05 January 2009 08:00
Refinancing >> Car Payments >> Could it cause my interest rate to go UP?
ihatechunli asked: I’ve been paying on my car for over 2 yrs now. I know that it is possible to “refinance”. My credit score is probably in slightly sadder shape than it was at the time when I purchased the vehicle. Is it p...
Do different banks go by their own Parameters when considering refinancing a loan for a house?
by 1 other
lady_bella asked: BofA told us that their parameters changed and went lower and therefore we do not qualify to refinance.
Do different companies/mtg lenders go by their own Parameters when considering clients/customers for refinancing? Or is it...
Refinancing home for a little extra money, will I get the check at closing?
honeybear asked: We are refinancing our home for a few extra thousand to do some improvements. Our bank is out of state so they are sending a lady to our house tonight to close. Will she bring our check with her and we get it tonight?gbrain.net
Who and where i can find the lowest closing costs on refinancing a mortgage?
REEMPIRE888 asked: Where can I obtain the lowest fees on closing cost when refinancing a mortgage? Also, why does conventional bank around the corner usually has one of the highest closing costs than a smaller mortgage company? Which mortgage c...
how do I start refinancing my monthly car payment?
A asked: Here’s the deal: I have a used car that I am paying $320 a month (for a used car this is a bit much). I can afford this however but I’d just like to cut my monthly bills. Although all 24 months have been paid for (so 24 mon...
Is it possible to change mortgage companies without refinancing?
carinyosa99 asked: Our mortgage was sold to a really crappy company. We have thought of refinancing, but then we realized we have a really good rate for another 18 months (we have a 5 year ARM) and won’t be able to find anything as low a...
What are the risks associated with refinancing home loan with a local lender instead of the big companies?
MJ asked: we are in the process of refinancing our home & i recently submitted my contact info online & i’m receiving calls from many of the local lenders, Can anybody let me know if there are any risks associated with the small...
What are the pros and cons of refinancing a car?
KC asked: I have good credit (well over 700). The resale value of my 2004 Honda Civic is well above what I owe. I’m interested in refinancing to pull some money out to pay off a credit card bill. If I do refinance, how will this look o...
what fees are paid to title company when refinancing?
kcotton213 asked: I am refinancing my home in texas. I’ve been asked to submit the name of the titile company i want to use. However, I need to know what costs are expected.
Any information is appreciated.gbrain.net
My 5/1 arm will reset in 18 months, should I refinance home mortgage now, or wait for few more months?
deedee asked: Current rate of ARM interest is 5.125%. Would it better to go for 6.75% mortgage refinance at no closing costs, if I am planning to live in the same house for next 7 to 10 years?a href=’http://gbrain.net’>gbrain.net
What do they look at when they appraise your home for a refinance?
Sleepy Gee asked: We are refinancing our home and as such, the bank is sending an appraiser over. What do they look at? Do they go through all the rooms and look at everything? How long does it usually take?
I’m mainly concerned that s...
what's the current minumum fico score for doing a stated home mortgage refinance deal?
Julio A asked: i want to refinance my home,but my broker tells me that the minumum fico score is constantly changing,so,i want to exactly know what is the minumum score to do a stated refinance mortgage deal right now?a href=’http://gbrai...
What can I do, with refinance my home?
karen a asked: I purchased my home back in July 07, I have a fixed interest rate, but my rate is really high 10.75. I did 100 % finance and I also went stated. I live in NJ, I believed my home value went down, is there anyway I can refinance m...
when will a be able to refinance my home?
karen a asked: I just purchased my home. I did a 100% finance with a fixed 30 year interest rate. I dont have any penalties on my loan. Do you think I will be able to refinance within six months or a year with a 100% finance loan?a href=’...
I helped someone refinance, do I still qualify for a first time home loan?
Brien86 asked: I helped my parents refinance their home a few years ago, and now I want to buy my own place. Will I still qualify for a first time home loan?a href=’http://gbrain.net’>gbrain.net
How do we choose who to refinance our home with?
E asked: We have very good credit (my husband and I are each 750+), and need to refinance our home. When we purchased, my husband was newly self-employed and had to get a no-doc loan, so it isn’t a very good loan to have. There are so man...
How soon can you refinance your home?
Mike D asked: How soon after your first mortgage payment can you refinance your home? 1 year? 3 years? 5 years?
I’m unsure of the variables so here is a sample scenario.
$350,000 home. 10% initially put down ($35,000)
30 Year fixed...
How long before i can refinance my home?
mitchedmo asked: Bought a home in April 07, with a sky high interest rate, due to lack of credit. How long before i can refinance and get a lower rate? Thanksa href=’http://gbrain.net’>gbrain.net
How to refinance a home when the title of the house has been changed?
Everyone asked: -My husband removed his name from our home and how do I refinance it?
-What other responsibilities do I need to do since he removed his name from the property?a href=’http://gbrain.net’>gbrain.net
When buying a new home, How long before you can "refinance"?
marcus c asked: Looking to buy a new home. But it at a high interest rate. But need to move. Can handle the high interest but not forever. When can i refinance the home.a href=’http://gbrain.net’>gbrain.net
Is now a good time to refinance my home loan?
johnny asked: Do you think the home interest rates will drop?
I currently have a 30 year home loan at 6.375%.
Should i refinance my home loan to a lower rate if possible?a href=’http://gbrain.net’>gbrain.net
Is it possible to refinance a home equity loan to be able to get a lower rate?
CHRISTINA N asked: Just wondering if anyone had any information about being able to refinance a home equity loan to receive a lower rate and if so, how to go about doing that.a href=’http://gbrain.net’>gbrain.net
How long does it take to refinance a home?
Amber T asked: So my fiance and I loaned his mother $10,000. She has to refinance her home and is paying us back when that is all finalized. Her house has already been appraised and she has done it before. Her bank says that she qualifies.
She...
Is it possible to refinance your home and include your car loans and credit card debt in the refinance?
fromthecabbagepatch asked: With no money down? This is our first home and we’ve owned it for 4 years and looking to refinance.a href=’http://gbrain.net’>gbrain.net
Can you refinance while your home is on the market for sale?
MC asked: Our home has been on the market for a while now. We need to refinance to lower monthly payment. Can we refinance a home thats for sale?a href=’http://gbrain.net’>gbrain.net
