14 October 2008
How Can I Repair My Credit Rating?
Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...
12 October 2008
What You Must Know Before Hiring A Credit Repair Company
Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers.
When you find yourself in deep credit trouble the last thing you need is to be riped off. That is why you must be careful which credit repair agancy you...
09 October 2008
06 October 2008
Do You Know The Difference Between A Hard Inquiry or Soft Inquiry On Your Credit Report
Tip! Don’t attempt to create a separate credit identity to get around your flawed credit report.
By know, you know that too many inquiries can hurt your credit score.
If you are trying to get a credit card with a really good rate, you may
have ...
04 October 2008
The Credit Repair Organizations Act
Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them.
What Credit Repair Organizations Can’t Do
They cannot make false claims about ...
30 September 2008
Worried about Your Credit Worthiness? Get an Instant Report Online
Tip! Send your letter by certified mail, return receipt requested so you can document what the credit reporting agency received. Make sure your letter is dated, and don’t forget to keep copies of everything you send.
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If you need to buy a h...
28 September 2008
Bad Credit Secured Loan for Your Better Credit Score
Tip! Obtain a copy of your credit score report from one of the three major credit bureau agencies: Equifax, TransUnion or Experian.
A bad credit means Bankruptcies, Arrears, Defaults, Country Court JudgmentR...
27 September 2008
How to Dispute Credit Report Errors Faster
Do It Yourself Credit Report Repair. Downloadable eBook with step by step instructions for credit report repair.
We all get caught up with every day life that we have a tendency to forget a lot of important matters in life. For example, we usually foun...
26 September 2008
How To Repair Bad Credit By Refinancing Your Home Mortgage
Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation.
One of the best ways to repair your bad credit is by refinancing your home mortgage. The difficu...
25 September 2008
Bad Credit Personal Loans Help You Improve Your Credit Score
Tip! If you have paid off all your debt, and your credit score seems to be at a stand still, you might want to make small purchases each month with your credit card and pay them off immediately. Often times the credit bureaus like to see at least some...
24 September 2008
Get An Experian Free Annual Credit Report Online Instantly
Do It Yourself Credit Report Repair. Downloadable eBook with step by step instructions for credit report repair.
Americans love getting things free and a credit report is no different. There are millions of people requesting free credit reports, so man...
22 September 2008
19 September 2008
Bankruptcy - The Easy Option?
Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F.
Incredibly, since the changes in the bankruptcy law in April 2004, debt...
18 September 2008
Identity Theft - Monitor Your Credit Report
Attorney Prepared Credit Report Repair. Legal and Easy Ways to Repair Your Credit Report, Save Money, Avoid Scams, and More.
The recent security breach at credit card processor CardSystems Solutions has many consumers worried. Thanks to a well-placed ...
16 September 2008
12 September 2008
Credit Card Debt - Watch Your Credit Report and Your Bill
Tip! The credit bureau must prove each credit record on your credit report. If this is not possible, it must be stricken from the credit report.
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Most consumers are aware of the importance of their credit report. This document, offered to consum...
10 September 2008
High Risk Personal Loans - Fulfill your Financial Need and Improve your Credit Score
Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score.
Are you someone with a poor credit history and no high value...
09 September 2008
How to Read an Equifax Credit Report
Tip! Check Your Credit Report. Make sure you know what your credit is like.
The Fair Credit Reporting Act (FCRA) requires each of the Nationwide Consumer Reporting organizations (Equifax, TransUnion and Experian) to provide you with one free credit re...
07 September 2008
Augment Your Credit Score Through Bad Debt Business Loans
Tip! Paying your bills on time is the first step in improving your FICO credit score. Late payments can have a big negative impact on your FICO score, 30 days or more late on one account can lower your FICO score 50 points or more.
A business is well ...
03 September 2008
Take Careful Consideration Before Filing Bankruptcy
Tip! Even if I file for bankruptcy creditors will still harass me and my family.
Filing bankruptcy is not fun! It is a last resort if you are interested in keeping an active and acceptable credit report. Bankruptcy is the condition of bringing all yo...
30 August 2008
Bankruptcy: Who is to Blame?
Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...
25 August 2008
Credit Repair Leads
The Attorney’s Guide To Credit Repair.
If you are in the credit repair business, you may have at one time or another expressed interest in purchasing credit repair leads.
Credit repair leads can be provided in many different ways. Such as referr...
Adverse Credit Secured Loans - Setting Aside the Credit Report
Tip! It is possible that a very old credit records cannot be verified because records may no longer exist after 1 or 2 years on credit report.
The debt defaults that you made in the past are not ready to let go of you so easily. It continues to show it...
22 August 2008
Bankruptcy As An Option
Tip! After filing for bankruptcy, all of your possessions will be in charge of the trustee.
If your financial worries are preventing you from sleeping at night, then you may have considered bankruptcy in hope of a little relief. Usually, consumers onl...
