05 January 2009 08:00
Whats the difference between refinancing for extra $ to pay off bills and debt consolidation?
bowiefam1 asked: … as far as my credit score goes?gbrain.net
How does an 80/20 loan work, in terms of refinancing?
Jenga! asked: In May of 2003, my husband and I bought a house. We got an 80/20 loan to cover the cost. 80% of the loan is a fixed 5.25% rate. 20% of the loan started at 6.25% and currently sits at 9.25&. The loan is going to readjust next ...
what is the best way to go about refinancing my car loan?
incOgnegro asked: i understand that lowering my monthly payments will mean having to pay on it longer, but all i really want to do is pay less per month.
i apologize in advance if not enough info is included for you to give me a sufficient answ...
Whats the catch to refinancing a auto loan?
Ben G asked: I’ve been thinking a bout refinancing my auto loan. But whats the catch. I’ve got a 16.59% auto loan . I’ve made my payments on time for the last 2 year on time. When i got the loan i had really bad credit now i&#...
How will refinancing my car effect my credit score?
Natalie W asked: I have 12 more payments and my car is paid off, but I’m a college student, and making the payment is really hard. I dont want to mess up my credit, by ending a long history account (my current auto loan) and opening a new...
Refinancing my home with a lower value than when purchased?
Soccerkid asked: I bought my house around 3 years ago and it was at 380k but now it is valued 280k. Is there a way or a method to refinance in this situation?gbrain.net
I am heavily in debt will refinancing my house be a good thing to do?
Anan M asked: I have credit card debts as well as friendly loans from friends which i took for a business venture since business failed i do not know how to repay will it help by refinancing may house. Pls help.gbrain.net
What would the income tax be on 50,000 made from refinancing my home?
iboughtanightmare asked: I am exploring my options to keep from going bankrupt. If I refinanced my home, took my 50,000 equity then foreclosed what would the income tax from the 50k come to?gbrain.net
How can I get the lowest rate when refinancing?
silver wings asked: The advertisement says they can offer as low as 4.75% but they always end up offering me 5.5 and higher. One of my cowoerkers say the secret is to never tell them the current interest rate I have, do you think this works? Ar...
How can i reduce closing costs while refinancing my mortgage with good credit?
kankarnearnas asked: Hello mtg. gurus. What would you suggest in the way of reduced closing costs and APR? What can I do to get a great mtg? I have found a way to get rid of FHA financing on my mtg. Are there any other things?gbrain.net
How does refinancing a car work?
peaches7160 asked: I want to refinance my car but i am unsure of how it works. I owe 16,000 on my current car. I want to trade it in for a newer car. Does the 16,000 go towards the new car, or does the trade off vaule go towards the new car. Ho...
How does refinancing the current mortgage help?
Nils asked: When one should refinance home mortgage? Does it help to bring the number of period of payments down? If so how?gbrain.net
What is the best short term loan for refinancing our condo?
hipchickheather asked: Our condo in FL has been for sale for 2 years! Not planning for this…We need to pay off some bills to lower monthly payments. What is the best way to go to refinance? We want low closing and of course no pre-payment...
What are the benefits of refinancing a reverse mortgage?
J.O- go Devils GO!!! asked: If someone has a reverse and wants to “re-modify” it at today’s rates how can this help in today’s crazy market?gbrain.net
How much of a drop in interest rates is needed to make refinancing worth all the closing costs and fees?
matrixtinter asked: We are currently at a 6.5% fixed 30year mortgage on 290,000. We are wondering if it is worth it to refinance to a 5.5% fixed 30 year mortgage. We’ve done the calculator on the mortgage websites and it shows a $200 a mo...
What does anyone think about refinancing my home as aposed to a forclosure?
sporsterhippy59 asked: I am 62,already own other property, & on a fixed income. I have been here 14yrs. & it has sentimental issues. I don’t know what to do. It needs fixed up to sell, & I don’t have the money to do t...
What is the difference between refinancing a mortgage and getting home equity line of credit?
christine [♥] asked: My mom wanted to know! =]
Thanks!gbrain.net
What important points should I consider when refinancing my home mortgage?
Peter_33 asked: I’m looking for important tips as I’m about to refinance. I would like to know what should I pay attention to when choosing a financial institution.gbrain.net
Question about refinancing a mortgage and the tax implications?
mixerop asked: My future son-in-law is trying to refinance his home mortgage. The man handling the refinance suggested that he might get a lower interest rate if he included my daughter’s income and assets. They are unmarried, living to...
Question about refinancing a mortgage and the tax implications?
mixerop asked: My future son-in-law is trying to refinance his home mortgage. The man handling the refinance suggested that he might get a lower interest rate if he included my daughter’s income and assets. They are unmarried, living to...
What are some FYI's to think about when refinancing a car?
K.C. asked: I am considering refinancing my car and needed some tips/ advice on what to look for and what no to look for- what to expect etc. Do’s and don’ts that sorta thinggbrain.net
Is it worth refinancing your home to include your car loan to claim the interest on the car loan?
Phyllis B asked: I have a mortgage at 6% and I have been told for tax reasons it is good to refinance the house, just not sure if it is worth the expense to refinance; will it help that much with the interest I claim.gbrain.net
Refinancing my private student loan during the current economy?
desmy asked: I’m trying to find someone to refinance my student loan for a little more than $13,000. But so far nobody is accepting new consolidations because of the economy. Any ideas?gbrain.net
What is the best way to remove someone's name from a mortgage loan if they are the co borrower w/o refinancing
Fredrica T asked: My mother is the borrower and I am the co borrower. She has always made payments on the loan. It was better for the both of us to qualify. I am ready to move out and want to remove my name so that I can get something. I really...
Can I get a car loan after refinancing my house?
Puzzled asked: We are working on refinancing our house and so far all is well. We plan to purchase a vehicle in a month or so. I am wondering if there will be a problem getting a car loan with minimal interest rate after refinancing our house. ...
