05 January 2009 08:00
how does refinancing your home work exactly?
waddle02 asked: say i have a 15 year mortgage with about 50k left on it, if i want to refinance to 30 years…can someone tell me how it works?
do we get any money back? such as the difference of how much i have on the mortgage and the valu...
What other alternatives does the IRS offer to losing your home through a lien sale, such as refinancing, etc?
redlight410 asked: What other relief alternatives does the IRS offer outside of seizure of an individual’s home?gbrain.net
how do i takeover a house owned by my brother without refinancing?
malafram asked: I live in a house with a deed in my brother’s name. He moved out 2 yrs ago and bought another house. My mother and I have been making the payments for the loan since he left. We wanted to see what is the least expensive wa...
What are the drawbacks to refinancing my car?
walton30052 asked: I’d like to lower my monthly payments basically.gbrain.net
How do I get my ex-wifes name off my mortgage without refinancing?
BlueFlameSix asked: I live in PA. My divorce is almost final. I am keeping the property that I live in. It has an extremely low interest rate. I don’t want to refinance if I don’t have to. How can I get her name off the mortgag...
How can I get a $3000 loan to make a late mortgage payment current, right before the refinancing?
Mortgage Specialist Veronica asked: I have a client that needs to make his late mortgage payment; up to date before we can process his loan and close it. He only needs $3000. What options do we have?gbrain.net
how does home refinancing work? what are its benefits?
nascent26 asked: i also need to know what’s in it for me when i refinance my home mortgage.gbrain.net
Instead of refinancing my house, should I just not make payments?
Sambo asked: I have a high interest rate mortgage, but I am current on it. I owe about 90% of the value. Since the gov’t is offering a mortgage refinance plan to lower the rates, maybe I should not make payments for 90 days?gbrain.net
What short term effect would the refinancing of a defaulted student loan have on my credit rating?
mrman617 asked: I recently consolidated a defaulted student loan and need to purchase a new vehicle. Approximately how much of an impact on my credit score will the consolidation have the day after it hits my credit report? I’m just cur...
What to do if I am refinancing and my mortgage company goes out of business in process of my loan?
appenzellar asked: They took my application/appraisal fee on my credit card and then 2 days later said they are closing up. They didn’t do the appraisal yet.gbrain.net
How long should you wait before refinancing on your home?
fallguy2004 asked: We have only been living in the house from a couple of months. I understand about waiting to see if the rates are lower than our original but do we need more equity in the home? Or do you just need the rates to be lower? And ...
How long do i have to wait before refinancing my auto loan?
luvbug7982 asked: 6 months? a year? im working on my credit, its getting better and better but i just bought a car, interest is a little high but i got it hoping that making my monthly payments on time will also boost my credit rating. Of cours...
Is it worth while to do an Interest only loan when refinancing your home?
Angel M asked: There’s a company that’s offering 1.5% APR interest only loan for anyone that has a credit score of 620 or above. They advised that if I take the $800 in savings and invest it, I can use the savings to pay off all of...
Can I get a car loan after refinancing my house?
Allison B asked: We are working on refinancing our house and so far all is well. We plan to purchase a vehicle in a month or so. I am wondering if there will be a problem getting a car loan with minimal interest rate after refinancing our house...
Refinancing?
mary h asked: 2 Part Question.
1-Is refinancing a good option when you want to decrease your interest rate? Is it beneficial for the house to be worth more than when you bought it, and why?
2-If there is only one persons name on it, and you ref...
How do I go about refinancing a secured loan?
moneyless asked: I have a secured loan totalling $16,000 through a finance company. The interest rate is at 18%. That is after I asked that it be lowered. I’ve been paying this for years and it never ends. I’ve been through a de...
Whats the difference between refinancing for extra $ to pay off bills and debt consolidation?
bowiefam1 asked: … as far as my credit score goes?gbrain.net
How do you go about finding the best deal for refinancing a car loan without multiple hits on credit report?
Adrian C asked: I have a good payment history on my car loan for 18 mos. I want to refi, but do not want to keep getting hits on my credit report while shopping.gbrain.net
How does an 80/20 loan work, in terms of refinancing?
Jenga! asked: In May of 2003, my husband and I bought a house. We got an 80/20 loan to cover the cost. 80% of the loan is a fixed 5.25% rate. 20% of the loan started at 6.25% and currently sits at 9.25&. The loan is going to readjust next ...
what is the best way to go about refinancing my car loan?
incOgnegro asked: i understand that lowering my monthly payments will mean having to pay on it longer, but all i really want to do is pay less per month.
i apologize in advance if not enough info is included for you to give me a sufficient answ...
What is the best way to go about refinancing your home mortgage?
GranolaGurl asked: I generally know that I would try to find a bank or lending place that will offer me a lower rate than I currently have, but was wondering how to make sure the new terms are to my advantage. For example, my realtor helped me ...
Whats the catch to refinancing a auto loan?
Ben G asked: I’ve been thinking a bout refinancing my auto loan. But whats the catch. I’ve got a 16.59% auto loan . I’ve made my payments on time for the last 2 year on time. When i got the loan i had really bad credit now i&#...
What is a decent interest rate for refinancing my college loans?
inventor4026 asked: I have $30,000 in college loans. I want to consolidate them into one payment with a decent interest rate.gbrain.net
How will refinancing my car effect my credit score?
Natalie W asked: I have 12 more payments and my car is paid off, but I’m a college student, and making the payment is really hard. I dont want to mess up my credit, by ending a long history account (my current auto loan) and opening a new...
Do I need a lawyer when refinancing or remortgaging a home?
Overnight asked: I am trying to refinance during this volatile time in the mortgage industry. Would it be prudent to have a lawyer involved even if my only intent would be to roll over into a new mortgage?gbrain.net
