October 2008
Know Your Credit Score Before Applying for an Auto Loan
Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score.
It is important to know what your credit score is before you apply for an auto loan.
Finding out your current score ahead of time w...
Instant Car Loans - Using Credit Score to Get a Lower Rate
Tip! Pay the minimum monthly payments. This will repair your credit score remarkably.
Smart car buyers know the advantages of getting pre-approved for a car loan before entering a dealership. Because dealerships have shady practices that involve chargi...
September 2008
Bad Credit Secured Loan for Your Better Credit Score
Tip! Obtain a copy of your credit score report from one of the three major credit bureau agencies: Equifax, TransUnion or Experian.
A bad credit means Bankruptcies, Arrears, Defaults, Country Court JudgmentR...
Bad Credit Personal Loans Help You Improve Your Credit Score
Tip! If you have paid off all your debt, and your credit score seems to be at a stand still, you might want to make small purchases each month with your credit card and pay them off immediately. Often times the credit bureaus like to see at least some...
Bankruptcy Credit Repair: 3 Bandages for Life after Bankruptcy
Credit Repair - Erase Bad Credit Now! Delete All Bad Credit Within 1-3 Months. Guaranteed. - I Will Show You Proof.
Millions of Americans are forced to declare bankruptcy every year, but even if you’re one of those people, you can begin immedia...
How to Check Your Credit Report for Evidence of Identity Theft
Tip! In addition to providing your complete name and address, your letter should clearly identify each item in your credit report that you dispute. State the facts and why you are disputing the information.
How to Check Your Credit Report for Evidence ...
What Is A Chapter 13 Bankruptcy?
Tip! Why doesn’t everyone just call bankruptcy when everything gets too hard. Put simply, your credit is ruined.
Many consumers that are bogged down in debt frequently turn to bankruptcy as a form of restoring their financial status back to a zer...
How to Read an Experian Credit Report
Tip! The credit bureau must prove each credit record on your credit report. If this is not possible, it must be stricken from the credit report.
The Fair Credit Reporting Act (FCRA) requires each of the Nationwide Consumer Reporting organizations (Equi...
How to Read a TransUnion Credit Report
Tip! The credit bureau must prove each credit record on your credit report. If this is not possible, it must be stricken from the credit report.
The Fair Credit Reporting Act (FCRA) requires each of the Nationwide Consumer Reporting organizations (Equi...
Bankruptcy: What You Need to Know
Tip! For car loans or mortgage loans after bankruptcy, another important consideration is the down payment. If you have enough funds to put down on a car or a house, then finding a lender will not be a problem at all.
Personal bankruptcy is a legal way...
August 2008
Alleviate Your Adverse Credit Score with Secured Loans
Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score.
Credit score plays an important role while a borrower applies for any loan. This credit score acts as a yardstick, on the basis of...
Bankruptcy: Which Chapter Do I File?
Tip! For car loans or mortgage loans after bankruptcy, another important consideration is the down payment. If you have enough funds to put down on a car or a house, then finding a lender will not be a problem at all.
There is more than one kind of ban...
Taking The Plunge Into Bankruptcy
Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy.
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Fico Scores, Credit Repair and the Real Scoop
Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers.
It’s sometimes surreal to think that in the institutional Lending industry that most people are reduced to the 3 digit number known as the FICO sc...
New Bankruptcy Legislation May Make it Harder to Find an Attorney
Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...
Credit Counseling or Bankruptcy: Which is Best for You?
Tip! The possibility of getting loans approved will be lowered, because all creditors will first check your credit report where the bankruptcy shows.
People often get to a place where they simply can’t pay their bills, especially in today’s...
Make Sure Your Credit Report Is Correct to Improve Your Interest Rates And Lower Insurance Premiums
Tip! Write to the credit reporting company about the incorrect and inaccurate information.
Did you know that you could make sure to get the best rates on your auto and homeowners insurance simply by having a good credit score.
Additionally a great c...
July 2008
Debt Management Plans Rarely Useful as Credit Repair Tool
Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them.
If you’re deeply in debt, many credit counseling agencies can assume responsibil...
Are You From the Old School of Bankruptcy?
Tip! The final step in considering bankruptcy is to actually engage the services of an attorney. At this juncture, you attorney will prepare a bankruptcy petition on your behalf that will be filed in the bankruptcy court.
If you are a product of the 7...
How To Obtain A Credit Repair Sample Letter
Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation.
There is a great deal of consumers floating around in a sea of debt at the moment and a lot of p...
June 2008
New Law Provides Free Annual Credit Report
Tip! Tell the CRA what information you believe is inaccurate on your credit report. Include copies, never originals of documents that support your position.
As of Thursday, December 1, 2004, one-third of Americans will be able to access their credit re...
Can Rent to Own Homes be Used as a Credit Repair Tool?
The Attorney’s Guide To Credit Repair.
Chances are you already know how important credit can be when purchasing a new home. Is it really true though, that a rent-to-own program can actually help repair your credit?
While nothing is true all the ...
Free Credit Report - Really
Tip! If you don’t see a creditor or collection agency on the credit report you know for a fact you owe money to, then you need to find any billing statements or collection letters you may have received. These statements and letters will have nece...
Five Reasons to Repair Your Credit Score - You Can Do It Yourself
Tip! An individual’s race, sex, age, level of education, or marital status has no bearing on a credit score, nor does the fact that an application for credit was previously turned down.
There are multiple reasons that tell us why we should have a...
May 2008
Tips for Preventing Credit Card Fraud
Tip! Fall back option when overseas You can treat your credit card as a supplementary source of money when overseas (i.e.
Credit card fraud is a constant source of worry nowadays and being stuck without your plastic, even if it’s only for a few d...
