September 2009
30 Year Fixed Mortgage Rates The Basics
by 1 otherIf you are new to mortgages or just don't remember going through the process the last time you financed a home purchase, this article will explain some important features of the loan known as the fixed rate loan or fixed rate mortgage. These are pretty...
Mortgage Refi
by 1 otherRefi is getting rid of an old loan and replacing it with a new loan. This allows you to save money. There are some risks involved. People who do a bad loan refi will typically get a better deal. Additionally, a lower interest rate is typically achieved...
August 2009
Credit Report Contents
by 1 otherAll of us have probably been informed that our credit report is a very important document. Its importance will increase if we have been denied credit and realize that we must repair poor credit.
A Better Mortgage Using A Mortgage Calculator
People worldwide compare finding a good home and extremely competitive mortgage loans with finding a needle in a haystack. But thanks to numerous online mortgage calculators you can easily find what kind of home you can afford, the amount of mortgage p...
July 2009
Mortgage Brokers - Finding The Right One
by 1 otherA good mortgage consultant is something each wannabe home-owner or experienced property financier wants to have on their side. There's no lack of brokers out there and they come in all sizes and shapes with diverse personalities.
Saving Thousands on a Refinance is Easy When You Know How
Refinancing your mortgage is a relatively straightforward process depending on who you are working with. The concept is at least simple. Your objective is to reduce your rate, lower your monthly payment, change the terms of your loan, switch to a new l...
Tips To Get Good Mortgage Rates.
Anyone applying for a loan would like to get the best mortgage rates possible that they can be eligible for on the other hand a lot of people are not confident on how to in reality get those rates. Follow these short guidelines with the aim to get a tr...
Know Your Rights About Home Foreclosure
by 1 otherHome foreclosure is one of the greatest fears of families due to debt. Even though this is true we often take our bills for granted in favor of our credit cards. Before we know it bills have easily stacked up and we end up not knowing who to pay first ...
Credit Cards and Choosing One
Almost everyone over the age of consent has or wants a credit card these days and they are accepted almost everywhere. There are three major sorts of credit card very common in America. The first main kind of credit card is travel and entertainment car...
Are You Having a Dispute with the Credit Bureaus? Know What Your Rights Are before You Fight Back -- but Do Fight Back
by 1 otherThe federal government established the Fair Credit Reporting Act on April 25, 1971 so as to protect consumers against having inaccurate, misleading or obsolete information included in their credit reports. The intent in this law was that the credit bur...
June 2009
Study How a Loan Modication Can Save Your Home
by 1 otherHaving a hard time paying your mortgage? It's getting a lot harder for you to keep up with the bills? The U.S. economy is struggling and you're not the only person having a hard time by any means. The number in foreclosures has increased dramatically a...
Mortgage Free For Life Cycle
by 1 otherWhat good is it to send your kids to college if they then have to pay for debt their entire lives?
Are Loan Modifications Better Than Short Sales?
by 1 otherWhen you are a homeowner struggling with your mortgage payments you should understand the difference between a short sale and a loan modification. Both of these methods may help you get out of a foreclosure situation. They are dealt with in the same de...
April 2009
Mechanics Of A Home Loan
by 1 otherMortgages are very straight-forward loan types. It is merely a loan taken out from a large financial institution usually a Bank that will be used by the borrower for buying a property. The property can be anything from a house to a piece of vacant land...
Get Rid Of Your Foreclosure Worries
by 1 otherThere are millions of general articles about mortgages generating discussing foreclosures on the rise. This recession in the U.S. today has sacrificed the jobs of millions and caused unemployment to skyrocket. Millions are at risk of losing their homes...
Stop your Foreclosure Worries And Do Something about Them!
by 1 otherWhenever you read a general article about mortgages the term foreclosure is oftentimes accompanying it. The United States is in a recession and millions are feeling the unemployment woes. Millions are at risk of losing their homes right under their fee...
March 2009
Possible Mortgage Rate Scenarios For This Year
by 1 otherEveryone always wants to know if mortgage rates will rise or fall in the future. Especially in these uncertain times. Predictions are never totally accurate, but in the light of recent events we can make some good guesses.
Shop Smart for Your Mortgage Loan to Save Big Money
by 1 otherForeclosure is a more and more common occurence in the U.S. Last year over 2 million of these took place and this is why it is wise to save as much as possible on a mortgage loan. Shopping smart and taking note of as many tips and tricks as you can wil...
Tips When Trying To Modify Your Mortgage
by 1 otherMany people get the idea that modifying your mortgage is a peace of cake. You just call your lender, tell him you want to change the rules and he'll happily oblige. Unfortunately, this is not going to happen.
Securing Low Interest Rates For Self Cert Mortgages
Mortgage loans are hard to get even with a stable job and average credit, since lenders are cautious who they give them to. To help increase their profits where risk is due, lenders will make those who obtain self cert mortgages pay a higher interest r...
Loan modification tips for getting it approved
Many people believe they have little or no control over whether a lender approves their loan modification application? This might be partially right, but you can do everything in your power to present the paperwork Well, so you stand a bigger chance of...
Avoid These Loan Modification Scams
When the banking companies started to sink, many homeowners needed to look for an alternative to foreclosure. This option is loan modification.. In order to be able to pay the monthly costs, you request your lender to change the terms of your mortgage ...
A simple reverse mortgages explanation
by 1 otherUsing a reverse mortgage to deal with the financial uncertainty after retirement is more and more common these days. Many seniors are thankfully using a reverse mortgages to put the equity they've built up into their homes to good use. Retirement is no...
February 2009
Credit Restoration Can Help
With the credit crunch making more difficult than ever to secure a mortgage, it's never been more important to make sure that you maintain a good credit score. While it is certainly possible to repair your credit after running into trouble, the best th...
Short Sales Of Houses In Foreclosure Is Reality Today
by 1 otherA short sales is one of the tools mortgage lenders use in soft real estate markets to deal with the high tide of foreclosures they're experiencing today. When a homeowner with a high mortgage balance gets behind on his loan payments, a lender has a d...
