December 2008
Consequences of Personal Bankruptcy when Applying for Loans!
Tip! The third step you need to undertake when it comes to seeking bankruptcy relief is to contact all three major credit bureaus. When all is said and done, the three major credit bureaus may have the best record of all of your outstanding debt.
1f43...
What Is Bankruptcy Chapter 7 Liquidation?
Tip! After filing for bankruptcy, all of your possessions will be in charge of the trustee.
Bankruptcy liquidation also known as Chapter 7 Bankruptcy is a legal process where most if not all of your debt can be eliminated. It may take up to six months....
November 2008
Finding a No Obligation Free Credit Report Online
Tip! Check Your Credit Report. Make sure you know what your credit is like.
All over the internet, there are many web sites that will offer you the chance to get a no obligation free credit report. However, this offer will only be good until the trial...
October 2008
The Fastest Route to a Great Credit Score
Tip! Make every payment on time. This is the most important factor in your credit score rating.
Building credit is an essential part of any financial portfolio. It allows you the freedom of using other peoples money and getting it at a low rate of ret...
Bad Credit Auto Lenders - Getting a Car after Bankruptcy
Tip! The forth factor that needs to be considered on the road to filing for bankruptcy, is to determine whether you will seek professional assistance in the pursuit of a bankruptcy case. Some people do elect to file for bankruptcy on their own without...
Home Equity Loans after Bankruptcy - Choosing a Low Rate Lender
Tip! You will also have to prove how well you make payments. Again, lenders will not focus on your credit payment history ending in bankruptcy but rather on the payments that you have made since your filing.
After a recent bankruptcy, your loan options...
Car Loans after Bankruptcy - How to Negotiate the Best Deal
Tip! You are not a deadbeat if you file for bankruptcy. Most people file for relief after a life-changing experience, such as a death of a spouse, divorce or job loss or after a serious illness that left them with thousands, if not tens of thousands, ...
Instant Car Loans - Using Credit Score to Get a Lower Rate
Tip! Pay the minimum monthly payments. This will repair your credit score remarkably.
Smart car buyers know the advantages of getting pre-approved for a car loan before entering a dealership. Because dealerships have shady practices that involve chargi...
September 2008
Bad Credit Personal Loans Help You Improve Your Credit Score
Tip! If you have paid off all your debt, and your credit score seems to be at a stand still, you might want to make small purchases each month with your credit card and pay them off immediately. Often times the credit bureaus like to see at least some...
How To Start Do It Your Self Credit Repair
The Attorney’s Guide To Credit Repair.
Good credit score is necessary if we want to live normal lives. Lots of people make mistake of not paying enough attention to their credit rating even though without good credit many of the everyday things ...
Bankruptcy Credit Repair: 3 Bandages for Life after Bankruptcy
Credit Repair - Erase Bad Credit Now! Delete All Bad Credit Within 1-3 Months. Guaranteed. - I Will Show You Proof.
Millions of Americans are forced to declare bankruptcy every year, but even if you’re one of those people, you can begin immedia...
First Two Steps Towards Credit Repair
The Best Selling Credit Repair Package. Great seller quick turn around. High payout.
Having a credit has become a vital instrument in our lives. Good credit score will allow us lots of everyday things we usually take for granted without paying much at...
Personal Bankruptcy: Last Option To Legally Stop Bill Collectors
Tip! It’s not difficult to file for bankruptcy. It really isn’t.
Do you have stacks of unpaid bills?
Are you in debt?
Are bill collectors hounding you?
Are you frustrated and annoyed and wish to get them off your back?
If you answer yes, t...
How to Read an Experian Credit Report
Tip! The credit bureau must prove each credit record on your credit report. If this is not possible, it must be stricken from the credit report.
The Fair Credit Reporting Act (FCRA) requires each of the Nationwide Consumer Reporting organizations (Equi...
August 2008
Free Online Credit Score
Tip! Any new credit: How much credit have you recently applied for and been granted. They will also look at how many enquiries have been made concerning your credit score.
Whether you want to see existing debts, want to know the number assigned to you,...
Bankruptcy: Which Chapter Do I File?
Tip! For car loans or mortgage loans after bankruptcy, another important consideration is the down payment. If you have enough funds to put down on a car or a house, then finding a lender will not be a problem at all.
There is more than one kind of ban...
Credit Score, Insurance Score and the Cost of Auto Insurance
Tip! Pay the minimum monthly payments. This will repair your credit score remarkably.
While shopping for auto insurance, an individual always aims for lower cost of insurance. In that case a good credit score may help to lower the cost. Credit score i...
Taking The Plunge Into Bankruptcy
Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy.
...
New Bankruptcy Legislation May Make it Harder to Find an Attorney
Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...
Would You Like To Find Out How To Repair Your Credit Today Starting From Scratch?
The Attorney’s Guide To Credit Repair.
If you’re searching online to find ways to repair your credit, whatever your current financial situation is right now, you need to take the first step and clear your mind, and start using a common sen...
July 2008
How to Dispute Credit Report Errors
Tip! You will see the addresses for each creditor on the credit report. If it is not there, then you can call customer service to ask them to provide you with the missing information.
Your credit report–a type of consumer report–contains i...
Credit Report Disaster Through Mistaken Identity
Tip! Send your letter by certified mail, return receipt requested so you can document what the credit reporting agency received. Make sure your letter is dated, and don’t forget to keep copies of everything you send.
I’ve got some very impo...
June 2008
New Law Provides Free Annual Credit Report
Tip! Tell the CRA what information you believe is inaccurate on your credit report. Include copies, never originals of documents that support your position.
As of Thursday, December 1, 2004, one-third of Americans will be able to access their credit re...
Free Credit Report - Really
Tip! If you don’t see a creditor or collection agency on the credit report you know for a fact you owe money to, then you need to find any billing statements or collection letters you may have received. These statements and letters will have nece...
