October 2007
Secured Debt Consolidation Loan - The Undeniable Exit
Tip! The Debt Consolidation Representative will then contact your creditors, negotiating the lowest interest rates and reduced fees possible.
When most individuals discover that they have a huge amount of debt, they anxiously try to uncover ways they c...
September 2007
Poor Credit Debt Consolidation Loans Helping The Needy
Tip! Go with a company that has a good reputation. Don’t assume that every non-profit company is necessarily going to look out for your interests more than a for profit debt consolidation company.
Poor credit history, sub prime credit history, ad...
Fix Your Credit Report to Get a Loan
Tip! Don’t attempt to create a separate credit identity to get around your flawed credit report.
We’re not on this planet for very long, so while we’re here, we might as well enjoy it. So you should buy things. Sure, you’re smar...
10 Steps To Successful Debt Consolidation
Tip! Go with a company that has a good reputation. Don’t assume that every non-profit company is necessarily going to look out for your interests more than a for profit debt consolidation company.
If you are having trouble balancing your income a...
The Lowdown on the JetBlue Credit Card
Tip! Cashback credit cards give you a percentage of your cash back each time you use them. Some cashback credit cards offer a higher percentage when you use them at the shops of ‘member merchants’, but the card can still be used at any shop...
Eliminate Debts Cheaply Through Secured Debt Consolidation Loans
Tip! You must consider whether debt consolidation is cost effective in the long term. Paying off an existing debt may incur charges for early settlement, and there may also be a fee for arranging your consolidation loan.
If you think it is high time th...
What You Can Do To Improve Your Credit Score
Tip! An individual’s race, sex, age, level of education, or marital status has no bearing on a credit score, nor does the fact that an application for credit was previously turned down.
It is hard to watch television these days without hearing ab...
August 2007
Chapter 7 Bankruptcy Software
Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F.
This is the age of computers and the computer has given its Midas touch...
How A Business Credit Card Can Benefit Your Business
Tip! For general use, have just one credit card. Keep the credit limits low and in control.
Business credit cards are certainly becoming the way to go these days. Ever wonder if they might know something that you don’t. Many businesses are using...
Getting The Best Rewards Credit Card
Tip! Has Much Experience - Established credit card agents have a better chance of helping you with your particular needs. They have had extensive experience in dealing with their clients and are in a better position to help you out.
Great deals on cred...
5 Things to Know Before You Apply for a Prepaid Credit Card
Tip! If you are offered a store card and there’s an unbeatable opening offer on your purchase, take it. Then, if you can’t pay off the debt in one go, use your credit card to pay it off so that you at least get lower interest charges.
The ...
Clear-a-debt: What Happens In A Personal Bankruptcy?
Tip! It’s not difficult to file for bankruptcy. It really isn’t.
Consumer Credit Counselling is often a first step, but once you realize you can’t keep up with the payments, you should take action quickly. Ignoring the problem will o...
Debt Consolidation Counseling
Tip! You must consider whether debt consolidation is cost effective in the long term. Paying off an existing debt may incur charges for early settlement, and there may also be a fee for arranging your consolidation loan.
Debt consolidation counseling i...
Mortgage Refinance After Bankruptcy!
Tip! The next step in filing for bankruptcy is to determine exactly what assets you have available to you. Your assets include your recurring income from your job, your home and major items of personal property that you might own (including such items...
Where Do You Get Your Credit Repair Advice?
Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one.
Big banks, mortgage brokers, credit repair companies, web sites and blogs… seems like everyone is giving advice on how to fix your credit. But what ...
Credit after Bankruptcy - Tips to Boost Credit Score
Tip! If I file for bankruptcy the trustee will seize all of my assets and sell them to settle my debts with creditors.
Establishing credit after a recent bankruptcy is very important. For
the most part, many consumers acquire excessive debt because of...
July 2007
Personal Debt Consolidation Loan: Your choice for One installment Instead of Many
Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...
Top Tips To Improve Your Credit Score
Tip! Because outstanding debt may taint a FICO score, try to pay-off balances on both revolving credit cards as well as other financial accounts. For the sake of appearances and the credit score, target bankcard debt to 60 percent with 3...
5 Cons of Owning a 0 APR Credit Card
Tip! Card holder agreement — The written statement that gives the terms and conditions of a credit card account. The cardholder agreement is required by Federal Reserve regulations.
If you have received an offer recently for a 0 APR credit card, ...
After Filing Bankruptcy: Qualifying for Credit and Loans
Tip! The possibility of getting loans approved will be lowered, because all creditors will first check your credit report where the bankruptcy shows.
After filing bankruptcy, is it difficult to qualify for credit and loans?
While much will depend on yo...
Why Paying Your Income Taxes With a Credit Card is a Rip Off
Tip! Your credit card application can affect your credit rating.
If you own your own business or have not been deducting enough from your paychecks each week, you will probably owe some income taxes when tax time rolls around. This is never fun, and if...
Get Debt-Free with Debt Consolidation
Tip! You must consider whether debt consolidation is cost effective in the long term. Paying off an existing debt may incur charges for early settlement, and there may also be a fee for arranging your consolidation loan.
Consolidate your debt with a Lo...
How To Get Your Own 0% APR Credit Card
Tip! Check several sources of information. The Federal Reserve publishes a survey of credit card terms every six months, and there are a wide range of websites that are useful for comparing cards available to you.
A great way to do your daily business...
Top 10 Ways To Repair Your Credit Score
Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information.
You must never underestimate the value of having good credit. You will d...
The Truth About Debt Consolidation Home Mortgages
Tip! Sort the debts. You should physically put them into two piles: one for monthly bills you can’t do anything about and one for other (these will end up being bills eligible for debt consolidation).
There’s been new changes to bankruptcy...
