July 2009
New York Bankruptcy Lawyers
Tip! Your credit history will be damaged by bankruptcy; it will appear on your credit report for as long as 10 years.
Bankruptcy is person’s legal declaration of being insolvent. Bankruptcy can be a very difficult, complex and complicated legal p...
Bankruptcy Considerations Should Be Part of Every Divorce Negotiation in Georgia
Tip! The possibility of getting loans approved will be lowered, because all creditors will first check your credit report where the bankruptcy shows.
The Georgia Supreme Court has ruled that a husband’s obligation to pay joint marital debt was wi...
Bankruptcy Lawyers In California
Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want.
Bankruptcy lawyers in California can be found by searching the Internet. The client should ensure th...
June 2009
Bankruptcy Explained
Tip! You will also have to prove how well you make payments. Again, lenders will not focus on your credit payment history ending in bankruptcy but rather on the payments that you have made since your filing.
Whether or not we want it to or mean it to, ...
May 2009
Can Bad Credit Consolidation Loans Save you From Bankruptcy?
Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...
April 2009
When Filing for Bankruptcy isn't the Answer
Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want.
If you feel like you’re hopelessly buried in debt and you have very few assets, filing for ban...
Bankruptcy Law - 5 Effective Tips For Getting An Attorney
Tip! Spend a day at a bankruptcy court. Observing the attorneys in action can give you an idea of the attorney you want representing you.
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Bankruptcy filing is at an all time high. This has caused a new bankruptcy law to be passed called the R...
March 2009
After a Bankruptcy
Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...
February 2009
What Does Bankruptcy Cost You?
Tip! Why doesn’t everyone just call bankruptcy when everything gets too hard. Put simply, your credit is ruined.
Bankruptcy may seem like the only way out of some situations, but you should consider what it will cost you. Sometimes, these costs w...
January 2009
California Bankruptcy Laws
Tip! The next step in filing for bankruptcy is to determine exactly what assets you have available to you. Your assets include your recurring income from your job, your home and major items of personal property that you might own (including such items...
Before And After Bankruptcy Filing Advice Tips
Tip! Obtain a copy of your bankruptcy and discharge papers from your attorney or the courthouse. This may include a copy fee.
Before Bankruptcy Help Advice Tips
The best bankruptcy advice tip that you should follow before anything else is to consider b...
November 2008
Auto Loans After Bankruptcy - How Does a Bankruptcy Affect Your Approval?
Tip! The third step you need to undertake when it comes to seeking bankruptcy relief is to contact all three major credit bureaus. When all is said and done, the three major credit bureaus may have the best record of all of your outstanding debt.
A re...
October 2008
Auto Loans After Bankruptcy - Do You Need a Co-signer or Collateral?
Tip! If I file for bankruptcy the trustee will seize all of my assets and sell them to settle my debts with creditors.
An auto loan after bankruptcy doesn’t mean you have to have a co-signer or collateral. By searching for the right lender, you c...
September 2008
Bankruptcy 101: It is 2006, Stay Informed
Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want.
The Basics
I know most of you know about bankruptcy, for those of you that do not, here are some bas...
August 2008
Bankruptcy: Who is to Blame?
Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...
Bankruptcy Interest Increases as Deadline Approaches
Tip! You won’t lose everything that you have. While bankruptcy laws vary from state to state, every state has exemptions that protect certain kinds of assets, such as your clothes, household goods, your home and your car (up to a certain value) ...
Senate Passes New Bankruptcy Law
Tip! It is also a requirement, for those wishing to obtain a bankruptcy home loan, to have a debt-to-income ratio of between forty-five to fifty percentile range.
The United States Senate passed a law on March 10, 2005 that changes the bankruptcy laws ...
July 2008
Alternatives to Bankruptcy
Tip! The first step in learning how to file for bankruptcy is to make a comprehensive list of all of your creditors and outstanding debts. When you are working to determine how to file for bankruptcy, you need to appreciate that if you to proceed with...
Quick Debt Reduction - Eliminate Debt and Avoid Bankruptcy
Tip! Look into the total cost of fees for your bankruptcy case. It’s best to know the amount of money it is going to cost you.
Some credit card companies offer easy approvals. For this matter, many people become trapped in a vicious cycle. Credit...
April 2008
How Credit Card Debt Consolidation Can Help You
Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...
Debt Consolidation Secured Loans: A Race to Your Debt Free Future
Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees.
A debt consolidation secured loan is part...
March 2008
Debt Consolidation and Credit Repair
Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...
Unsecured Debt Consolidation - Tips for Getting a No-Collateral Loan
Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees.
Getting an unsecured debt consolidation i...
Debt Consolidation Can Solve Your Debt Problems
Tip! Go with a company that has a good reputation. Don’t assume that every non-profit company is necessarily going to look out for your interests more than a for profit debt consolidation company.
The problem of acute indebtedness begins with a s...
Bad Credit Debt Consolidation and Credit Card Debt Consolidation Tips
Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees.
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If you have managed to get yoursel...
