May 2008
Credit Card Companies: Friends or Foe?
Tip! Teaser rate — Often called the introductory rate, it is the below-market interest rate offered to entice customers to switch credit cards or lenders.
When you start to think of all the different credit card companies out there you may start ...
Making Sense of the Information in Your Credit Report
Tip! Creditors use your credit report and score to decide whether or not you should be given a loan.
If you’ve ever applied for a credit card or loan, you’ve
probably had your credit report reviewed by the lender. Your
credit report has ...
April 2008
Three Simple Ways To Use My Credit Repair Tips That May Save Thousands!
The Best Selling Credit Repair Package. Great seller quick turn around. High payout.
My credit repair tips are simple yet they provide ways to help you repair your credit without having to give up your lifestyle!
Before I offer you my credit repair in...
Credit Report - How Your Credit Score is Determined
Tip! Get a copy of your credit report. Take advantage of the free government credit report from each of the National Consumer Credit Bureaus: Equifax, TransUnion and Equifax.
Most consumers are aware that they have something known as a credit report t...
Is a Student Credit Card Actually a Credit Trap?
Tip! You can affect your credit rating before you apply for a credit card in order to qualify for a lower APR. If you suspect that your credit rating is in the middle ranges because you’ve missed a few payments here and there, or been late once ...
How Credit Card Applications Can Effect Your Credit Score
Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information.
Thanks to the Internet, it has never been easier to receive and submit c...
Seeking a Debt Consolidation Loan?
Tip! A Debt Consolidation Repayment Representatives will contact you and will work out a debt management plan.
Would you like the convenience of making just one monthly payment for all of your credit card debt? Do you have a home which has appreciated ...
FREE Credit Report Offer - Careful, It Might Carry Hidden Charges
Tip! Get a copy of your credit report. Take advantage of the free government credit report from each of the National Consumer Credit Bureaus: Equifax, TransUnion and Equifax.
FREE credit checks or free credit reports. What are they all about? Why ever...
Business Credit Card Can Help Owners Go the Extra Mile
Tip! Rescuer in financially tight situations There are times when you need some extra cash immediately. In such emergency situations, when you don’t have sufficient cash you can go on credit by using your credit card.
The marketplace has many typ...
Free Annual Credit Report
Tip! Don’t attempt to create a separate credit identity to get around your flawed credit report.
Getting an annual credit report review has been the advice of many financial managers as they guided their customers to be aware of all information o...
Balance Transfers Credit Card Primer
Tip! Refinance: If you are making mortgage payments on your home, you can get a credit card account opened through your bank. The bank will refinance the loan amount and you will be able to use as much money as you have refinanced.
Credit card features...
Why You Should Get a Credit Report before Applying for a Credit Card
Tip! Online resources: There is stiff competition online among various credit card companies to encourage people to apply for credit cards. Many a times you will find some companies even risking their necks to offer you a credit card, even though your...
March 2008
The Five Most Popular Questions About Bankruptcy
Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F.
WILL MY CREDITORS STOP HARASSING ME?
Yes, they will! By law, all action...
Use a Bad Credit Credit Card to Repair Your Credit
Tip! Fixed APR: A fixed annual percentage rate is not subject to adjustment based on indexes like the variable rate. But beware that credit card issuers reserve the right to change the your rate at anytime.
If you’ve been struggling with credit ...
What is on Your Credit Report?
Tip! Many credit card companies will decide whether or not to issue you a credit card with a high limit based on your credit report. If in doubt they may not issue a card at all or issue a card with a very low limit or risk.
Your credit report is a ver...
Disputing Credit Card Charges
Tip! Your credit card application can affect your credit rating.
Let’s imagine for a moment that you’ve just received your credit card bill in the mail, and you think the only purchase you made with it the previous month was at the gas stat...
7 Consumer Credit Laws You Should Know if You are Trying to Repair Your Credit
Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one.
1f62
There are seven consumer credit laws you should be aware when dealing with your credit.
The Attorney’s Guide To Credit Repair.
1. The Truth ...
What is a Credit Report
Tip! Check Your Credit Report. Make sure you know what your credit is like.
This article is a concise, informative tell-all explaining what exactly a credit report is, and what that means to you. It will NOT inform you where to get a cheap, or free, c...
5 Things You Should Know Before You Apply for a Contactless Credit Card
Tip! Never give your credit card number to someone that calls you on the telephone. If the caller purports to be from a company that you do business with, or from the credit card company itself, tell them that you’ll call them back at the number ...
An Average Credit Score - It Is Important When Borrowing
Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score.
The average credit score is the rating that the 3 major cred...
Free Credit Card Bonuses Are Pricey if You Fail to Pay Your Bill
Tip! Average daily balance — This is the method by which most credit cards calculate your payment due. An average daily balance is determined by adding each day’s balance and then dividing that total by the number of days in a billing cycle...
Debt Consolidation and How to Overcome It
Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees.
Debt is one of the major worry for many p...
Credit Card Offers Explained
Tip! Payment mode. This could be another factor influencing your choice of credit card.
There are so many credit card offers around on the market these days that it can be hard to decide which type is right for you and your personal financial situation...
February 2008
Debt and Bill Consolidation - Consolidate Debts with No Loan or Credit Check
Tip! A Debt Consolidation Repayment Representatives will contact you and will work out a debt management plan.
Debt consolidation has several advantages. For the most part, many
consumers are unable to eliminate their debts. High finance charges and
...
Do You Know What's On Your Credit Report?
Do It Yourself Credit Report Repair. Downloadable eBook with step by step instructions for credit report repair.
Your credit report is all that companies and lenders have to know about you. They do not get to see who you are or know what is happening ...
