05 January 2009 08:00
How often is refinancing an auto loan acceptable?
rmcgeelsu asked: I just refinanced my auto loan 2 months ago from 22% to 18%, I think i can get a better rate now. Should I do it or would this hurt my credit? thanks for the help… score went from 590 to 655 now in two months!! (after 1 y...
Which would be better for us, taking out a home equity loan or refinancing?
Trina O asked: My husband and I want to take about $15,000 to pay off debt and renovate our home, which we just purchased last July. Our current interest rate is 7.25% and we owe about 65k on our home that appraised at 100k. The problem is that...
Whats a good FICO score in reguards to refinancing a home. What is the bottom of the good range?
larryandshaunafuller asked: Also when do you get to excellent? Next, with a 640 FICO score, perfect payment history but not good D.T.I. what kind of rate can expect? Thanks everyone!
and yes Im working on the old score!gbrain.net
refinancing?
Patty S asked: my brother has beenmarried only a couple of years, and is in the process of preparing to file for divorce. he and his wife own a home,–both their names are on the title, but his is on the loan. she does not have good credit...
Refinancing?
jesslynair asked: Since the interest rate is low now, i’m thinking of refinancing my house. But I have no idea what to do or where to start, e.g. should I look for a bank (fiancial institute) that offers lower rate and contact them; what ...
what are the standard GFE for refinancing?
yahoooo! asked: I need to refinance in different state although I live in california - is there a big difference in the estimate? What should I look for in terms of legality and good rates. I have good credit though. Thanks for your answer and ...
What are the beneficials of refinancing a house?
vany3 asked: I have a year with my house but my payment went up from 640 to 1000 because they add me this years house taxes, I want to lower my payment is a good idea to refinance the house to lower my payment?gbrain.net
Can you make very much money calling people regarding refinancing their home?
rosesbloom7 asked: A realtor/broker has asked if I would be interested calling people on the phone regarding refiancing…………I would get 8% of his commission for each loan processed.gbrain.net
How do HELOCs and refinancing work? Is there any way to get a personal loan and use a house as collateral?
idgaf asked: Or do you just have to mortgage the house??
If the house is paid off completely, what are the chances I’d be able to get a loan on it if my credit score is in the mid-600 range??
Can anyone refer me to some good websites or...
What are some pros and cons to refinancing a house?
llmyket asked: I’m thinking about it but don’t know if i should.gbrain.net
how does refinancing your home work exactly?
waddle02 asked: say i have a 15 year mortgage with about 50k left on it, if i want to refinance to 30 years…can someone tell me how it works?
do we get any money back? such as the difference of how much i have on the mortgage and the valu...
how do i takeover a house owned by my brother without refinancing?
malafram asked: I live in a house with a deed in my brother’s name. He moved out 2 yrs ago and bought another house. My mother and I have been making the payments for the loan since he left. We wanted to see what is the least expensive wa...
How do I get my ex-wifes name off my mortgage without refinancing?
BlueFlameSix asked: I live in PA. My divorce is almost final. I am keeping the property that I live in. It has an extremely low interest rate. I don’t want to refinance if I don’t have to. How can I get her name off the mortgag...
how does home refinancing work? what are its benefits?
nascent26 asked: i also need to know what’s in it for me when i refinance my home mortgage.gbrain.net
Instead of refinancing my house, should I just not make payments?
Sambo asked: I have a high interest rate mortgage, but I am current on it. I owe about 90% of the value. Since the gov’t is offering a mortgage refinance plan to lower the rates, maybe I should not make payments for 90 days?gbrain.net
What short term effect would the refinancing of a defaulted student loan have on my credit rating?
mrman617 asked: I recently consolidated a defaulted student loan and need to purchase a new vehicle. Approximately how much of an impact on my credit score will the consolidation have the day after it hits my credit report? I’m just cur...
What to do if I am refinancing and my mortgage company goes out of business in process of my loan?
appenzellar asked: They took my application/appraisal fee on my credit card and then 2 days later said they are closing up. They didn’t do the appraisal yet.gbrain.net
How long should you wait before refinancing on your home?
fallguy2004 asked: We have only been living in the house from a couple of months. I understand about waiting to see if the rates are lower than our original but do we need more equity in the home? Or do you just need the rates to be lower? And ...
How does an 80/20 loan work, in terms of refinancing?
Jenga! asked: In May of 2003, my husband and I bought a house. We got an 80/20 loan to cover the cost. 80% of the loan is a fixed 5.25% rate. 20% of the loan started at 6.25% and currently sits at 9.25&. The loan is going to readjust next ...
what is the best way to go about refinancing my car loan?
incOgnegro asked: i understand that lowering my monthly payments will mean having to pay on it longer, but all i really want to do is pay less per month.
i apologize in advance if not enough info is included for you to give me a sufficient answ...
Whats the catch to refinancing a auto loan?
Ben G asked: I’ve been thinking a bout refinancing my auto loan. But whats the catch. I’ve got a 16.59% auto loan . I’ve made my payments on time for the last 2 year on time. When i got the loan i had really bad credit now i&#...
Do I need a lawyer when refinancing or remortgaging a home?
Overnight asked: I am trying to refinance during this volatile time in the mortgage industry. Would it be prudent to have a lawyer involved even if my only intent would be to roll over into a new mortgage?gbrain.net
Refinancing my home with a lower value than when purchased?
Soccerkid asked: I bought my house around 3 years ago and it was at 380k but now it is valued 280k. Is there a way or a method to refinance in this situation?gbrain.net
How can I get the lowest rate when refinancing?
silver wings asked: The advertisement says they can offer as low as 4.75% but they always end up offering me 5.5 and higher. One of my cowoerkers say the secret is to never tell them the current interest rate I have, do you think this works? Ar...
How to get auto refinancing with not so good credit and while collecting unemployment?
Italian Princess asked: My friend needs to reduce their monthly out go, one of the loans on the plate is the auto loan, unfortunately some of the challenges my friend is facing are;
* recently lost their job –BUT is collecting unemployme...
