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PUBLIC MARKS from kukusky with tags brain & search

05 January 2009 08:00

How do HELOCs and refinancing work? Is there any way to get a personal loan and use a house as collateral?

idgaf asked: Or do you just have to mortgage the house?? If the house is paid off completely, what are the chances I’d be able to get a loan on it if my credit score is in the mid-600 range?? Can anyone refer me to some good websites or...

how does refinancing your home work exactly?

waddle02 asked: say i have a 15 year mortgage with about 50k left on it, if i want to refinance to 30 years…can someone tell me how it works? do we get any money back? such as the difference of how much i have on the mortgage and the valu...

What are the drawbacks to refinancing my car?

walton30052 asked: I’d like to lower my monthly payments basically.gbrain.net

How can I get a $3000 loan to make a late mortgage payment current, right before the refinancing?

Mortgage Specialist Veronica asked: I have a client that needs to make his late mortgage payment; up to date before we can process his loan and close it. He only needs $3000. What options do we have?gbrain.net

how does home refinancing work? what are its benefits?

nascent26 asked: i also need to know what’s in it for me when i refinance my home mortgage.gbrain.net

What short term effect would the refinancing of a defaulted student loan have on my credit rating?

mrman617 asked: I recently consolidated a defaulted student loan and need to purchase a new vehicle. Approximately how much of an impact on my credit score will the consolidation have the day after it hits my credit report? I’m just cur...

How long do i have to wait before refinancing my auto loan?

luvbug7982 asked: 6 months? a year? im working on my credit, its getting better and better but i just bought a car, interest is a little high but i got it hoping that making my monthly payments on time will also boost my credit rating. Of cours...

Is it worth while to do an Interest only loan when refinancing your home?

Angel M asked: There’s a company that’s offering 1.5% APR interest only loan for anyone that has a credit score of 620 or above. They advised that if I take the $800 in savings and invest it, I can use the savings to pay off all of...

Can I get a car loan after refinancing my house?

Allison B asked: We are working on refinancing our house and so far all is well. We plan to purchase a vehicle in a month or so. I am wondering if there will be a problem getting a car loan with minimal interest rate after refinancing our house...

How do I go about refinancing a secured loan?

moneyless asked: I have a secured loan totalling $16,000 through a finance company. The interest rate is at 18%. That is after I asked that it be lowered. I’ve been paying this for years and it never ends. I’ve been through a de...

How do you go about finding the best deal for refinancing a car loan without multiple hits on credit report?

Adrian C asked: I have a good payment history on my car loan for 18 mos. I want to refi, but do not want to keep getting hits on my credit report while shopping.gbrain.net

How does an 80/20 loan work, in terms of refinancing?

Jenga! asked: In May of 2003, my husband and I bought a house. We got an 80/20 loan to cover the cost. 80% of the loan is a fixed 5.25% rate. 20% of the loan started at 6.25% and currently sits at 9.25&. The loan is going to readjust next ...

What is the best way to go about refinancing your home mortgage?

GranolaGurl asked: I generally know that I would try to find a bank or lending place that will offer me a lower rate than I currently have, but was wondering how to make sure the new terms are to my advantage. For example, my realtor helped me ...

What is a decent interest rate for refinancing my college loans?

inventor4026 asked: I have $30,000 in college loans. I want to consolidate them into one payment with a decent interest rate.gbrain.net

How will refinancing my car effect my credit score?

Natalie W asked: I have 12 more payments and my car is paid off, but I’m a college student, and making the payment is really hard. I dont want to mess up my credit, by ending a long history account (my current auto loan) and opening a new...

Do I need a lawyer when refinancing or remortgaging a home?

Overnight asked: I am trying to refinance during this volatile time in the mortgage industry. Would it be prudent to have a lawyer involved even if my only intent would be to roll over into a new mortgage?gbrain.net

I am heavily in debt will refinancing my house be a good thing to do?

Anan M asked: I have credit card debts as well as friendly loans from friends which i took for a business venture since business failed i do not know how to repay will it help by refinancing may house. Pls help.gbrain.net

What would the income tax be on 50,000 made from refinancing my home?

iboughtanightmare asked: I am exploring my options to keep from going bankrupt. If I refinanced my home, took my 50,000 equity then foreclosed what would the income tax from the 50k come to?gbrain.net

How to get auto refinancing with not so good credit and while collecting unemployment?

Italian Princess asked: My friend needs to reduce their monthly out go, one of the loans on the plate is the auto loan, unfortunately some of the challenges my friend is facing are; * recently lost their job –BUT is collecting unemployme...

How does refinancing a car work?

peaches7160 asked: I want to refinance my car but i am unsure of how it works. I owe 16,000 on my current car. I want to trade it in for a newer car. Does the 16,000 go towards the new car, or does the trade off vaule go towards the new car. Ho...

What does anyone think about refinancing my home as aposed to a forclosure?

sporsterhippy59 asked: I am 62,already own other property, & on a fixed income. I have been here 14yrs. & it has sentimental issues. I don’t know what to do. It needs fixed up to sell, & I don’t have the money to do t...

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