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PUBLIC MARKS from creditdebit with tags bankruptcy & "apply credit cards"

October 2009

Avoid the Thorn of Bad Credit Score: Bad Credit Wedding Loans

Tip! Do not apply for every car, credit card, and home that you are looking at as an eager consumer. Because every time you try to purchase a home, car, or get a new credit card your credit score is checked and the crediting agencies lower your score i...

August 2009

Insider Techniques To Raise Your Credit Score Fast

Tip! Paying your bills on time is the first step in improving your FICO credit score. Late payments can have a big negative impact on your FICO score, 30 days or more late on one account can lower your FICO score 50 points or more. If there is one que...

Steps to Drastically Improve A Credit Score and How To Keep It Looking Great

Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score. Learning the steps to improve a credit score and how to keep it up is easier than you think. The first thing you must have is your ...

Free Online Credit Report and Score

Tip! Check your credit score online with one of the official companies to see what or why your credit score is the level it is. This will help you determine what you can really do to increase your credit score. We all need to obtain a Free Credit Repor...

May 2009

Increasing Your Credit Score

Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all. Over 30 million Americans have less than perfect credit report ratings. There are a lot o...

February 2009

Replenish Credit Score by Credit Card Debt Management Services

Tip! My credit score will drop if multiple lenders check my credit- If you contact multiple mortgage lenders shopping for the best interest rate within a couple of week period they are grouped together into a less damaging inquiry. In essence, they wi...

Use Old Credit Cards to Raise Your Credit Score

Tip! If you are sincerely interested in improving your FICO credit score, bankruptcy MUST be avoided! Bankruptcy is more negative than late payments or collection accounts. The popularity of switching credit card companies has grown in recent years and...

January 2009

Improve Your Credit Score By Adding Positive Lines Of Credit To Your Credit Report

Attorney Prepared Credit Report Repair. Legal and Easy Ways to Repair Your Credit Report, Save Money, Avoid Scams, and More. Reading and understanding your credit report maybe difficult for many people. You really do have the power to take the mystery ...

Ways to Raise Your Credit Score Fast

Tip! Obtain a copy of your credit score report from one of the three major credit bureau agencies: Equifax, TransUnion or Experian. Many people have credit scores that are less than perfect. To date, there are ...

Your Credit Score - Improve It In 5 Easy Steps

Tip! If you have paid off all your debt, and your credit score seems to be at a stand still, you might want to make small purchases each month with your credit card and pay them off immediately. Often times the credit bureaus like to see at least some...

December 2008

Credit Score Facts

Tip! Do not apply for every car, credit card, and home that you are looking at as an eager consumer. Because every time you try to purchase a home, car, or get a new credit card your credit score is checked and the crediting agencies lower your score i...

How Your Credit Score Can Get You Better Rates

Tip! Do not close old or paid off accounts. These show the credit history length and contribute to higher credit scores. Any time that you think that you may want to make a larger purchase such as a house or a vehicle it is wise to make frequent checks...

November 2008

Free Printable Online Credit Report - Why You Should Obtain One?

Tip! It is possible that a very old credit records cannot be verified because records may no longer exist after 1 or 2 years on credit report. 1f67 If you are like the many users, you are getting your personal credit report via the internet. If you h...

October 2008

How Can I Repair My Credit Rating?

Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...

Do You Know The Difference Between A Hard Inquiry or Soft Inquiry On Your Credit Report

Tip! Don’t attempt to create a separate credit identity to get around your flawed credit report. By know, you know that too many inquiries can hurt your credit score. If you are trying to get a credit card with a really good rate, you may have ...

September 2008

How to Dispute Credit Report Errors Faster

Do It Yourself Credit Report Repair. Downloadable eBook with step by step instructions for credit report repair. We all get caught up with every day life that we have a tendency to forget a lot of important matters in life. For example, we usually foun...

Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information. Credit scores are a major issue when it comes to getting a home loan. Fo...

August 2008

Quickly Improving Your Credit Score - Get A Hold Of Your Debt

Increase Your Credit Score -Fast! Save Thousands by correcting your credit yourself. Easy step-by-step instructions. If you have a history of poor credit or think that you might, it’s important that you find out and take the steps to improve it....

Tip! Check Your Credit Report. Make sure you know what your credit is like. Cleaning up credit report requires changing ones spending, saving and bill payment habits. One can achieve a good credit report from the agency if you know how to improve bad ...

July 2008

Credit Help for Real Estate Financing: Five Categories of Your Credit Score

Tip! An individual’s race, sex, age, level of education, or marital status has no bearing on a credit score, nor does the fact that an application for credit was previously turned down. 1. Payment History — 35% The number of accounts paid a...

Get Your Credit Score To Soar In The Twinkling of An Eye

Tip! Try to keep your credit balances as low as possible. You can also ask the lender to increase your credit limit which can increase your credit score. Ever wonder how a creditor decides whether to grant you credit? For years, creditors have ...

Do you Know the Benefits of Checking your Credit Report?

Tip! Check Your Credit Report. Make sure you know what your credit is like. Do you know why you should check your credit report? Of course you do, because you have undoubtedly experienced one working in your life! No matter where you roam, your credit...

The Myth of Easy Credit Report Repair

Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation. Do a search for credit report repair or navigate through the forums that are popular with consum...

June 2008

Understanding Credit Report Score

Tip! Pay the minimum monthly payments. This will repair your credit score remarkably. Understanding credit report scores is important when you see your credit report because you need to be able to make some sense of it. Your credit score is used by any...

Considering Ovation Law for Credit Repair? Read this First

Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one. Are you willing to trust Ovation Law with your credit score? Would you answer the same if you knew they lie to you to get your business? Ovation Law is o...