public marks

PUBLIC MARKS from creditdebit with tags consolidation & money

November 2008

Car Loans After Bankruptcy - 3 Things You Should Know

Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy. ...

October 2008

Credit Problems? Get A Dispute Credit Report Letter

Tip! In addition to providing your complete name and address, your letter should clearly identify each item in your credit report that you dispute. State the facts and why you are disputing the information. If you obtained a copy of your current credit...

Car Loans After Bankruptcy

Tip! It is also a requirement, for those wishing to obtain a bankruptcy home loan, to have a debt-to-income ratio of between forty-five to fifty percentile range. Are you a victim of your own credit misfortunes and had to file for bankruptcy to resolve...

Car Loan After Bankruptcy - A Ray Of Sunlight After A Storm

Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy. ...

Instant Car Loans - Using Credit Score to Get a Lower Rate

Tip! Pay the minimum monthly payments. This will repair your credit score remarkably. Smart car buyers know the advantages of getting pre-approved for a car loan before entering a dealership. Because dealerships have shady practices that involve chargi...

September 2008

Bad Credit Personal Loans Help You Improve Your Credit Score

Tip! If you have paid off all your debt, and your credit score seems to be at a stand still, you might want to make small purchases each month with your credit card and pay them off immediately. Often times the credit bureaus like to see at least some...

Bankruptcy Credit Repair: 3 Bandages for Life after Bankruptcy

Credit Repair - Erase Bad Credit Now! Delete All Bad Credit Within 1-3 Months. Guaranteed. - I Will Show You Proof. Millions of Americans are forced to declare bankruptcy every year, but even if you’re one of those people, you can begin immedia...

How to Read an Experian Credit Report

Tip! The credit bureau must prove each credit record on your credit report. If this is not possible, it must be stricken from the credit report. The Fair Credit Reporting Act (FCRA) requires each of the Nationwide Consumer Reporting organizations (Equi...

August 2008

Bankruptcy: Which Chapter Do I File?

Tip! For car loans or mortgage loans after bankruptcy, another important consideration is the down payment. If you have enough funds to put down on a car or a house, then finding a lender will not be a problem at all. There is more than one kind of ban...

Taking The Plunge Into Bankruptcy

Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy. ...

New Bankruptcy Legislation May Make it Harder to Find an Attorney

Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...

June 2008

New Law Provides Free Annual Credit Report

Tip! Tell the CRA what information you believe is inaccurate on your credit report. Include copies, never originals of documents that support your position. As of Thursday, December 1, 2004, one-third of Americans will be able to access their credit re...

Free Credit Report - Really

Tip! If you don’t see a creditor or collection agency on the credit report you know for a fact you owe money to, then you need to find any billing statements or collection letters you may have received. These statements and letters will have nece...

Debt Management UK: Filing for Bankruptcy? Stop -Think Again

Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy. ...

After Bankruptcy: Applying for Credit

Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F. Many people who have filed bankruptcy in the past apply for credit the ...

Buying a Home After Bankruptcy

Tip! Your credit history will be damaged by bankruptcy; it will appear on your credit report for as long as 10 years. If you’re planning on buying a home after bankruptcy you’ll want to read this article carefully. Buying a home is probably...

May 2008

Just Click And Start Your Credit Repair With Bad Debt Personal Loans Online

Credit Repair - Erase Bad Credit Now! Delete All Bad Credit Within 1-3 Months. Guaranteed. - I Will Show You Proof. Searching bad debt personal loans in market is not as easy as it sounds. It is a time consuming and troublesome matter. In that case, ...

How to Evaluate Zero APR Credit Card Offers

Tip! Don’t just cut up your credit cards: cancel them. An APR or the Annual Percentage Rate is the combination of monthly finance charges and interest rates expressed annually. Every credit card has different APRs. For example there is a certain ...

5 Things You Must Do To Reverse Credit Repair

Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...

How I Raised My Credit Score 40 Points in 24hrs AND Saved $658 a Month in Interest!

Tip! Do not apply for every car, credit card, and home that you are looking at as an eager consumer. Because every time you try to purchase a home, car, or get a new credit card your credit score is checked and the crediting agencies lower your score i...

April 2008

Discover Credit Card, for Rewards You Want

Tip! Interest free period. Also, it’s a good idea to compare the interest free periods offered by various credit cards. The Discover Credit Card is just one of the well known credit card companies that are out there for you to choose from. They ...

Three Simple Ways To Use My Credit Repair Tips That May Save Thousands!

The Best Selling Credit Repair Package. Great seller quick turn around. High payout. My credit repair tips are simple yet they provide ways to help you repair your credit without having to give up your lifestyle! Before I offer you my credit repair in...

Benefits and Drawbacks of Bankruptcy

Tip! Get a copy of your credit report. Many times (most times) the credit accounts that are absolved with your bankruptcy are not removed from your credit report immediately. Outlined below are some of the benefits and drawbacks of bankruptcy. It shou...

Avoid Bankruptcy

After Bankruptcy Credit Solutions. New 3-Step system shows you how to rebuild your credit, increase your credit score & qualify for loans after bankruptcy. The first but definitely not the easiest thought that comes to most people when they are ne...

Tip! Teaser rate — Often called the introductory rate, it is the below-market interest rate offered to entice customers to switch credit cards or lenders. It seems like a great idea to earn money while you spend it, isn’t it? But, is this p...