October 2009
Understanding The Credit Score Rating Scale
Tip! Instead of opening up a number of credit cards to raise a credit score, find a credit card with a low APR to consolidate onto one credit card. However, caution is advised on people with a short credit life in opening a number of credit...
September 2009
Personal Loans and Your Credit Score
Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score.
Did you know that your credit score will most definitely impact the rate you pay on loans? That’s right, the higher your cred...
July 2009
A Low Credit Score Can Really Cost You
Tip! Instead of opening up a number of credit cards to raise a credit score, find a credit card with a low APR to consolidate onto one credit card. However, caution is advised on people with a short credit life in opening a number of credit...
June 2009
Bad Credit Score - Bad Debt
Tip! Obtain a copy of your credit score report from one of the three major credit bureau agencies: Equifax, TransUnion or Experian.
Bad credit scores don’t necessarily equal bad debts. Have you ever heard...
April 2009
Stop Waiting For the Credit Score to be Normal! Take Bad Credit Car Loan
Tip! Manage your credit card balances. It’s best for your credit score if the balance on a given card is less than 50% of the limit on that card.
You need a loan to buy a car but waiting for your poor credit record to become impressive. Truly spe...
February 2009
Free Credit Report - 3 Ways to Improve Your Credit Score Using a Free Report Online
Tip! When reviewing your credit report, use the above listed areas of evaluation to help raise your credit score.
The majority of the population is not in a position to pay cash for
home and automobiles. Hence, when making a large purchase, mo...
Is It Possible to Remove Negative Information From Your Credit Report
Tip! Residents of Colorado, Maryland, Massachusetts, New Jersey, and Vermont are entitled by state law to one free credit report from a credit-reporting agency per year. Residents of Georgia are entitled to two free credit reports.
There is a huge diff...
Four Damaging Myths About Your Credit Score
Tip! Make every payment on time. This is the most important factor in your credit score rating.
Banish these myths from the way you handle your credit! Your score will be as good as it can be when you know the truth about how these actions affect your...
Use Old Credit Cards to Raise Your Credit Score
Tip! If you are sincerely interested in improving your FICO credit score, bankruptcy MUST be avoided! Bankruptcy is more negative than late payments or collection accounts.
The popularity of switching credit card companies has grown in recent years and...
Credit Score Essentials
Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score.
Baseball coaches won’t make a player a designated hitter unless their batting average proves that they’re able to hit ...
January 2009
Who Is Entitled To A Free Annual Credit Report And The Quickest Way To Get It
Tip! Check Your Credit Report. Make sure you know what your credit is like.
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Some people are curious about their credit report and would like to know if it needs repairing. A free annual credit report will let you know if your credit score is in...
December 2008
What Is The Credit Score Rating Scale?
Tip! An individual’s race, sex, age, level of education, or marital status has no bearing on a credit score, nor does the fact that an application for credit was previously turned down.
Understanding your credit score rating scale can seem like a...
November 2008
Is Citibank Credit Report Information Reliable?
Tip! Don’t attempt to create a separate credit identity to get around your flawed credit report.
Citibank is not offering customers the ability to get their credit reports. However, they are giving them a good deal of information with regard to h...
October 2008
How to Repair Bad Credit with Self Debt Management
Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...
Credit Repair In 3 Easy Steps
Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers.
Bad credit is not a permanent situation. If you have negative entries on your report, it’s not too late to start repairing your credit history tod...
How to Read Your Credit Report - So You Are Prepared
Tip! You should contact the credit reporting agency and request that the inaccurate information be taken off. To do this you will need to send a letter of request and enclose a copy of the report with the incorrect information highlighted.
You have re...
Low Credit Score Mortgage Refinance - Lock in a Low Rate with Bad Credit
Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information.
Even with a low credit score, you can refinance your mortgage for a lock...
September 2008
What Is The Diference Between Credit Counselors And Credit Repair Companies?
Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation.
Just as with lots of other things you do in life, using your budget wisely is a skill you will h...
August 2008
Credit Repair Business
Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers.
If you own or are looking to start a credit repair business, one thing you will definitely be needing is credit repair leads.
The benefit of buying cred...
July 2008
Repair Your Credit with Non Homeowner Debt Consolidation
The Attorney’s Guide To Credit Repair.
Usually, a person gets into the trap of debts when he fails to maintain a balance between his income and expenditure. Such situation generally arises when the person has shortfall of money. And, once the de...
Clean Credit Report: Easily Raise Your Credit Score 100 Points
Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score).
Your credit report contains information about where you work, live and how you pay your bills (On time or not). It also m...
Mugged While Sleeping...Leads To Credit Repair
The Attorney’s Guide To Credit Repair.
On the way home from work, Tom looked at a short list on his “to do list” and began sequencing the list into a logical travel pattern to minimize crisscrossing. Sunday grilling with family and g...
When You Are Eligible For A Free Credit Report
Tip! Residents of Colorado, Maryland, Massachusetts, New Jersey, and Vermont are entitled by state law to one free credit report from a credit-reporting agency per year. Residents of Georgia are entitled to two free credit reports.
By Federal law, you ...
5 Ways To Raise Credit Score
Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information.
It’s not as hard as you think to raise credit score. It’s a ...
The Myth of Easy Credit Report Repair
Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation.
Do a search for credit report repair or navigate through the forums that are popular with consum...
