankruptcy. This is a liquidation bankruptcy rather than a reorg...
Debt Consolidation to Dig You Out of Debt
Tip! The Debt Consolidation Representative will then contact your creditors, negotiating the lowest interest rates and reduced fees possible.
If your monthly bill-paying session takes longer and longer each month, and your bills just seem to keep getti...
January 2008
The Basics of Debt Consolidation Loans
Tip! The Debt Consolidation Representative will then contact your creditors, negotiating the lowest interest rates and reduced fees possible.
A debt consolidation loan is a type of loan used for paying off creditors. Borrowers often take out debt conso...
Is Bankruptcy the Right Option for You?
Tip! It is also a requirement, for those wishing to obtain a bankruptcy home loan, to have a debt-to-income ratio of between forty-five to fifty percentile range.
Types Of Bankruptcy
There are two different types of bankruptcy that can be used in most ...
Debt Consolidation Services
Tip! Sort the debts. You should physically put them into two piles: one for monthly bills you can’t do anything about and one for other (these will end up being bills eligible for debt consolidation).
Debt consolidation services typically help y...
December 2007
New Bankruptcy Law - What is the "Means Test"?
Tip! Pay all of your bills on time. Bankruptcy is a means to financial recovery.
Effective October 17, 2005, the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, aka the “new bankruptcy law” became effective. The law impos...
Online Debt Consolidation Loans Have Made It Simpler To Get Out Of Debt
Tip! Go with a company that has a good reputation. Don’t assume that every non-profit company is necessarily going to look out for your interests more than a for profit debt consolidation company.
Debts are a result of loans that one had taken on...
November 2007
Bad Credit Score! Still Finance Your Car With Bad Credit Car Loan
Tip! However, how good a deal you get will ultimately depend on how many bumps you have on your credit report. So, before applying for a Bad Credit Car Loan, be sure to get a copy of your credit report.
Bad credit happens when the person is lenient in ...
3 Types of Debt Help Available Online - Consolidation Loans, Debt Management and Debt Settlement
Tip! Sort the debts. You should physically put them into two piles: one for monthly bills you can’t do anything about and one for other (these will end up being bills eligible for debt consolidation).
When it comes to consolidating debt, the int...
How To Choose The Right Debt Consolidation Company For You
Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...
October 2007
Types of Bankruptcy
Tip! You are not a deadbeat if you file for bankruptcy. Most people file for relief after a life-changing experience, such as a death of a spouse, divorce or job loss or after a serious illness that left them with thousands, if not tens of thousands, ...
Credit Repair After Bankruptcy: Your Options
Tip! You will also have to prove how well you make payments. Again, lenders will not focus on your credit payment history ending in bankruptcy but rather on the payments that you have made since your filing.
When it comes to credit repair after bankrup...
Best Credit Card After Bankruptcy - How to Find One
Tip! Get a copy of your credit report. Many times (most times) the credit accounts that are absolved with your bankruptcy are not removed from your credit report immediately.
Finding the best credit card after bankruptcy is not that difficult, if you ...
September 2007
Debt Consolidation UK Solving Multiple Requirements
Tip! Sort the debts. You should physically put them into two piles: one for monthly bills you can’t do anything about and one for other (these will end up being bills eligible for debt consolidation).
Every now and then it so happens to the indi...
Poor Credit Debt Consolidation Loans Helping The Needy
Tip! Go with a company that has a good reputation. Don’t assume that every non-profit company is necessarily going to look out for your interests more than a for profit debt consolidation company.
Poor credit history, sub prime credit history, ad...
Christian Debt Consolidation Company Versus A Regular Debt Consolidation Company
Tip! A Debt Consolidation Repayment Representatives will contact you and will work out a debt management plan.
Repaying numerous loans and facing the hassles of creditors proves to be tedious after some time. So if you can’t face all this, it is ...
Debt Consolidation with Mortgage Refinance
Tip! You must consider whether debt consolidation is cost effective in the long term. Paying off an existing debt may incur charges for early settlement, and there may also be a fee for arranging your consolidation loan.
One of the best ways to obtain ...
