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PUBLIC MARKS from kukusky with tags brain & web2.0

06 January 2009 02:00

How do you get cheap car insurance for an 18yo?

sorcha_j_2000 asked: I need to find cheap car insurance for an 18yo female who owns outright an $11000.00 car. Any suggestions? I need Australian comanies only please.gbrain.net

Can get a car insurance in Ireland if I am using an international license?

andrew j asked: I am planning to buy a car in ireland, and I posses a valid Indian license. How can I get an insurance for it? I have an appointment for drivers theory test next week. Any body please help.gbrain.net

Car Insurance for the newly retired. Do insurance companies take account of drivers of company cars ?

Sophia B asked: I have been driving for about 44 years and have had a company car for the last 20 or so. When I retire, will an insurance company take account of this with no-claims discount for a car of my own?gbrain.net

What happens if accidently I gave false information to my car insurance during the application process?

Arianna D asked: I was under the impression that my 2003 car had ABS (anti lock braking system) because my car dealer told me so, I bought it used. Accordingly during the online application for my car insurance I said that my car has an ABS Sy...

Will my car insurance rates go up in a single car accident?

david H asked: Have had a perfect driving record for 20 years, last week on my way to work, hit black ice, and car overturned in the ditch - car was a total loss. Do you think my rates will rise? No injuries or property damage, just a totalle...

What do I do about car insurance when I join the military?

Jenna B asked: Do car insurance companies offer discounts on car insurance to those enlisted in the military. I’m going to be going off to the air force soon and I’ve decided i’m definately not taking my car. If I happen not...

Waht to ask car insurance company when discussing repairs to my car after accident?

Allan N asked: I was involved i car accident with the other driver taking the blame. My car is damaged and the other drivers insurance company will be contacting me regarding my car. What should I ask them? I am planning to ask about a hire c...

Where do car insurance companies get your driving record in CA?

True2it asked: I hit a guys bumper while driving a company car a couple of years ago and I thought he filed a claim but the company took care of it and I never heard about it again. I’m getting car insurance and I pulled my driving record...

car insurance?

kelly asked: I am an international student in US and I am going to buy a car. However, I don’t know which insurance company has car insurance for international student. Can anyone tell me some infomation about it, scuh as the name of the ...

What is the least amount of car insurance I need to have on a car that doesn't have a loan on it?

Amanda asked: I live in Wisconsin and havent had insurance in about four years. I am getting married in six months and my fiance’s insurance agent said that I should get insurance now, six months before the wedding, so that once we get m...

06 January 2009 01:45

What happens to my mortgage if the bank goes broke?

Kelli M asked: If the company that holds my mortgage goes belly up, what happens next? Does someone else buy the mortgage? And how would this affect me as the homeowner?gbrain.net

Where can I find the best mortgage deal?

Evil J.Twin asked: My partner and I are looking for a mortgage lender. We are 1st time buyers in England(midlands). We would prefer a 100% mortgage but my partner has CCJs(they are all paid off)and I currently don’t work. We have looked i...

How does the tax deduction work for mortgage interest payments?

KL asked: Is this the correct formula for the tax deduction: Tax rate of 38.5% times all the mortgage interest I paid in the past year? Also, If I owe $100 in taxes but my deduction is $125 (based on formula above) does that mean the govt. will...

What happens if I foreclose on my mortgage? Will they audit the file if I went stated income?

lifeagent asked: Also I have a first mortgage and also an equity line. I still have money on the equity line. If i spend that before I foreclose will I become liable for that money?gbrain.net

How hard is it to get a mortgage now? What kind of credit score do you need?

susan s asked: I’ve heard that due to all of the foreclosures mortgage companies are getting tougher.gbrain.net

How long after closing, before my first mortgage payment is due?

Popeye asked: I am closing on a house in the next week in Illinois. I am planning on spliting up my mortgage payment into a bi-monthly payment. Any ideas as to how long after closing before I have to make my first payment?gbrain.net

Are mortgage points deductible in the yr of pmt or do I spread them over life of loan?

Surjit T asked: I am a 1st time home buyer and am in a high tax bracket (33%). I am considering whether I should accept points and buy down the rate and claim all the points (approx $11,000) in the current year when I file my returns next year?...

My mortgage provider is telling me he legally has to advise me on insurance is this true?

Claire W asked: I am currently going through the re-mortgage process, my advisor told me he legally has to meet up with me and advise me on buildings and contents and life insurance as per FSA guidelines. I work for an insurance company and get...

Where can I find out current home mortgage rates for my area?

ohio_state98 asked: Does anyone know where I can find out the current mortgage rate averages for my geographic area? I’m looking at possibly refinancing and want to know if it would be worthwhile. Also, can I expect any costs when tryin...

How does a 2nd mortgage work from the lender's perspective?

Angela A asked: I’m specifically looking for what happens in the case of default on the 2nd mortgage when the 1st mortgage is not in default.gbrain.net

What is the difference between a second mortgage and a refinance?

gwizzle2002 asked: I am financing a pool and was told by the lender that a refinance and a second mortgage are the same thing. Is that correct?gbrain.net

The value of my home is considerably less than my mortgage. Is it possible to renegotiate a mortgage?

webpinger asked: My lemder is Indymac who has faultered. The house (3200 SqFt) is nice, more the wife’s pick, but is now a financial titanic. Is it possible to renegotiate my mortgage to a lower amount?gbrain.net

What is the role of commercial property mortgage bankers, and do they get paid by salary or commission?

ABC asked: What exactly do commercial property mortgage bankers do? Do they need a license? Do they get paid by commission or salary? Average pay for someone starting in the biz? Pros and cons and your overall impressions of the industry?gbrain...

Can Mortgage companies pull bank statements and verify income?

james w asked: Just want to know what information mortgage companies can and can not verify. Do they just use the information you send to them.gbrain.net

What is the best type of mortgage loan for the lowest monthly payment?

cantholdmd asked: 30 year fixed? 2/1 ARM? I need a loan with no PMI and low points and the lowest possible mortgage payment a month. What Im working with: Credit score 600 Annual assets (Salary) 34500 Monthly Debt: 70 House loan amount: 10600...

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