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Ben Elowitz (@elowitz) is co-founder and CEO of Wetpaint, a platform for social web sites, and author of the Digital Quarters blog. Prior to Wetpaint, Elowitz co-founded Blue Nile, the online retailer of luxury goods. He is also an angel investor in various media and e-commerce companies.

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We always think that the low NAV means the fund is cheaper. Low NAV implies high number of units alloted, however the total investment will remain unchanged with the Low NAV and high NAV fund as the total investment is the multiplication of total units and the NAV. What matters is the performance of the fund. Take for example, a fund with NAV Rs.20 is giving 20% returns and a fund with NAV Rs.100 giving 40% returns. Assume we invest Rs. 10000 in both the funds. Even though we got more number of units in the first fund, the final value of the investment in the funds become Rs.12000 and Rs.14000 respectively. This shows that the NAV is not the deciding factor in selecting the mutual fund, but the performance of the fund.

As it turns out, wetlands are far more important than we would have believed. We now realize that they are a very important ecosystem.

Introduction Behind your home a new sub-division is in the planning stages. There is a beautiful swamp, which you do not want to be destroyed. Make a presentation about the importance of the wetlands and why they should be preserved.

Believe it or not, not everything you put in your backyard space will improve the value of your home. Kiplinger ran an article this week detailing some of the best "bang for the buck" projects as well as others that won't pay off when it comes to resale value. Having undertaken one of these projects at our house I found it interesting that some additions are more desirable than others.

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社会化网络正是一个”个人推荐(peer recommendation)”的平台。