03 May 2008
Deciding Which Reward Credit Card is Right for You
Tip! Reduce credit card debt fast by paying only the minimums on most cards. Suppose you can budget $200 monthly to pay down your credit card debt.
When sorting through the large number of reward credit cards that are available, it can sometimes seem o...
02 May 2008
Credit Card Applications - What to Do and What Not to Do!
Tip! Do some research. If you have never had a credit card before, the details of credit card agreements can be baffling.
Not certain how to apply for a credit card?
Unsure if applying for more than one credit card will adversely affect your chances o...
28 April 2008
How to Improve Your Credit Score
Increase Your Credit Score -Fast! Save Thousands by correcting your credit yourself. Easy step-by-step instructions.
In today’s world having good credit is an absolute must. Credit is no longer for simply buying items today and paying for them l...
27 April 2008
Credit Report - How Your Credit Score is Determined
Tip! Get a copy of your credit report. Take advantage of the free government credit report from each of the National Consumer Credit Bureaus: Equifax, TransUnion and Equifax.
Most consumers are aware that they have something known as a credit report t...
25 April 2008
Five Simple Steps You Can Take to Improve Your Credit Score
Tip! New credit - Applying for too much new credit is one of the easiest ways for people to inadvertently harm their credit score.
You can improve your credit score by taking a few simple steps such as paying down your debt, reduce credit card charges,...
24 April 2008
A Road Map To Avoiding Credit Card Hazards
Tip! A high credit rating will qualify you for more credit card offers than a low credit rating. The higher your credit rating, the more likely it is that you’ll be approved when you apply for a credit card.
Accident Ahead: 10 Credit Card Traps
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23 April 2008
Understanding the Cash Back Credit Card
Tip! Pay your credit card bills on time. I know that may seem like an obvious one, but you may be surprised how many people do not do this simple task.
Cash back credit cards are cards that reward the cardholder with cash back incentives for purchas...
22 April 2008
Why Your Credit Score Matters
Tip! Pay off debts to improve credit scores.
Among the many innovations that emerged after World War II, credit use has become a major factor in our entire economic profile. As a result, your credit rating is the most important factor in determining yo...
21 April 2008
Debt Consolidation and Credit Repair
Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...
19 April 2008
Fixing Your Credit Score Doesn't Have to Cost You
Tip! If you are sincerely interested in improving your FICO credit score, bankruptcy MUST be avoided! Bankruptcy is more negative than late payments or collection accounts.
Credit repair advertisements claim to guarantee a quick fix on your credit repo...
16 April 2008
Your Credit Score: Make the Numbers Work For You
Tip! Any new credit: How much credit have you recently applied for and been granted. They will also look at how many enquiries have been made concerning your credit score.
Your credit file is all about how you borrow money. Using a formula, credit agen...
15 April 2008
Big Brother Knows What's in Your Credit Report - How About You?
Tip! Education loans are also sanctioned by colleges, universities, and other institutions based on your credit report. So, if your kids are planning to go to college and qualify in professional courses then their whole future will depend on your havin...
13 April 2008
How to Repair Your Credit with Debt Consolidation
Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers.
What you can do about your credit score
If you wonder whether or not debt consolidation will help or hurt it your
credit score. The answer is…..m...
12 April 2008
FREE Credit Report Offer - Careful, It Might Carry Hidden Charges
Tip! Get a copy of your credit report. Take advantage of the free government credit report from each of the National Consumer Credit Bureaus: Equifax, TransUnion and Equifax.
FREE credit checks or free credit reports. What are they all about? Why ever...
11 April 2008
Business Credit Card Can Help Owners Go the Extra Mile
Tip! Rescuer in financially tight situations There are times when you need some extra cash immediately. In such emergency situations, when you don’t have sufficient cash you can go on credit by using your credit card.
The marketplace has many typ...
10 April 2008
Bad Credit Personal Loan Resources
Tip! If you do not have any property to offer then you can opt for unsecured bad credit personal loan, which requires no collateral but you pay high interest rate and heavy monthly charges. It is difficult to obtain due to no security offered to lender...
5 Tips to Improve Your Credit Score
Tip! Because outstanding debt may taint a FICO score, try to pay-off balances on both revolving credit cards as well as other financial accounts. For the sake of appearances and the credit score, target bankcard debt to 60 percent with 3...
09 April 2008
Fixing A Credit Report
Tip! You will see the addresses for each creditor on the credit report. If it is not there, then you can call customer service to ask them to provide you with the missing information.
Fixing a credit report starts with seeing what’s on it. You m...
03 April 2008
Don't Fall for Credit Repair Scams
Credit Repair - Erase Bad Credit Now! Delete All Bad Credit Within 1-3 Months. Guaranteed. - I Will Show You Proof.
We’ve all seen the ads on television or in magazines, shouting, “Erase bad debt!” or “Remove negative entries ...
30 March 2008
Use a Bad Credit Credit Card to Repair Your Credit
Tip! Fixed APR: A fixed annual percentage rate is not subject to adjustment based on indexes like the variable rate. But beware that credit card issuers reserve the right to change the your rate at anytime.
If you’ve been struggling with credit ...
29 March 2008
28 March 2008
Which Credit Bureau Should I Use To Check My Credit Report?
Tip! The credit report plays a significant role in the functioning of consumer credit markets. Since loans are advanced based on the credit reports the chances of loans going bad are minimal.
There are three main credit bureaus in the United States; Eq...
26 March 2008
What Is A Good Credit Score - How Can I Raise Mine?
Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score.
What is a good credit score? When you request a free copy of your credit report, you will find a score assigned to your credit hist...
Three Easy Ways to Make Money With Your Credit Card
Tip! Refinance: If you are making mortgage payments on your home, you can get a credit card account opened through your bank. The bank will refinance the loan amount and you will be able to use as much money as you have refinanced.
People often view cr...
23 March 2008
Online Credit Card Use On The Up
Tip! Refinance: If you are making mortgage payments on your home, you can get a credit card account opened through your bank. The bank will refinance the loan amount and you will be able to use as much money as you have refinanced.
Internet commerce an...
