06 January 2009 01:00
How does reworking a mortgage affect my credit score?
Greatone76 asked: I could use the help of potentially reworking my mortgage to be more affordable. It is possible for me to get by without doing so. If I do call my mortgage holder and rework my mortgage for a reduced interest rate or reduced...
How much mortgage debt is there in the USA?
PrimeConcern asked: Given all the worries about credit in this country, and subprime mortgages, I was curious as to what the entire amount of home mortgage debt is. There are about 110 million households in the country, with 70% of them owned ...
Can I get a refinanced mortgage if i start a home business with no employees and still work my regular job?
sammus asked: I want to refinance my mortgage and I want to start a home business before doing so. It would have no employees and I would still keep my current job. My home business will not require any due balances or credit lines to increase...
05 January 2009 08:00
Does anyone know how to go about refinancing a Auto Loan?
Precious asked: Even with bad credit… and about how much would it save me a month?
I’ve had the loan for 2 yrs and consistantly made full payments until just recently when I fell behind.gbrain.net
How much can a loan agent make when refinancing a loan?
Sunny Michael asked: I live in California, and I just refinance my mortgage. I found out that the mortgage processing company made about 1.2% commission of the loan amount. How much can a loan agent make? If the loan is $1 million, the agent co...
I am refinancing my car and was wondering if paying off my credit card will get me a better interest rate ?
Superstar asked: Will paying off my $900 balance on my credit card get me a better interest interest rate when I am about to refinance my car? should I close any open accounts that I never use before applying to refinance? My current interest r...
I have a commercial loan on an apartment building. What is a better deal for refinancing?
exfootballgraduate asked: current terms are 10 year Amortization with a 5 yr balloon with an interest rate at 8.125% (approx 500,000)
can refi with another lender with same terms with 8.00% (approx 480,000)
or can refi with original bank at 7.6...
What to expect when refinancing my car?
AP asked: Will my monthly note go up? what if ive made all the payments on time but have past due payments etcera on other things.. except my car.. ?gbrain.net
How can I get out of a balloon payment on an auto loan without refinancing, trade in or repos?
Andrea B asked: I want to keep my car because I have 3 payments left except I have that balloon paymentgbrain.net
Can anyone explain the points system in refinancing a mortgage?
Manny asked: I understand loan officers charge certain amount of points to do the loan, and i know a buyer can purchase discount points. But why do they have those points and why do they sometimes charge points out the back? and how does their ...
what are the pros and cons for refinancing?
*Star* asked: I had a co-signer for my new car so I could get a better interest rate. The dealer said that in a year I could refinance the car to remove the co-signer name from the car; besides that what are other pros and cons of refinancing a...
Mortgage refinancing- do it now, or wait? What direction are rates currently projecting on going?
Mortel_LS asked: Would it be better to refinance now at about 6.5% fixed for 30 years, or wait a few months? What’s the rate outlook? This is for New York.gbrain.net
MY dad messed up by refinancing everything, we have no money to pay for anything. what should i do?
need to get back on my feet asked: He messed up our whole families lives by refinancing. he didnt know the interest would be higher and now he cant pay for it.. he is waiting to die so we can use his life insurance to at least pay for partially...
How does anyone know of a good refinancing company to help with my mortgage ?
DC ed asked: I just got a notice that my house is being listed for public auctin because I’m behind on my payments. I dont want to go into short sale and Chapter 13 and 7 Protection and I’d like to maitain my credit score.
How do I ...
Should I trade my car before or after refinancing?
kakilakslick asked: The value of my current car is more than the price of the car I want. I know the negative equity will be added to the price of the new car. Is it better to refinance the car before I trade it in or after.gbrain.net
How to go about refinancing my mortgage?
mattysmom22 asked: I have bad credit, my mom financed a home for me. at the time, 3mos ago, her credit score was like 620 but she had bad debt that was paid off right before getting this loan leaving her with no outstanding debt, save for the n...
How often is refinancing an auto loan acceptable?
rmcgeelsu asked: I just refinanced my auto loan 2 months ago from 22% to 18%, I think i can get a better rate now. Should I do it or would this hurt my credit? thanks for the help… score went from 590 to 655 now in two months!! (after 1 y...
If you have lower credit scores, where can you turn for help with refinancing?
curious in alabama asked: Let’s say you are approved to borrow 70% of your home’s value for debt consolidation. The problem here is that your debt load requires you to borrow more than the value of your home. Where do you turn when...
Which would be better for us, taking out a home equity loan or refinancing?
Trina O asked: My husband and I want to take about $15,000 to pay off debt and renovate our home, which we just purchased last July. Our current interest rate is 7.25% and we owe about 65k on our home that appraised at 100k. The problem is that...
refinancing?
Patty S asked: my brother has beenmarried only a couple of years, and is in the process of preparing to file for divorce. he and his wife own a home,–both their names are on the title, but his is on the loan. she does not have good credit...
what are the standard GFE for refinancing?
yahoooo! asked: I need to refinance in different state although I live in california - is there a big difference in the estimate? What should I look for in terms of legality and good rates. I have good credit though. Thanks for your answer and ...
What are the beneficials of refinancing a house?
vany3 asked: I have a year with my house but my payment went up from 640 to 1000 because they add me this years house taxes, I want to lower my payment is a good idea to refinance the house to lower my payment?gbrain.net
Can you make very much money calling people regarding refinancing their home?
rosesbloom7 asked: A realtor/broker has asked if I would be interested calling people on the phone regarding refiancing…………I would get 8% of his commission for each loan processed.gbrain.net
What company has a good reputation for mortgage refinancing in this market?
Renata asked: I’m in Wisconsin.gbrain.net
How do HELOCs and refinancing work? Is there any way to get a personal loan and use a house as collateral?
idgaf asked: Or do you just have to mortgage the house??
If the house is paid off completely, what are the chances I’d be able to get a loan on it if my credit score is in the mid-600 range??
Can anyone refer me to some good websites or...
