09 June 2007
What Makes Up A Credit Score?
Tip! Do not close old or paid off accounts. These show the credit history length and contribute to higher credit scores.
Fair Isaac Corporation uses 22 pieces of data collected from the three major credit bureaus to produce a FICO score (your credit sc...
08 June 2007
How To Analyze The Cost Of Credit Card?
Tip! Your credit rating affects the APR that you are offered. The ‘typical APR’ that’s listed by most credit card UK companies is the rate that they must offer to at least 2 of every three customers that they approve for that credit ...
07 June 2007
What To Look For In Debt And Bill Consolidation
Tip! The Debt Consolidation Representative will then contact your creditors, negotiating the lowest interest rates and reduced fees possible.
When it comes to debt and bill consolidation it pays to act as quickly as you can, since a debt problem that i...
06 June 2007
Credit Score Improves by Paying on Time
Tip! Because outstanding debt may taint a FICO score, try to pay-off balances on both revolving credit cards as well as other financial accounts. For the sake of appearances and the credit score, target bankcard debt to 60 percent with 3...
05 June 2007
The Benefits of Fixing A Bad Credit Report
Tip! Get a copy of your credit report. Take advantage of the free government credit report from each of the National Consumer Credit Bureaus: Equifax, TransUnion and Equifax.
If you are living under a rainy cloud of bad credit, you probably want to kn...
03 June 2007
Hawaii Bankruptcy Law $10.00 Astonishing Alternative
Tip! If I file for bankruptcy it may cause more family troubles than I already have, maybe even divorce.
If you can set aside $10.00 and invest it into a proven program that can create financial freedom for you in 60 days would you consider it as an al...
The Best Credit Card Reward: For Those Who Had Been Naughty And Nice
Tip! Finance charge — The charge for using a credit card, comprised of interest costs and other fees.
Think about it. If people would normally pay all their credit card balances in time, then what is the purpose of interest rates?
None.
And how w...
02 June 2007
Sample Letter for Credit Repair
Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...
What Does Debt Consolidation Mean?
Tip! Sort the debts. You should physically put them into two piles: one for monthly bills you can’t do anything about and one for other (these will end up being bills eligible for debt consolidation).
If you ever surf the internet, watch televis...
01 June 2007
Bankruptcy Forms: Having The Right Ones
Tip! The third step you need to undertake when it comes to seeking bankruptcy relief is to contact all three major credit bureaus. When all is said and done, the three major credit bureaus may have the best record of all of your outstanding debt.
Fill...
30 May 2007
How to Rent a Home or Apartment After Bankruptcy
Tip! For car loans or mortgage loans after bankruptcy, another important consideration is the down payment. If you have enough funds to put down on a car or a house, then finding a lender will not be a problem at all.
If you are planning on renting a h...
29 May 2007
Debt Consolidation Loan-Forget Worries of Debts
Tip! The Debt Consolidation Representative will then contact your creditors, negotiating the lowest interest rates and reduced fees possible.
Debt consolidation loan helps to reduce your mounting debts, which has engulfed you from all sides. It helps t...
27 May 2007
Credit Repair Forums
Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one.
There are several credit repair forums on the internet. Information posted at credit repair forums can be interesting, helpful and sometimes humorous. I...
26 May 2007
Swipe Age: What Is A Credit Card Machine?
Tip! Balance transfer — The process of moving an unpaid credit card debt from one issuer to another. Card issuers sometimes offer teaser rates to encourage balance transfers coming in and balance-transfer fees to discourage them from going out.
C...
23 May 2007
125% Home Equity Loans: A Solution for Debt Consolidation?
Tip! A Debt Consolidation Repayment Representatives will contact you and will work out a debt management plan.
Debt consolidation, whether it relates to credit card debt consolidation, the consolidation of other bills or loans, or some combination of t...
20 May 2007
Hurricanes and Debt Consolidation
Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees.
The average American consumer presently i...
19 May 2007
Steps For Bad Credit Repair
Tip! Here are some things that will help you to find the bad credit help that you need.
If you are planning to repair your bad credit, and want to know how, this is the right place. We will discuss few techniques of bad credit repair through out the ar...
Low Interest Credit Card Offers
Tip! Cashback credit cards give you a percentage of your cash back each time you use them. Some cashback credit cards offer a higher percentage when you use them at the shops of ‘member merchants’, but the card can still be used at any shop...
18 May 2007
Poor Credit History - Which Is Best, A Credit Card Or Personal Loan?
Tip! Cash-advance fee — A charge by the bank for using credit cards to obtain cash. This fee can be stated in terms of a flat per-transaction fee or a percentage of the amount of the cash advance.
There was a time when poor credit meant you could...
When Do You Need a Debt Consolidation Loan?
Tip! The Debt Consolidation Representative will then contact your creditors, negotiating the lowest interest rates and reduced fees possible.
If your monthly debt payments to credit cards and banks and retail outlets, exceed 20% of your income, your de...
17 May 2007
Protect Yourself From Credit Repair Scams
The Attorney’s Guide To Credit Repair.
If you’ve been nursing a poor credit history and find yourself unable to get financial respite from legitimate creditors, then, more likely, companies that offer to repair your credit will be like lig...
16 May 2007
How to Improve Your Credit Score - Mortgage Loan Tips
Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score.
Your credit report is the information provided to the credit scoring system lenders use to determine their financial risk in grant...
15 May 2007
An Overview of Lexington Credit Repair
Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them.
As opposed to many credit repair programs and credit repair services, Lexington Credit...
11 May 2007
Before You Buy Credit Repair Software
The Best Selling Credit Repair Package. Great seller quick turn around. High payout.
Have you viewed your credit reports? Before you look for a free credit repair kit or buy any credit repair software, there are certain sites you should visit. The be...
10 May 2007
Bad Credit Credit Report Repair - Why Do it Yourself?
Tip! Visit Bad Credit Help for more resources and help with your credit.
A credit report is a powerful piece of paper. Lenders look at it closely when deciding whether or not to give you a loan. Insurance companies can use it to determine your rates ...
