August 2007
Credit Repair
The Attorney’s Guide To Credit Repair.
More than 30 million have financial problems of one sort or another, from late payments to bankruptcy. The American Bankruptcy Institute reports that, “The number of bankruptcy cases filed in the 12-m...
How A Business Credit Card Can Benefit Your Business
Tip! For general use, have just one credit card. Keep the credit limits low and in control.
Business credit cards are certainly becoming the way to go these days. Ever wonder if they might know something that you don’t. Many businesses are using...
The Credit Repair Process
Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one.
No doubt you’ve heard a lot of bad publicity about professional credit repair companies and which is why you’re reading this article, very muc...
How to Get a Better Rate from Your Current Credit Card Company
Tip! Insurance Most credit card companies provide you free travel and accident insurance on your credit cards. Though this is limited and you could prefer to go for personal insurance, this can become handy at some odd times.
You have just realized tha...
How to Correct Errors on your Credit Report
Tip! Every negative credit record on your credit report can be negated by you at any time. The credit bureau must reinvestigate and if that item cannot be verified within a reasonable amount of time, that credit record must be removed from the credit f...
How Long Do Credit Inquiries Stay on a Credit Report?
Tip! Many times the creditor does not re-verify in time or the credit bureau is busy and does not handle your dispute properly. This credit record must then be deleted from your credit report.
Credit reports can be a bit of a balancing act. On one han...
July 2007
Business Credit Card Offers
Tip! Ditto the $199 annual use fee. While many credit cards that are aimed at helping people rebuild their credit have annual fees, the average is $25 to $50.
Business credit cards usually have a high credit limit, a low interest rate and many automati...
Details Of The Delta SkyMiles Credit Card Application
Tip! Store cards are still credit cards.
American Express’s Delta SkyMiles Credit Card is the perfect card for those who fly on Delta Airlines. There are many perks for those who use this card responsibly.
The annual fee of the Delta SkyMiles Cre...
June 2007
Details Of The Orchard Bank Secured Credit Card Application
Tip! Annual Fees - It is essential to do a cost benefit analysis on the various airlines credit card offers before selecting one. If you do not travel a great deal, it is better to go for a card with lower annual fees and a modest rewards program.
When...
Before You Compare Credit Card Offers
Tip! Your credit card application can affect your credit rating.
Are you thinking of applying for a new credit card? If so, you may want to begin asking yourself what your personal financial goal is. After you’ve recognized your own needs, you ca...
Credit Repair Book Reviews
Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers.
If you are thinking about buying a credit repair book, first look at when the book was published. If it was not published in late 2005 or 2006, then th...
How To Improve A Low Credit Score
Tip! Do not close old or paid off accounts. These show the credit history length and contribute to higher credit scores.
If your credit score is below 700, you may not qualify for some of the best interest rates on credit cards, loans or mortgages. Thi...
Credit Card Processing
Tip! Necessity Yes, though a bit unbelievable, it’s true that the credit cards are a necessity in some cases. Buying air tickets online to get good deals or booking an accommodation or a rental car when traveling are examples wherein you cannot g...
May 2007
Credit Repair Form Letter - Should You Use One?
Credit Repair - Erase Bad Credit Now! Delete All Bad Credit Within 1-3 Months. Guaranteed. - I Will Show You Proof.
If you are researching credit repair you have undoubtedly seen many credit repair form letter.
You are invited to use them for free. B...
Financial Planning For Credit Card Users
Tip! Balance transfer — The process of moving an unpaid credit card debt from one issuer to another. Card issuers sometimes offer teaser rates to encourage balance transfers coming in and balance-transfer fees to discourage them from going out.
C...
How Credit Card Points Are Earned
Tip! Never give your credit card number to someone that calls you on the telephone. If the caller purports to be from a company that you do business with, or from the credit card company itself, tell them that you’ll call them back at the number ...
Credit Score - How To Keep It High
Tip! An individual’s race, sex, age, level of education, or marital status has no bearing on a credit score, nor does the fact that an application for credit was previously turned down.
Whether you are trying to get a business or real estate loan...
National Credit Repair Agency vs FTC
Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one.
A company operating under the name of the national credit repair agency was charged with “engaging in fraudulent credit repair activities” by ...
April 2007
What About Credit Repair Loans?
The Attorney’s Guide To Credit Repair.
There are no loans that are specifically classified as credit repair loans. There are lenders that will qualify even people with recent bankruptcies and/or very low credit scores for loans. Usually these ...
Credit Card Offers That Won't Break The Bank
Tip! Insurance Most credit card companies provide you free travel and accident insurance on your credit cards. Though this is limited and you could prefer to go for personal insurance, this can become handy at some odd times.
Spend some time surfing on...
Unsecured Personal Loan for People with Bad Credit
Tip! Just like with traditional loans, bad credit personal loans are obtainable for many different reasons and through various types of financial agencies. Starting with the smaller scale, many people with bad credit use payday loans or cash advance lo...
Cut Your Gas Bill With The Help Of Your Credit Card
Tip! Membership credit clubs may look like credit cards - but they’re much closer to store cards. Generally, you’re required to pay a membership fee in order to shop from a catalog of merchandise offered by the credit club.
With the price o...
The Credit Repair Triangle
Credit Repair - Erase Bad Credit Now! Delete All Bad Credit Within 1-3 Months. Guaranteed. - I Will Show You Proof.
I hear of a lot of people that get frustrated with collection agencies over accounts. No matter what the victim seems to do, the colle...
How To Choose The Best Credit Card
Tip! Variable APR: A variable annual percentage rate allows credit card issuers to change your APR based on fluctuations in indexes such as the prime rate.
Do you have a credit card? If so, chances are that you are not using the best credit card rel...
Credit Card Debt Consolidation Guide
Tip! Floor — The minimum rate possible on a variable-rate loan or line of credit, after any initial introductory rate period. For example, on a credit card with the Prime rate as its index, no matter how low the Prime rate drops, the rate on the ...
