31 October 2008
What Does A Good Credit Score Look Like?
Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all.
Finding out what is an excellent credit score can be a good first step in a good financia...
30 October 2008
How To Get Your Free Instant Credit Report Status in North Carolina
Tip! Many credit card companies will decide whether or not to issue you a credit card with a high limit based on your credit report. If in doubt they may not issue a card at all or issue a card with a very low limit or risk.
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29 October 2008
Auto Loans after Bankruptcy - How to Avoid Dishonest Vehicle Lenders
Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F.
Following a bankruptcy, it is important for you to begin rebuilding you...
27 October 2008
Car Loans for People with Bad Credit - Getting an Auto Loan after Bankruptcy
Tip! It is also a requirement, for those wishing to obtain a bankruptcy home loan, to have a debt-to-income ratio of between forty-five to fifty percentile range.
Getting credit after a bankruptcy is not easy. This includes credit for mortgages, vehicl...
18 October 2008
How to Repair Bad Credit with Self Debt Management
Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...
16 October 2008
Credit Repair In 3 Easy Steps
Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers.
Bad credit is not a permanent situation. If you have negative entries on your report, it’s not too late to start repairing your credit history tod...
15 October 2008
Refinance after Bankruptcy - Applying for a Refi Loan after a Chapter 7
Tip! The final step in considering bankruptcy is to actually engage the services of an attorney. At this juncture, you attorney will prepare a bankruptcy petition on your behalf that will be filed in the bankruptcy court.
Refinancing your mortgage aft...
How to Read Your Credit Report - So You Are Prepared
Tip! You should contact the credit reporting agency and request that the inaccurate information be taken off. To do this you will need to send a letter of request and enclose a copy of the report with the incorrect information highlighted.
You have re...
13 October 2008
Car Loans after Bankruptcy - How to Negotiate the Best Deal
Tip! You are not a deadbeat if you file for bankruptcy. Most people file for relief after a life-changing experience, such as a death of a spouse, divorce or job loss or after a serious illness that left them with thousands, if not tens of thousands, ...
Low Credit Score Mortgage Refinance - Lock in a Low Rate with Bad Credit
Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information.
Even with a low credit score, you can refinance your mortgage for a lock...
12 October 2008
What You Must Know Before Hiring A Credit Repair Company
Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers.
When you find yourself in deep credit trouble the last thing you need is to be riped off. That is why you must be careful which credit repair agancy you...
07 October 2008
04 October 2008
Auto Loans and Why Your Credit Score Matters
Tip! Paying your bills on time is the first step in improving your FICO credit score. Late payments can have a big negative impact on your FICO score, 30 days or more late on one account can lower your FICO score 50 points or more.
Other than the purc...
30 September 2008
What Is The Diference Between Credit Counselors And Credit Repair Companies?
Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation.
Just as with lots of other things you do in life, using your budget wisely is a skill you will h...
26 September 2008
How To Repair Bad Credit By Refinancing Your Home Mortgage
Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation.
One of the best ways to repair your bad credit is by refinancing your home mortgage. The difficu...
25 September 2008
Re-establish Credit With Bankruptcy Loans
Tip! Why doesn’t everyone just call bankruptcy when everything gets too hard. Put simply, your credit is ruined.
Bankruptcy seems like an unforgiving state of finances in which a person has reached a level where he can no longer recover from. Th...
24 September 2008
How To Start Do It Your Self Credit Repair
The Attorney’s Guide To Credit Repair.
Good credit score is necessary if we want to live normal lives. Lots of people make mistake of not paying enough attention to their credit rating even though without good credit many of the everyday things ...
Get An Experian Free Annual Credit Report Online Instantly
Do It Yourself Credit Report Repair. Downloadable eBook with step by step instructions for credit report repair.
Americans love getting things free and a credit report is no different. There are millions of people requesting free credit reports, so man...
22 September 2008
19 September 2008
More Your Credit Score, Less You Have to Pay
Tip! Instead of opening up a number of credit cards to raise a credit score, find a credit card with a low APR to consolidate onto one credit card. However, caution is advised on people with a short credit life in opening a number of credit...
18 September 2008
Identity Theft - Monitor Your Credit Report
Attorney Prepared Credit Report Repair. Legal and Easy Ways to Repair Your Credit Report, Save Money, Avoid Scams, and More.
The recent security breach at credit card processor CardSystems Solutions has many consumers worried. Thanks to a well-placed ...
15 September 2008
Bankruptcy, Is It A Way Out
Tip! Even if I file for bankruptcy creditors will still harass me and my family.
Negotiations with creditors have failed. Repossession is imminent and foreclosure proceedings have begun. Your income is simply not sufficient to pay your bills, no matter...
14 September 2008
How to Repair a Bad Credit Report Legally
Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers.
Analyzing every detail of information on your credit report is an essential step to repair your bad credit. Always remember that your credit report cont...
13 September 2008
What your Credit Score Means to your New Car Finance Rate
Tip! Make every payment on time. This is the most important factor in your credit score rating.
There are three kinds of people when it comes to credit scores. The first
group of people can tell you exactly what their credit score is because they
ch...
10 September 2008
Repair Your Credit Card Score With Credit Card Debt Consolidation
Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...
