05 January 2009 08:00
How do you go about finding the best deal for refinancing a car loan without multiple hits on credit report?
Adrian C asked: I have a good payment history on my car loan for 18 mos. I want to refi, but do not want to keep getting hits on my credit report while shopping.gbrain.net
Whats the catch to refinancing a auto loan?
Ben G asked: I’ve been thinking a bout refinancing my auto loan. But whats the catch. I’ve got a 16.59% auto loan . I’ve made my payments on time for the last 2 year on time. When i got the loan i had really bad credit now i&#...
What is a decent interest rate for refinancing my college loans?
inventor4026 asked: I have $30,000 in college loans. I want to consolidate them into one payment with a decent interest rate.gbrain.net
How will refinancing my car effect my credit score?
Natalie W asked: I have 12 more payments and my car is paid off, but I’m a college student, and making the payment is really hard. I dont want to mess up my credit, by ending a long history account (my current auto loan) and opening a new...
Do I need a lawyer when refinancing or remortgaging a home?
Overnight asked: I am trying to refinance during this volatile time in the mortgage industry. Would it be prudent to have a lawyer involved even if my only intent would be to roll over into a new mortgage?gbrain.net
I am heavily in debt will refinancing my house be a good thing to do?
Anan M asked: I have credit card debts as well as friendly loans from friends which i took for a business venture since business failed i do not know how to repay will it help by refinancing may house. Pls help.gbrain.net
How can I get the lowest rate when refinancing?
silver wings asked: The advertisement says they can offer as low as 4.75% but they always end up offering me 5.5 and higher. One of my cowoerkers say the secret is to never tell them the current interest rate I have, do you think this works? Ar...
How to get auto refinancing with not so good credit and while collecting unemployment?
Italian Princess asked: My friend needs to reduce their monthly out go, one of the loans on the plate is the auto loan, unfortunately some of the challenges my friend is facing are;
* recently lost their job –BUT is collecting unemployme...
How can i reduce closing costs while refinancing my mortgage with good credit?
kankarnearnas asked: Hello mtg. gurus. What would you suggest in the way of reduced closing costs and APR? What can I do to get a great mtg? I have found a way to get rid of FHA financing on my mtg. Are there any other things?gbrain.net
How does refinancing a car work?
peaches7160 asked: I want to refinance my car but i am unsure of how it works. I owe 16,000 on my current car. I want to trade it in for a newer car. Does the 16,000 go towards the new car, or does the trade off vaule go towards the new car. Ho...
How does refinancing the current mortgage help?
Nils asked: When one should refinance home mortgage? Does it help to bring the number of period of payments down? If so how?gbrain.net
What is the best short term loan for refinancing our condo?
hipchickheather asked: Our condo in FL has been for sale for 2 years! Not planning for this…We need to pay off some bills to lower monthly payments. What is the best way to go to refinance? We want low closing and of course no pre-payment...
What are the benefits of refinancing a reverse mortgage?
J.O- go Devils GO!!! asked: If someone has a reverse and wants to “re-modify” it at today’s rates how can this help in today’s crazy market?gbrain.net
Question about refinancing a mortgage and the tax implications?
mixerop asked: My future son-in-law is trying to refinance his home mortgage. The man handling the refinance suggested that he might get a lower interest rate if he included my daughter’s income and assets. They are unmarried, living to...
How can I pay off my credit card with out refinancing?
jav120302 asked: I want to pay off my credit cards but i dont want to refinance my house to do so. Is their any way that i can work with the credit card company to work something out?gbrain.net
Refinancing my private student loan during the current economy?
desmy asked: I’m trying to find someone to refinance my student loan for a little more than $13,000. But so far nobody is accepting new consolidations because of the economy. Any ideas?gbrain.net
What is the best way to remove someone's name from a mortgage loan if they are the co borrower w/o refinancing
Fredrica T asked: My mother is the borrower and I am the co borrower. She has always made payments on the loan. It was better for the both of us to qualify. I am ready to move out and want to remove my name so that I can get something. I really...
Is refinancing your student loans a good idea?
Xuxu8765548034567680 asked: I owe $$ on my student loans. I received some information about refinancing which sounds pretty good. Does anyone have any advice on this? What are the advantages and disadvantages of doing this?gbrain.net
What's the best way to go about refinancing your home if you've refinance before two years ago. I am on a adju
dlachel392005 asked: I am on a adjustable rate mortgage and would like to go to a fixed mortgage with lower rate? I don’t know who to go to for the refinancing, My Bank or credit union?gbrain.net
How much does a real estate agent make from refinancing a home?
Travel Boy asked: I am refinancing my home through a real estate agent.gbrain.net
Do different banks go by their own Parameters when considering refinancing a loan for a house?
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lady_bella asked: BofA told us that their parameters changed and went lower and therefore we do not qualify to refinance.
Do different companies/mtg lenders go by their own Parameters when considering clients/customers for refinancing? Or is it...
How do I go about refinancing my student loan?
op_op_meister asked: A few years ago, I received a Sallie Mae student loan for about $8000 with the understanding that the interest rate would be about 4%. To my dismay, I recently found out that this rate was not fixed, and my current rate is ...
Refinancing home for a little extra money, will I get the check at closing?
honeybear asked: We are refinancing our home for a few extra thousand to do some improvements. Our bank is out of state so they are sending a lady to our house tonight to close. Will she bring our check with her and we get it tonight?gbrain.net
how do I start refinancing my monthly car payment?
A asked: Here’s the deal: I have a used car that I am paying $320 a month (for a used car this is a bit much). I can afford this however but I’d just like to cut my monthly bills. Although all 24 months have been paid for (so 24 mon...
Can I sell my truck directly after refinancing it? Is there typically penalties for that?
Greg S asked: I have a loan in southern california and I’m trying to sell it in Northern california. I just want to know if there is any penalties for refinancing it in northern california in order that I may sell it at the new bank̵...
