December 2008
Bankruptcy Lawyer - It's Best Not To File Until You Retain One
Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...
Credit Score Facts
Tip! Do not apply for every car, credit card, and home that you are looking at as an eager consumer. Because every time you try to purchase a home, car, or get a new credit card your credit score is checked and the crediting agencies lower your score i...
What Is Bankruptcy Chapter 7 Liquidation?
Tip! After filing for bankruptcy, all of your possessions will be in charge of the trustee.
Bankruptcy liquidation also known as Chapter 7 Bankruptcy is a legal process where most if not all of your debt can be eliminated. It may take up to six months....
November 2008
Post Bankruptcy Mortgage Loan
Tip! bankruptcy is when you request complete debt relief.
Is there life after bankruptcy? That’s a common concern for those who are looking at it as an option or have filed for it previously. A larger concern people have is whether it’s pos...
Car Loans After Bankruptcy - Tips to Getting Approved
Tip! Have derogatory credit items removed from your credit report. For the items charged off in your bankruptcy, you will need to send a copy (not the original) of your bankruptcy discharge papers to all 3 of the credit bureaus asking them to remove t...
October 2008
Auto Loans After Bankruptcy - Do You Need a Co-signer or Collateral?
Tip! If I file for bankruptcy the trustee will seize all of my assets and sell them to settle my debts with creditors.
An auto loan after bankruptcy doesn’t mean you have to have a co-signer or collateral. By searching for the right lender, you c...
Refinance after Bankruptcy - Applying for a Refi Loan after a Chapter 7
Tip! The final step in considering bankruptcy is to actually engage the services of an attorney. At this juncture, you attorney will prepare a bankruptcy petition on your behalf that will be filed in the bankruptcy court.
Refinancing your mortgage aft...
September 2008
Bad Credit Secured Loan for Your Better Credit Score
Tip! Obtain a copy of your credit score report from one of the three major credit bureau agencies: Equifax, TransUnion or Experian.
A bad credit means Bankruptcies, Arrears, Defaults, Country Court JudgmentR...
Bad Credit Personal Loans Help You Improve Your Credit Score
Tip! If you have paid off all your debt, and your credit score seems to be at a stand still, you might want to make small purchases each month with your credit card and pay them off immediately. Often times the credit bureaus like to see at least some...
Credit Card Debt - Watch Your Credit Report and Your Bill
Tip! The credit bureau must prove each credit record on your credit report. If this is not possible, it must be stricken from the credit report.
2048
Most consumers are aware of the importance of their credit report. This document, offered to consum...
August 2008
Clean Credit Report: Easily Raise Your Credit Score 100 Points
Tip! Education loans are also sanctioned by colleges, universities, and other institutions based on your credit report. So, if your kids are planning to go to college and qualify in professional courses then their whole future will depend on your havin...
July 2008
Seven Steps on How to File for Bankruptcy
Tip! If I file for bankruptcy it may cause more family troubles than I already have, maybe even divorce.
In the 21st century, many men and women find themselves struggling to keep their heads above water financially. With ever mounting debt, these peo...
10 Ways To Boost Your Credit Score
Tip! Manage your credit card balances. It’s best for your credit score if the balance on a given card is less than 50% of the limit on that card.
1. Deleting Errors in 48 Hours
This is the absolute fastest way to correct errors on your credit
re...
After Bankruptcy Reform, Consumers Are Now Learning How To Discharge Debt
Tip! Ask for suggestions from legal professionals. Find a bankruptcy attorney at the circle of your acquaintances.
Thanks to the new bankruptcy reform laws, many Americans who are overburdened by their credit card debt will no longer qualify for Chapte...
Credit Card Debt Relief, Avoid Bankruptcy and Rebuild Your Credit All At Once
Tip! You are not a deadbeat if you file for bankruptcy. Most people file for relief after a life-changing experience, such as a death of a spouse, divorce or job loss or after a serious illness that left them with thousands, if not tens of thousands, ...
June 2008
Credit Repair: How to Begin
Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one.
Credit repair can seem like a daunting task- especially if you’re buried under a pile of debt with no foreseeable way out. But the good news is tha...
Fair Isaac Corporation Credit or FICO Score
Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score.
As I am not from the US, I had no idea what FICO meant before researching it. FICO stands for Fair Isaac Corporation, a company ba...
Do-It-Yourself Credit Repair
Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation.
If you’re tired of being turned down again and again by lenders, it’s time you did s...
May 2008
Tips for Preventing Credit Card Fraud
Tip! Fall back option when overseas You can treat your credit card as a supplementary source of money when overseas (i.e.
Credit card fraud is a constant source of worry nowadays and being stuck without your plastic, even if it’s only for a few d...
Where to Get a Bad Credit Cash Loan
Tip! Visit Bad Credit Help for more resources and help with your credit.
Having bad credit can be a major burden, but it can be much moreso if you find yourself short on cash and needing a little bit more in order to make ends meet. Many people despair...
Credit Card Security Measures
Tip! Finance charge — The charge for using a credit card, comprised of interest costs and other fees.
The chip and pin security features that credit cards offer is a very secure and simple integration that makes using a credit card safer and easi...
Do You Know What's On Your Credit Report ?
Tip! Every negative credit record on your credit report can be negated by you at any time. The credit bureau must reinvestigate and if that item cannot be verified within a reasonable amount of time, that credit record must be removed from the credit f...
After Bankruptcy Credit Repair
Tip! bankruptcy is a repayment plan that will restructure your arrearage. More than 95% of all Ch.
One may be tempted to sit back and do nothing about an after bankruptcy credit repair because the argument is that the bankruptcy stays on one’s ...
Bad Credit Guaranteed Personal Loan
Tip! Here are some things that will help you to find the bad credit help that you need.
APPLYING FOR A SECURED LOAN WITH BAD CREDIT
Having bad credit history can be like carrying a backpack full of worries. You don’t only have to face the elevate...
