PUBLIC MARKS from figerrific with tag savings

EmigrantDirect offers high rate, no fee, no minimum savings accounts and certificates of deposit. Open an American Dream Savings Accounts today! With an American Dream Savings Account, you will earn a variable Annual Percentage Yield on your savings. We offer you flexibility, freedom, and security that is unsurpassed in personal banking today. Plus, with an American Dream Savings Account you will have peace of mind, since your account is FDIC insured and always secure. There is never a minimum balance requirement with an American Dream Savings Account. No matter what your account balance, your account will always earn our high interest rate. No hidden costs. No fees. No penalties. No service charges. The American Dream Savings Account has no fees or service charges, and that's the truth! You earn high interest on every single cent you deposit without having to worry about giving it back in fees. 24/7 access to your account, and no need to change banks. An American Dream Savings Account gives you the freedom to access your account whenever you need it. When you open your account, Emigrant Direct automatically links up with your designated checking account allowing you the flexibility to make deposits or withdraw funds by transferring money online. Activate your American Dream Savings Account. Open today and start earning interest that will really add up. While the APY may change at any time due to market conditions, you are assured to earn high interest with an American Dream Savings Account. Read our most frequently asked questions for additional details. To apply online, simply click on the "Open Now" button on this web site and follow the easy instructions. Safe and Secure - FDIC Insured Your deposits at Emigrant Direct are FDIC insured up to $100,000 per depositor. Keep in mind that individual and joint accounts are insured separately, so if you have both types of accounts with us, your total deposits can be insured up to $200,000; that's up to $100,000 in all of your individual accounts, and up to an additional $100,000 in all of your joint accounts. Plus, you may even be able to extend your FDIC insurance coverage at EmigrantDirect if you establish deposit accounts in different ownership categories. View our handy chart to learn more. For general information about the FDIC, visit their website, www.fdic.gov. About Emigrant Emigrant Bank was founded by Irish emigrants as a mutual savings bank in 1850. By the 1920s it had grown to become the largest savings bank in the nation. As of December 31, 2005, Emigrant Bank has approximately $10.5 billion in assets and more than $789 million in net worth. Together, Emigrant Bank and its affiliated Regional Banks* have $14 billion in assets and more than $1 billion in net worth, operating through 36 branches in the New York metropolitan area. As a traditional savings bank, Emigrant Bank, through its mortgage banking subsidiary, Emigrant Mortgage Company, is licensed to originate home loans in New York and 19 other states. Last year, Emigrant provided almost 4,000 home loans totaling $1.1 billion. As of year-end 2005, Emigrant Bank and its affiliated Regional Banks have almost 490,000 accounts and almost 20,000 home loans. Emigrant Bank and Emigrant Mortgage Company have a loan-servicing portfolio of more than $5 billion. Emigrant Bank's wealth management division, New York Private Bank & Trust, has its own deposit products starting at $2,000,000. Emigrant Bank is regulated by both State and Federal regulators. All deposits are insured by the FDIC up to the legal limit.

Online Savings Account - An HSBC Direct Online Savings Account links to your existing accounts at any bank and lets you save money at a great interest rate. Apply HSBC Direct Online Savings Account today! Because there's less overhead for us, the HSBC Direct Online Savings Account gives you * No monthly fees. No matter how much you use our ATMs or how many times you transfer your money, there are no fees. We mean it. * No minimum balance requirement. It's always up to you how much you keep in your account. When you open an account, you * Only have to put $1 in to start. However you choose to fund your account, there's no fee to open and the application is easy. * Don't have to open a checking account with HSBC. HSBC Direct works with the account you already have. * Will manage your account on hsbcdirect.com instead of at a branch. It's easy and you'll have access to our 24/7 customer support, ranked “Best Customer Service in 2006” by Kiplinger's Personal Finance Magazine. Manage your account by * Depositing or withdrawing at any HSBC ATM. Did we mention unlimited transactions with no fees yet? * Sending your deposit by mail * Transferring funds online to and from your other bank accounts. You can connect HSBC Direct to as many checking accounts as you want, regardless of what bank they're at. And, feel good about it * Your money's FDIC-insured to the maximum allowed by law. You should never open an online savings account if the institution isn't insured to protect your funds. For more information about FDIC insurance, visit www.fdic.gov. * You'll be banking in a secure online environment. Your information is password protected and encrypted with the latest security technology * Kiplinger's Personal Finance Magazine ranked HSBC Direct “Best Online Savings Account” in 2006.

Here at ugenie, we're constantly striving to help you find the best price on whatever you want to buy. We're passionate about shopping, and delivering better prices is our only mission. We're not trying to sell you anything. We don't have any hidden charges. We just think our technology can help you find a better price, especially if you're shopping for more than one item. The magic of ugenie's bundles is the freedom to pick out any combination of items you want, then find the cheapest way to buy the whole bundle. Ugenie cherry-picks the best deals from hundreds of merchant sites, factoring in discounts and additional charges, finding you the lowest bottom-line price. You place your order directly from the merchants we find for you, and ugenie never charges you a penny. There's a lot of high-level technology behind ugenie's low prices. It's no easy challenge to find the best way to buy several items across lots of merchants. But at ugenie, we're dedicated to using our tech savvy to help people shop better. And we're just as dedicated to doing it in an honest, straightforward and friendly way. Discover. Compare. Bundle. Save.

You know an article must be good when your accountant forwards it to you. Mine sent me this list of 11 ways to jump-start your savings from Dana Bratch at MSN Money. Bratch writes: The secret of successful savings borrows from the tale of the tortoise and the hare: Slow and steady wins the race. But while it may be a winning strategy, it’s difficult to get motivated when your savings balance is climbing that slowly. One way to keep your head in the game: Sock away extra money, especially in the beginning, so you can get enthused watching that balance really climb. One key to successful money management is to make the most of psychological tricks. This is why the Debt Snowball is so successful. It’s also why a simple way to save is to simply avoid temptation — to avoid stores where you know you’re likely to spend.