06 January 2009 02:00
Do car insurance companies know when you receive a moving violation?
npbassman asked: When you ask for a new car insurance quote from your current or a new provider they always ask the question if you have been involved in an accident or have been pulled over recently etc, etc. My question is, do they already kn...
Car Insurance for the newly retired. Do insurance companies take account of drivers of company cars ?
Sophia B asked: I have been driving for about 44 years and have had a company car for the last 20 or so. When I retire, will an insurance company take account of this with no-claims discount for a car of my own?gbrain.net
Will my car insurance rates go up in a single car accident?
david H asked: Have had a perfect driving record for 20 years, last week on my way to work, hit black ice, and car overturned in the ditch - car was a total loss. Do you think my rates will rise? No injuries or property damage, just a totalle...
What do I do about car insurance when I join the military?
Jenna B asked: Do car insurance companies offer discounts on car insurance to those enlisted in the military. I’m going to be going off to the air force soon and I’ve decided i’m definately not taking my car. If I happen not...
How much is car insurance for a teenager under 18 years old?
Alexis B asked: If you share the car with someone, is the car insurance higher for two people instead of one? If so how much more?gbrain.net
How do I rent a car if I'm under 21 and don't have full coverage insurance?
PAL P asked: I am planning a trip and need to rent a car at my destination. I have several car companies that are willing to rent a car to me, though I’m 19, but they require full coverage car insurance, which makes sense, but the problem...
How will my car insurance claim work out?
Lauren B asked: My boyfriend and I got into an accident, where he was at fault. Although he was the driver, the car’s mine and I’m insured under it. I have already filed an insurance claim and I’m getting an appraisal right no...
Am I required to get rental car insurance if I don't have my own auto insurance?
kiki asked: I am planning to sell my car and cancel my auto insurance. If I want to rent a car, am I required to buy their rental car insurance, since I wouldn’t have any other auto insurance otherwise?
If I use my Discover card to rent ...
Waht to ask car insurance company when discussing repairs to my car after accident?
Allan N asked: I was involved i car accident with the other driver taking the blame. My car is damaged and the other drivers insurance company will be contacting me regarding my car. What should I ask them? I am planning to ask about a hire c...
Where do car insurance companies get your driving record in CA?
True2it asked: I hit a guys bumper while driving a company car a couple of years ago and I thought he filed a claim but the company took care of it and I never heard about it again. I’m getting car insurance and I pulled my driving record...
How does rental car insurance offered by credit card companies (when you use the card) work?
hedonist asked: I have credit cards which say they cover me for rental car insurance when I use the card to make the full payment for the rental. How does that work? Are there any catches? Does it make sense for me to get the additional insuran...
What is the least amount of car insurance I need to have on a car that doesn't have a loan on it?
Amanda asked: I live in Wisconsin and havent had insurance in about four years. I am getting married in six months and my fiance’s insurance agent said that I should get insurance now, six months before the wedding, so that once we get m...
06 January 2009 01:45
How does the tax deduction work for mortgage interest payments?
KL asked: Is this the correct formula for the tax deduction:
Tax rate of 38.5% times all the mortgage interest I paid in the past year?
Also, If I owe $100 in taxes but my deduction is $125 (based on formula above) does that mean the govt. will...
How long after closing, before my first mortgage payment is due?
Popeye asked: I am closing on a house in the next week in Illinois. I am planning on spliting up my mortgage payment into a bi-monthly payment. Any ideas as to how long after closing before I have to make my first payment?gbrain.net
Are mortgage points deductible in the yr of pmt or do I spread them over life of loan?
Surjit T asked: I am a 1st time home buyer and am in a high tax bracket (33%). I am considering whether I should accept points and buy down the rate and claim all the points (approx $11,000) in the current year when I file my returns next year?...
What documents to I need to provide to get a mortgage in the uk?
Matty asked: HI
I’m applying for a mortgage in the UK and was wondering if anyone knows what documents mortgage lenders will ask me to dig out to prove my earning, address etc.?
Are the document requirements any different for online banks...
Where can I find out current home mortgage rates for my area?
ohio_state98 asked: Does anyone know where I can find out the current mortgage rate averages for my geographic area? I’m looking at possibly refinancing and want to know if it would be worthwhile. Also, can I expect any costs when tryin...
What are similarities and differences between current mortgage crisis and that of during the great depression?
Robert G asked: I am doing a reading, and it would be of great help, if you guys could provide some of these answers. cheers
Discuss the similarities and differences between the contraction of the housing market during the Great Depression and ...
How can you get out of a mortgage before getting divorced?
onlyinurdreams85 asked: My friend is separated. He moved out of the house and told his wife she could have it. His wife is two payments behind on their mortgage. She told him that she is looking into filling bankruptcy. How can he get out of...
What is the role of commercial property mortgage bankers, and do they get paid by salary or commission?
ABC asked: What exactly do commercial property mortgage bankers do?
Do they need a license?
Do they get paid by commission or salary?
Average pay for someone starting in the biz?
Pros and cons and your overall impressions of the industry?gbrain...
How nessesary is it to get a mortgage pre-approval if it is not your first home buying?
kissy73179 asked: Our house is for sale and we want to start looking for a new one. I know 1st time buyers should get a mortgage pre-approval before looking at houses, But if this isn’t our 1st house, how necessary is it for us to get on...
How long does it take for a mortgage company to foreclose on a house?
mzladyj01 asked: I have moved out of the house (relocated to another state) and it is hard to keep it rented. I need to know how long does it take for the mortgage company to foreclose. It is only 2 months behind right now. Or what is the fa...
What is the best type of mortgage loan for the lowest monthly payment?
cantholdmd asked: 30 year fixed? 2/1 ARM? I need a loan with no PMI and low points and the lowest possible mortgage payment a month. What Im working with:
Credit score 600
Annual assets (Salary) 34500
Monthly Debt: 70
House loan amount: 10600...
Is it possible to obtain a mortgage loan for a USA home from a foreign country?
DogJD asked: I am wondering if it is possible to obtain a LOWER interest mortgage loan by obtaining if from a foreign country? Could you give me any web site references? Thanks!
Also have you ever heard of Sydney Financial Group?
I found this...
Mortgage Points: What's the difference between taking points and just putting more $$ down?
yodadoe asked: I’m pretty new to all this crap. If I choose to take a higher number of “mortgage points,” I reduce my interest rate. But I have to pay for that at closing, which reduces the amount I can put down. So what’...
