06 January 2009 02:00
How can I cancel my geico car insurance?
Eric asked: I pay for my geico car insurance every six months because I save some money instead of paying monthly.
Here is a thing I am going to out of US for 3 months and I do not need insure my car however I already paid for the 6 months.
Can...
Is the car insurance policy invalid if the driver forgot to report the conviction?
confuser asked: The car insurance policy is automatically renewed. The driver forgot to report to the insurance company that he had a speeding conviction before the renew date. Does that mean he has made his policy invalid and would not prote...
Do car insurance companies know when you receive a moving violation?
npbassman asked: When you ask for a new car insurance quote from your current or a new provider they always ask the question if you have been involved in an accident or have been pulled over recently etc, etc. My question is, do they already kn...
What happens if accidently I gave false information to my car insurance during the application process?
Arianna D asked: I was under the impression that my 2003 car had ABS (anti lock braking system) because my car dealer told me so, I bought it used. Accordingly during the online application for my car insurance I said that my car has an ABS Sy...
Will my car insurance rates go up in a single car accident?
david H asked: Have had a perfect driving record for 20 years, last week on my way to work, hit black ice, and car overturned in the ditch - car was a total loss. Do you think my rates will rise? No injuries or property damage, just a totalle...
Can an car insurance company deny coverage if the driver doesn't wear seat belts?
Arianna B asked: Say if you let your friend drive your car and he get’s in an accident. Can you car insurance company say that the insurance coverage didn’t count because your friend didn’t have seat belts on? Thx.gbrain.net
How much is car insurance for a teenager under 18 years old?
Alexis B asked: If you share the car with someone, is the car insurance higher for two people instead of one? If so how much more?gbrain.net
How do I rent a car if I'm under 21 and don't have full coverage insurance?
PAL P asked: I am planning a trip and need to rent a car at my destination. I have several car companies that are willing to rent a car to me, though I’m 19, but they require full coverage car insurance, which makes sense, but the problem...
How will my car insurance claim work out?
Lauren B asked: My boyfriend and I got into an accident, where he was at fault. Although he was the driver, the car’s mine and I’m insured under it. I have already filed an insurance claim and I’m getting an appraisal right no...
What is your car insurance responsibility to a thief's blood in your car?
Jasmine B asked: My car was broken into and the insurance company wants me to drive the car while the thief’s blood is still in it. The areas are being replaced - inner door, glove compartment hood, leather seat - The parts take 3 weeks t...
Am I required to get rental car insurance if I don't have my own auto insurance?
kiki asked: I am planning to sell my car and cancel my auto insurance. If I want to rent a car, am I required to buy their rental car insurance, since I wouldn’t have any other auto insurance otherwise?
If I use my Discover card to rent ...
How does rental car insurance offered by credit card companies (when you use the card) work?
hedonist asked: I have credit cards which say they cover me for rental car insurance when I use the card to make the full payment for the rental. How does that work? Are there any catches? Does it make sense for me to get the additional insuran...
What is the least amount of car insurance I need to have on a car that doesn't have a loan on it?
Amanda asked: I live in Wisconsin and havent had insurance in about four years. I am getting married in six months and my fiance’s insurance agent said that I should get insurance now, six months before the wedding, so that once we get m...
06 January 2009 01:45
What happens to my mortgage if the bank goes broke?
Kelli M asked: If the company that holds my mortgage goes belly up, what happens next? Does someone else buy the mortgage? And how would this affect me as the homeowner?gbrain.net
How does the tax deduction work for mortgage interest payments?
KL asked: Is this the correct formula for the tax deduction:
Tax rate of 38.5% times all the mortgage interest I paid in the past year?
Also, If I owe $100 in taxes but my deduction is $125 (based on formula above) does that mean the govt. will...
How hard is it to get a mortgage now? What kind of credit score do you need?
susan s asked: I’ve heard that due to all of the foreclosures mortgage companies are getting tougher.gbrain.net
How long after closing, before my first mortgage payment is due?
Popeye asked: I am closing on a house in the next week in Illinois. I am planning on spliting up my mortgage payment into a bi-monthly payment. Any ideas as to how long after closing before I have to make my first payment?gbrain.net
Are mortgage points deductible in the yr of pmt or do I spread them over life of loan?
Surjit T asked: I am a 1st time home buyer and am in a high tax bracket (33%). I am considering whether I should accept points and buy down the rate and claim all the points (approx $11,000) in the current year when I file my returns next year?...
What documents to I need to provide to get a mortgage in the uk?
Matty asked: HI
I’m applying for a mortgage in the UK and was wondering if anyone knows what documents mortgage lenders will ask me to dig out to prove my earning, address etc.?
Are the document requirements any different for online banks...
Where can I find out current home mortgage rates for my area?
ohio_state98 asked: Does anyone know where I can find out the current mortgage rate averages for my geographic area? I’m looking at possibly refinancing and want to know if it would be worthwhile. Also, can I expect any costs when tryin...
What are similarities and differences between current mortgage crisis and that of during the great depression?
Robert G asked: I am doing a reading, and it would be of great help, if you guys could provide some of these answers. cheers
Discuss the similarities and differences between the contraction of the housing market during the Great Depression and ...
What is the best way to market a new mortgage company?
spafilterorders asked: I was thinking about working under a broker in the mortgage business but, it is all commission. Since you need new customers everyday how do you find people who need a mortgage if you are not tied in with a Realtor?gbrain...
Is it possible to obtain a mortgage loan for a USA home from a foreign country?
DogJD asked: I am wondering if it is possible to obtain a LOWER interest mortgage loan by obtaining if from a foreign country? Could you give me any web site references? Thanks!
Also have you ever heard of Sydney Financial Group?
I found this...
Mortgage Points: What's the difference between taking points and just putting more $$ down?
yodadoe asked: I’m pretty new to all this crap. If I choose to take a higher number of “mortgage points,” I reduce my interest rate. But I have to pay for that at closing, which reduces the amount I can put down. So what’...
How much interest rate would I get on my mortgage loan and how much would I pay monthly given my situation?
doesnotexist1 asked: I am a 24yo med student in Chicago looking to buy a condominium. As a student, I have no steady income but do have around $30,000 available for a 10% downpayment. My credit score is 760. Can I get a mortgage with a reasonab...
