06 January 2009 01:00
I have two question mortgage interest and the rebate check?
stephanie b asked: I have decided against itemizing because I get a better deduction with the standard deduction So….If I have to file a schedule B rather than a schedule A for my mortgage interest how can I do that. Im using tax slayer w...
Who is best to get a home mortgage through?
vtown_german asked: Would it be best to go through banks, credit unions or other lenders that mortgage brokers might suggest? What are competible and reasonable mortgage rates? Is 6.25% legit for an first offer or should I definitely keep looki...
What sources does one use to find jobs and mortgage lenders in Houston, Texas area?
killerlegs asked: I am trying to find out what is the best newspapers or websites used to find jobs in Texas, especially the houston area and what is the most common sources used for mortgage lenders. Do people usually use the banks or mortgag...
What happens to a person's mortgage when the lending company goes bankrupt?
Garry C asked: Does the person pay the mortgage balance to the bankruptcy court? Does the person have to find another lending company to take up the mortgage balance?gbrain.net
What is the difference between a mortgage and a home equity loan?
BC asked: I own a home that is paid off but would like to take out a loan to fund some home improvements as well as help my parents pay off their home equity loan. Given this scenario can I take out a mortgage since mortgage rates are lower or ...
Why is my mortgage company not paying my tax bill when I have escrow?
SJS asked: My mortgage company (CITIMORTGAGE) is not paying my tax bill. The money is in escrow, the error has been spotted and documented in a case number by customer service.
I paid the bill myself, because it is over six months late and I...
What is the difference between Collateralized Mortgage Obligations and other mortgage backed securities?
Rich P asked: How do CMO’s differ from any other mortgage-backed bundles? I know fannie mae finances primarily by selling the latter, so what is the benefit in CMO’s in comparison to them?gbrain.net
How does making your mortgage payment bi-weekly save you money?
honeybear asked: I got a letter in the mail from the bank that says paying our mortgage payment bi-weekly instead of monthly could save us $40,000 to $100,000 in interest and reduce our mortgage term by 7 to 9 years without refinancing. How doe...
Can a first mortgage be refinanced to a lower rate if there is also an existing second mortgage?
cookingmomma asked: If a homeowner has a first mortgage and a second mortgage, and would like to refinance the first mortgage at different terms, can this be accomplished - does the existing second mortgage put a monkey-wrench in refinancing th...
How do i find a job as a mortgage loan officer without any mortgage experience?
dre_gh asked: I currently work in a distribution center, and i have a bachelors in economics and psychology. I am interested in becoming a mortgage loan officer so i took a 24 credit hour course in residential mortgage lending but unfortunately...
What happens to the mortgage on a house that is left to me in a will?
Lost in Massachusetts asked: A relative will be leaving me a house in their will. If there is a mortgage (home equity) on the house when they die, do I take over the mortgage? I intend on selling the house when it is left to me.gbrain.net
How can I become a mortgage broker in california?
Dennis S asked: I simply cannot seem to find legitimate information on becoming a mortgage broker in California. Many of the web sites that purport to have information really share very little of anything and some are just plain frauds. I’...
How do I become a mortgage broker in ohio?
Wondering???? asked: I know the mortgage industry is in a mess right now, but I am looking toward the future when we rebound. Wondering what requirments there are to become a mortgage broker in Ohio. I am looking to work this industry on the si...
How does reworking a mortgage affect my credit score?
Greatone76 asked: I could use the help of potentially reworking my mortgage to be more affordable. It is possible for me to get by without doing so. If I do call my mortgage holder and rework my mortgage for a reduced interest rate or reduced...
How does mortgage fraud affects the subprime mortgage crisis?
Iñigo asked: In the actual Subprime mortgage crisis in the US huge amounts of mortgage frauds were discovered. What’s the part that these frauds played in the actual mortgage crisis ? Thanks.gbrain.net
mortgage?
bjm_116 asked: if i buy a home of $350,000 detached / semidetached and 10,000 down payment then how much mortgage will i have to pay every month????
thanks for the answers well if not 10,000 then wat abt 20 or 25 ?gbrain.net
05 January 2009 08:00
Can you add a spouse to the mortgage within months of refinancing under one name?
KTL asked: My fiance recently refinanced the house we have been living in for 3 years. He bought it right before we met. He got a great rate and we are saving a ton on the mortgage. We are getting married in a few months and we are hearing from...
What is the Best Mortgage Calculator for Home Equity Loans and Home Refinancing?
costumes.us.com asked: I am searching for the best mortgage calculators. Interest Only calculators and simple home mortgage calculators and loan calculators. I used the ones at http://www.1mortgagecalculator.net/index2.php and they seem pretty...
having second thougths on refinancing,will my not signing final documents kill the deal?
btr asked: Appraisal has been done appraiser paid, no other money has been requested or paid . How obligated to this broker am I ?gbrain.net
Why are home appraisals different when they are for refinancing purposes?
littlec asked: We paid to have a home appraisal done ourselves to get a true market value of our property and also our mortgage was due. I knew that the bank would request a 2nd appraisal anyway, but they were paying for it. They used the sam...
Are there advantages to refinancing student loans?
brownlocks41 asked: I need to know the truth about whether it is worth it to refinance my current student loans?gbrain.net
How much can a loan agent make when refinancing a loan?
Sunny Michael asked: I live in California, and I just refinance my mortgage. I found out that the mortgage processing company made about 1.2% commission of the loan amount. How much can a loan agent make? If the loan is $1 million, the agent co...
What to expect when refinancing my car?
AP asked: Will my monthly note go up? what if ive made all the payments on time but have past due payments etcera on other things.. except my car.. ?gbrain.net
How can I get out of a balloon payment on an auto loan without refinancing, trade in or repos?
Andrea B asked: I want to keep my car because I have 3 payments left except I have that balloon paymentgbrain.net
What are the most common things a home inspector looks for when it comes to refinancing a home?
daisynbutterfly asked: owned home about a year/need to refinance to remove $200 month PMI/need house to appraise for approx. $20k more than original purchase price. Told when we bought the place we should be able to refinance in 6 to 12 months...
