06 January 2009 02:00
How will my car insurance claim work out?
Lauren B asked: My boyfriend and I got into an accident, where he was at fault. Although he was the driver, the car’s mine and I’m insured under it. I have already filed an insurance claim and I’m getting an appraisal right no...
What is your car insurance responsibility to a thief's blood in your car?
Jasmine B asked: My car was broken into and the insurance company wants me to drive the car while the thief’s blood is still in it. The areas are being replaced - inner door, glove compartment hood, leather seat - The parts take 3 weeks t...
Am I required to get rental car insurance if I don't have my own auto insurance?
kiki asked: I am planning to sell my car and cancel my auto insurance. If I want to rent a car, am I required to buy their rental car insurance, since I wouldn’t have any other auto insurance otherwise?
If I use my Discover card to rent ...
Waht to ask car insurance company when discussing repairs to my car after accident?
Allan N asked: I was involved i car accident with the other driver taking the blame. My car is damaged and the other drivers insurance company will be contacting me regarding my car. What should I ask them? I am planning to ask about a hire c...
Where do car insurance companies get your driving record in CA?
True2it asked: I hit a guys bumper while driving a company car a couple of years ago and I thought he filed a claim but the company took care of it and I never heard about it again. I’m getting car insurance and I pulled my driving record...
How does rental car insurance offered by credit card companies (when you use the card) work?
hedonist asked: I have credit cards which say they cover me for rental car insurance when I use the card to make the full payment for the rental. How does that work? Are there any catches? Does it make sense for me to get the additional insuran...
car insurance?
kelly asked: I am an international student in US and I am going to buy a car. However, I don’t know which insurance company has car insurance for international student. Can anyone tell me some infomation about it, scuh as the name of the ...
What is the least amount of car insurance I need to have on a car that doesn't have a loan on it?
Amanda asked: I live in Wisconsin and havent had insurance in about four years. I am getting married in six months and my fiance’s insurance agent said that I should get insurance now, six months before the wedding, so that once we get m...
06 January 2009 01:45
What happens to my mortgage if the bank goes broke?
Kelli M asked: If the company that holds my mortgage goes belly up, what happens next? Does someone else buy the mortgage? And how would this affect me as the homeowner?gbrain.net
Where can I find the best mortgage deal?
Evil J.Twin asked: My partner and I are looking for a mortgage lender. We are 1st time buyers in England(midlands). We would prefer a 100% mortgage but my partner has CCJs(they are all paid off)and I currently don’t work. We have looked i...
How does the tax deduction work for mortgage interest payments?
KL asked: Is this the correct formula for the tax deduction:
Tax rate of 38.5% times all the mortgage interest I paid in the past year?
Also, If I owe $100 in taxes but my deduction is $125 (based on formula above) does that mean the govt. will...
What happens if I foreclose on my mortgage? Will they audit the file if I went stated income?
lifeagent asked: Also I have a first mortgage and also an equity line. I still have money on the equity line. If i spend that before I foreclose will I become liable for that money?gbrain.net
How hard is it to get a mortgage now? What kind of credit score do you need?
susan s asked: I’ve heard that due to all of the foreclosures mortgage companies are getting tougher.gbrain.net
How long after closing, before my first mortgage payment is due?
Popeye asked: I am closing on a house in the next week in Illinois. I am planning on spliting up my mortgage payment into a bi-monthly payment. Any ideas as to how long after closing before I have to make my first payment?gbrain.net
Are mortgage points deductible in the yr of pmt or do I spread them over life of loan?
Surjit T asked: I am a 1st time home buyer and am in a high tax bracket (33%). I am considering whether I should accept points and buy down the rate and claim all the points (approx $11,000) in the current year when I file my returns next year?...
What documents to I need to provide to get a mortgage in the uk?
Matty asked: HI
I’m applying for a mortgage in the UK and was wondering if anyone knows what documents mortgage lenders will ask me to dig out to prove my earning, address etc.?
Are the document requirements any different for online banks...
My mortgage provider is telling me he legally has to advise me on insurance is this true?
Claire W asked: I am currently going through the re-mortgage process, my advisor told me he legally has to meet up with me and advise me on buildings and contents and life insurance as per FSA guidelines. I work for an insurance company and get...
Where can I find out current home mortgage rates for my area?
ohio_state98 asked: Does anyone know where I can find out the current mortgage rate averages for my geographic area? I’m looking at possibly refinancing and want to know if it would be worthwhile. Also, can I expect any costs when tryin...
How does a 2nd mortgage work from the lender's perspective?
Angela A asked: I’m specifically looking for what happens in the case of default on the 2nd mortgage when the 1st mortgage is not in default.gbrain.net
What is the difference between a second mortgage and a refinance?
gwizzle2002 asked: I am financing a pool and was told by the lender that a refinance and a second mortgage are the same thing. Is that correct?gbrain.net
The value of my home is considerably less than my mortgage. Is it possible to renegotiate a mortgage?
webpinger asked: My lemder is Indymac who has faultered. The house (3200 SqFt) is nice, more the wife’s pick, but is now a financial titanic. Is it possible to renegotiate my mortgage to a lower amount?gbrain.net
What are similarities and differences between current mortgage crisis and that of during the great depression?
Robert G asked: I am doing a reading, and it would be of great help, if you guys could provide some of these answers. cheers
Discuss the similarities and differences between the contraction of the housing market during the Great Depression and ...
How can you get out of a mortgage before getting divorced?
onlyinurdreams85 asked: My friend is separated. He moved out of the house and told his wife she could have it. His wife is two payments behind on their mortgage. She told him that she is looking into filling bankruptcy. How can he get out of...
What is the role of commercial property mortgage bankers, and do they get paid by salary or commission?
ABC asked: What exactly do commercial property mortgage bankers do?
Do they need a license?
Do they get paid by commission or salary?
Average pay for someone starting in the biz?
Pros and cons and your overall impressions of the industry?gbrain...
How nessesary is it to get a mortgage pre-approval if it is not your first home buying?
kissy73179 asked: Our house is for sale and we want to start looking for a new one. I know 1st time buyers should get a mortgage pre-approval before looking at houses, But if this isn’t our 1st house, how necessary is it for us to get on...
