06 January 2009 02:00
How much is car insurance for a teenager under 18 years old?
Alexis B asked: If you share the car with someone, is the car insurance higher for two people instead of one? If so how much more?gbrain.net
How do I rent a car if I'm under 21 and don't have full coverage insurance?
PAL P asked: I am planning a trip and need to rent a car at my destination. I have several car companies that are willing to rent a car to me, though I’m 19, but they require full coverage car insurance, which makes sense, but the problem...
How will my car insurance claim work out?
Lauren B asked: My boyfriend and I got into an accident, where he was at fault. Although he was the driver, the car’s mine and I’m insured under it. I have already filed an insurance claim and I’m getting an appraisal right no...
What is your car insurance responsibility to a thief's blood in your car?
Jasmine B asked: My car was broken into and the insurance company wants me to drive the car while the thief’s blood is still in it. The areas are being replaced - inner door, glove compartment hood, leather seat - The parts take 3 weeks t...
Am I required to get rental car insurance if I don't have my own auto insurance?
kiki asked: I am planning to sell my car and cancel my auto insurance. If I want to rent a car, am I required to buy their rental car insurance, since I wouldn’t have any other auto insurance otherwise?
If I use my Discover card to rent ...
06 January 2009 01:45
Where can I find the best mortgage deal?
Evil J.Twin asked: My partner and I are looking for a mortgage lender. We are 1st time buyers in England(midlands). We would prefer a 100% mortgage but my partner has CCJs(they are all paid off)and I currently don’t work. We have looked i...
How does the tax deduction work for mortgage interest payments?
KL asked: Is this the correct formula for the tax deduction:
Tax rate of 38.5% times all the mortgage interest I paid in the past year?
Also, If I owe $100 in taxes but my deduction is $125 (based on formula above) does that mean the govt. will...
What happens if I foreclose on my mortgage? Will they audit the file if I went stated income?
lifeagent asked: Also I have a first mortgage and also an equity line. I still have money on the equity line. If i spend that before I foreclose will I become liable for that money?gbrain.net
How hard is it to get a mortgage now? What kind of credit score do you need?
susan s asked: I’ve heard that due to all of the foreclosures mortgage companies are getting tougher.gbrain.net
How long after closing, before my first mortgage payment is due?
Popeye asked: I am closing on a house in the next week in Illinois. I am planning on spliting up my mortgage payment into a bi-monthly payment. Any ideas as to how long after closing before I have to make my first payment?gbrain.net
Are mortgage points deductible in the yr of pmt or do I spread them over life of loan?
Surjit T asked: I am a 1st time home buyer and am in a high tax bracket (33%). I am considering whether I should accept points and buy down the rate and claim all the points (approx $11,000) in the current year when I file my returns next year?...
What documents to I need to provide to get a mortgage in the uk?
Matty asked: HI
I’m applying for a mortgage in the UK and was wondering if anyone knows what documents mortgage lenders will ask me to dig out to prove my earning, address etc.?
Are the document requirements any different for online banks...
My mortgage provider is telling me he legally has to advise me on insurance is this true?
Claire W asked: I am currently going through the re-mortgage process, my advisor told me he legally has to meet up with me and advise me on buildings and contents and life insurance as per FSA guidelines. I work for an insurance company and get...
Where can I find out current home mortgage rates for my area?
ohio_state98 asked: Does anyone know where I can find out the current mortgage rate averages for my geographic area? I’m looking at possibly refinancing and want to know if it would be worthwhile. Also, can I expect any costs when tryin...
The value of my home is considerably less than my mortgage. Is it possible to renegotiate a mortgage?
webpinger asked: My lemder is Indymac who has faultered. The house (3200 SqFt) is nice, more the wife’s pick, but is now a financial titanic. Is it possible to renegotiate my mortgage to a lower amount?gbrain.net
What are similarities and differences between current mortgage crisis and that of during the great depression?
Robert G asked: I am doing a reading, and it would be of great help, if you guys could provide some of these answers. cheers
Discuss the similarities and differences between the contraction of the housing market during the Great Depression and ...
How can you get out of a mortgage before getting divorced?
onlyinurdreams85 asked: My friend is separated. He moved out of the house and told his wife she could have it. His wife is two payments behind on their mortgage. She told him that she is looking into filling bankruptcy. How can he get out of...
Can Mortgage companies pull bank statements and verify income?
james w asked: Just want to know what information mortgage companies can and can not verify. Do they just use the information you send to them.gbrain.net
What is the best way to market a new mortgage company?
spafilterorders asked: I was thinking about working under a broker in the mortgage business but, it is all commission. Since you need new customers everyday how do you find people who need a mortgage if you are not tied in with a Realtor?gbrain...
Is it possible to obtain a mortgage loan for a USA home from a foreign country?
DogJD asked: I am wondering if it is possible to obtain a LOWER interest mortgage loan by obtaining if from a foreign country? Could you give me any web site references? Thanks!
Also have you ever heard of Sydney Financial Group?
I found this...
Has anyone ever heard of a mortgage lender declining a loan because the home has geo thermal ?
toots3320 asked: Three days before closing on our property, the lender decided that they would decline the loan as they noticed in the appraisal (that they had possession of for 5 weeks) that the home has geo-thermal. Our real estate agent and...
How do they determine your mortgage rate if you get a house with a friend? Do they average credit scores?
Ashley Z asked: How do they determine your mortgage rate if you are getting a house with a friend not a husband? Do they average both of your credit scores?gbrain.net
What happens if I lose my job before closing on a mortgage?
hrland asked: I’m pre-approved for a mortgage and looking for a house. We want to buy quickly because my company is probably about to be taken over. I still want to buy right now because I can make payments while I look for work, if I get...
How do I get a mortgage if I want to buy a foreclosure?
Tyler D asked: I would like to buy a foreclosed property from auction. I would need a mortgage to pay for the property. If I go through the bank how do I do this? I also do not have the 10% down that the county requires on auction day.gbrain.net
What was a bigger failure: deregulating energy companies, or deregulating the mortgage industry?
Steve asked: In the push to “get the government off our back” and “let the free market do its job,” Washington eliminated virtually all regulations on energy companies, and later did the same thing on mortgage providers ...
